转自：新华财经 今年第13号台风"剑鱼"近日从海南三亚近海擦过，给三亚市的农作物带来了不同程度的损害，三亚市一 家芒果种植企业负责人看着几百亩倒地的芒果树，眉头紧锁。这片果园，承载着企业对未来的美好希望 和愿景，在台风"剑鱼"的肆虐下遭受了损失。 这家芒果生产企业自1996年成立以来，经过近30年的坚持和努力，已发展成为海南规模较大的绿色无公 害的芒果生产示范基地。这次台风灾害致使基地中大量芒果树倒伏，内部设施也遭到不同程度损毁，给 企业带来了巨大的经济损失，企业急需一笔资金支持用于复产复工。 交通银行三亚分行了解到企业面临的灾害损失问题，迅速开辟了受灾客户专属信贷服务通道，建立优先 受理、限时办结等机制，于8月28日实现快速放款。该笔400万元贷款的快速发放，不仅体现交行对重点 领域、薄弱环节金融服务的强化，也是交行践行人民性、政治性，把金融支持灾后重建和复工复产作为 当前工作重心的重要举措，除了加速审批放款流程，交行主动合理降低受灾小微企业的贷款利率，切实 降低受灾芒果生产企业的综合融资成本。交行始终坚持紧紧围绕受灾企业需求，最大限度减少台风灾害 对企业的影响。 交通银行三亚分行相关负责人表示，后续将持续 ...

"我们要展现金融担当，加大对资兴灾后重建的金融支持力度，与受灾群众一道共渡难关。"中国人 民银行郴州市分行行长谭卡吉说。2024年8月初，雨刚停，谭卡吉便率领全市11家金融机构负责人赶赴 资兴，开展金融支持资兴灾后重建调研。 了解到灾区的金融需求后，中国人民银行郴州市分行与国家金融监督管理总局郴州监管分局迅速协 调联动，共同印发了《关于进一步做好金融支持防汛抗洪救灾和资兴特大自然灾害后恢复重建工作的通 知》，从信贷额度、融资接续、保险理赔、账户与现金服务等多维度强化金融支持。此外，中国人民银 行郴州市分行第一时间对资兴地方法人银行机构单列7亿元再贷款、再贴现额度，引导当地法人银行机 构用好低成本资金，重点支持受灾市场主体。 灾情发生后，全市银行机构"信贷输血、服务纾困、公益驰援"，为资兴灾区筑起一座坚实的"金融 堤坝"。农发行郴州市分行在灾后5个工作日内，通过特事特办投放全市首笔9800万元专项贷款，重点支 持资兴应急物资采购和基础设施修复。建设银行郴州市分行成立五个专项对接小组深入重点受灾乡镇， 给予受灾存量贷款户降低利率、调整结息周期或还款计划等纾困政策，累计为51户市场主体新发放贷款 5106.82万元 ...

如今，街道两旁的树木披上绿装，农民忙碌在田间地头，工人投身在各条生产线上……是金融活水 的滋润，让这片曾经被台风肆虐的土地重新焕发出盎然的生机。 海南省银行业金融机构积极响应金融管理部门号召，积极对接灾后重建各方的资金需求，主动上门 做好金融服务。国家开发银行海南省分行第一时间对接文昌航天城开发投资公司、海南旅游投资集团、 省水务集团等，加急审批授信，快速发放应急贷款2.38亿元。工商银行海南省分行第一时间给海南民生 管道燃气有限公司发放贷款2000万元，支持燃气抢修保供。农业银行海南省分行、交通银行海南省分 行、海南农商银行、海南银行等多家金融机构共设立专项救灾信贷额度近500亿元，充分满足灾区道 路、通信、水电燃气、市政设施、水利设施等与民生密切相关的基础设施修缮重建贷款需求，推出了房 屋修缮专属信贷产品、"救灾支持贷"以及"居民E贷"等系列专项信贷产品，确保救灾信贷资金"不断 供"。灾情发生以来，全省银行机构累计授信2.26万户，授信金额644亿元，完成贷款投放562亿元。 "台风吹毁了厂房，但吹不毁我们恢复生产的信心。"受台风影响，海南某食品股份有限公司厂房屋 顶、围墙及养殖设备受损，工厂停工、停水、 ...

7月，行走在甘肃省临夏州积石山县大河家镇陈家村，崭新的安置房整齐排列，牛羊在宽敞的标准 化圈舍中悠闲觅食，田间地头洋溢着丰收的喜悦。2023年12月18日，积石山县6.2级地震带来的创伤， 正在当地政府和金融系统的共同努力下逐渐愈合。 积石山县地震发生以来，中国人民银行临夏州分行引导金融机构聚焦灾后恢复重建及产业振兴金融 需求，主动靠前服务，强化部门协同，推动各项政策措施落实落细。截至6月末，积石山县各项贷款较 2023年末增加35.64亿元，增长73.59%。地震发生以来，积石山县金融机构累计发放贷款57亿元，助力 1.7万户受灾群众重建家园，支持花椒、美食等特色产业焕发新生机。 "还好有农业银行的贷款支持。"积石山县大河家镇农资经销商马艾有布说。在春耕备耕关键期，他 急需资金周转，当地农业银行客户经理主动对接，发放180万元"惠农e贷"抵押贷款，解了他的燃眉之 急，保障了农资供应。 为精准助力灾区群众振兴产业，中国人民银行临夏州分行在积石山县组织召开全省金融支持积石山 地震灾后重建产业振兴推进会，11家金融机构与县域21家企业现场签约授信7.74亿元。该行切实发挥好 央行支农支小再贷款的引领作用，开辟再贷 ...

2023年12月18日，甘肃临夏州积石山县发生6.2级地震。据公开报道，此次地震为浅源地震（震源 深度10公里），破坏力强，主要灾害集中在积石山县，总经济损失约146.12亿元。 如今，积石山地震的阴霾逐渐散去，重建也已近尾声，但金融支持灾后重建的温暖力量仍在持续涌 动。一年半来，中国人民银行临夏州分行指导全州金融机构以高度的政治责任感投身重建工作，以优惠 信贷政策精准滴灌，同时，支持产业恢复与技能培训双轨并行，成为托举家园新生和让积石山回归长远 发展轨道的关键支撑。 政策护航 激活振兴内生动力 随着积石山地区逐渐从灾后重建转入可持续发展新阶段，中国人民银行临夏州分行及时推动金融支 持政策迭代升级，构建起"重建+振兴"双轮驱动的长效金融服务机制，将政策重点转向产业培育、就业 创业等可持续发展领域。 "我们正在实现从输血到造血的转变。"中国人民银行临夏州分行党委书记、行长李高元介绍说，通 过建立"再贷款+财政贴息+风险补偿"三重保障机制，以低融资成本和信贷业务风险可控确保金融支持 不断档、不减速。截至2025年6月末，中国人民银行临夏州分行向积石山县金融机构发放再贷款10.49亿 元，推动县域金融机构创新推出" ...

Group 1 - Typhoon "Doksuri" made landfall in Fujian on July 28, 2023, causing severe damage with approximately 2.67 million people affected and direct economic losses of 14.755 billion yuan [1] - The financial system in Fujian has been proactive in disaster response, providing timely financial services to affected communities [1][2] Group 2 - Jinjiang Rural Commercial Bank launched a special credit loan product called "Jinqing Assistance Loan" with a total quota of 800 million yuan, offering interest subsidies to support small and medium-sized enterprises affected by the typhoon [2] - Within a month after the typhoon, Jinjiang Rural Commercial Bank issued nearly 50 million yuan in "Jinqing Assistance Loans" to support local businesses [2] Group 3 - Zhangzhou Rural Commercial Bank provided a 1.7 million yuan no-repayment loan to a fish farming company affected by the typhoon, helping them resume operations [3] - The People's Bank of China (PBOC) in Fujian increased support for disaster recovery by implementing policies to guide local financial institutions in providing credit support for recovery efforts [3] Group 4 - Agricultural Bank of China in Xiamen expedited the payment of wages for 532 migrant workers on the day of the typhoon's landfall, ensuring timely salary disbursement despite adverse conditions [4] - China Merchants Bank in Quanzhou facilitated a cross-border payment of over 51 million USD for a chemical company facing operational challenges due to the typhoon [4] Group 5 - The PBOC in Fujian emphasized the importance of disaster prevention and response, urging financial institutions to strengthen risk management and ensure service continuity during the typhoon [5][6] - The PBOC also opened a green channel for disaster relief fund transfers, allocating 100 million yuan to severely affected areas [6] Group 6 - Financial institutions in Fujian utilized data-driven approaches to identify and assist affected clients, providing tailored credit support to those facing repayment difficulties [7] - Affected financial credit villages received targeted assistance, with 75,000 yuan in credit support provided to 10 households in a disaster-hit village [7] Group 7 - Insurance companies in Xiamen quickly processed claims for disaster insurance, with the first claim payment made within hours of the typhoon's impact [8][9] - The Xiamen government implemented a catastrophe insurance program to support disaster relief efforts, with over 200 claims processed during the typhoon [9]

Core Insights - The financial system in Hunan Province is actively supporting disaster recovery efforts in Zixing following the severe impact of Typhoon "Gemi," which caused significant economic losses and infrastructure damage [2][3][4] Financial Support and Recovery Efforts - As of February 2025, Zixing's total loan balance reached 27.162 billion yuan, reflecting a year-on-year growth of 17.03%, surpassing the city's average loan growth rate by 5.43 percentage points [2] - Financial institutions in the region have issued a total of 1.224 billion yuan in special loans for disaster recovery [2][4] - The Agricultural Development Bank of Hunan has provided 888 million yuan in special loans for infrastructure repair and agricultural recovery projects [5] Immediate Response and Initiatives - The People's Bank of China in Chenzhou quickly coordinated with local financial institutions to enhance support for disaster recovery, including issuing 700 million yuan in re-loans to local banks [3][6] - Various banks implemented measures such as lowering interest rates and adjusting repayment plans for affected borrowers, with the Construction Bank issuing 51 new loans totaling 51.0682 million yuan [4] Community and Infrastructure Development - The Asian Infrastructure Investment Bank has allocated a loan of 500 million USD for infrastructure recovery in Zixing [5] - Local banks have also engaged in community support through donations, with over 5.08 million yuan contributed to disaster relief efforts [4] Long-term Recovery and Growth - Financial support is not only focused on immediate recovery but also on sustainable development, with initiatives to restore and enhance local industries, such as solar energy projects that are expected to generate additional income for communities [8] - The banking sector has provided 230 million yuan in loans to small and micro enterprises in the cultural and tourism sectors, promoting economic revitalization in the region [8][9]