发展态势向好。 金融业增加值、本外币存款余额、本外币贷款余额、保费收入、新增直接融资额等核心发展指标稳居山 东首位，不良贷款率等风险指标保持全省最优水平。一首一优的鲜明对比，勾勒出济南金融业高质量发 展的图景。 近日，证券时报"从资本市场看地方高质量发展"调研组在山东调研期间，济南市委金融工委专职副书记 贾洪斐接受证券时报记者采访时表示，依托全国首个科创金融改革试验区的招牌，济南积极争取并落地 多项国家试点，包括数字人民币试点、资本市场金融科技创新试点、AIC股权投资试点等，以金融创新 之力激活区域经济发展新动能。 济南金融业总体发展态势向好 近年来，济南金融业总体发展形势向好，金融服务实体经济质效不断提升。 数据显示，2024年，济南市实现金融业增加值为1097.5亿元，同比增长9.2%，高于全国3.6个百分点。 截至今年9月末，济南金融机构本外币贷款余额3.45万亿元，同比增长10.3%，比年初增加2870.6亿元， 银行不良贷款率保持全省最优。 得益于数字人民币试点和资本市场金融科技创新试点的协同推进，今年9月，中泰证券（600918）上 线"数字人民币签约转账服务"，将国家法定数字货币引入其财富管理体 ...

Core Viewpoint - Zhongtai Securities has officially launched the "Digital Renminbi Contract Transfer Service," integrating national legal digital currency into its wealth management system, allowing clients to use digital wallets for securities fund transfers [1][3]. Group 1: Service Launch and Features - The launch of the "Digital Renminbi Contract Transfer Service" marks a significant milestone in the collaboration between Zhongtai Securities and China Construction Bank, expanding the application of digital renminbi in the securities wealth management sector [1][3]. - The service offers four main advantages: direct connection of digital wallets to third-party custodians, 24/7 transfer service, support for over 80 banks, and online account management [3][6]. Group 2: Digital Currency Pilot and Achievements - As of September, Jinan has opened 479,900 digital renminbi wallets, with a total transaction volume of 45.772 billion yuan, ranking high among peer pilot cities [4]. - Jinan is the only northern city, besides Beijing, to have both digital renminbi and capital market financial technology innovation pilot programs, enhancing its status as a national-level digital finance innovation hub [3][4]. Group 3: Future Directions and Policy Support - The Jinan Municipal Financial Office aims to continue promoting digital transformation in financial institutions, enhancing their digital service capabilities, and embedding financial technology into service scenarios [7]. - The initiative aligns with the implementation plan for the Jinan Science and Technology Innovation Financial Reform Pilot Zone, emphasizing the role of technological advancement in financial innovation [6].