Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningbo Branch is committed to supporting the high-quality development of Ningbo's economy through comprehensive financial services, aligning with national strategies and local development goals [1][3][4]. Group 1: Financial Performance - As of June 2024, the total loan balance of ICBC Ningbo Branch reached 417.2 billion yuan, an increase of 45 billion yuan from the beginning of the year, with a loan growth rate of 12.1%, ranking first within the ICBC system [1]. - The branch has provided over 50 billion yuan in loans for more than 200 key construction projects, including urban rail projects and international conference centers [3]. Group 2: Strategic Focus - The branch actively aligns with major national strategies such as the Yangtze River Delta integration and dual circulation, facilitating effective investment and supporting key engineering projects [3]. - ICBC Ningbo Branch emphasizes the importance of high-quality party leadership and governance to enhance financial service effectiveness [2]. Group 3: Support for Key Sectors - The bank is focused on optimizing financing structures and increasing credit support for key sectors and vulnerable areas, ensuring diverse financial products are available for the real economy [4]. - As of June 2024, green loans increased by over 15 billion yuan, with a growth rate of 24%, while inclusive loans rose by 9.5 billion yuan, with a growth rate of 21% [5]. Group 4: Digital and Inclusive Finance - The branch is enhancing digital financial services through new technologies and models, launching initiatives like the "Digital Financial Partner" program to meet diverse customer needs [6]. - ICBC Ningbo Branch is committed to improving customer satisfaction by optimizing branch layouts and resource allocation, focusing on comprehensive service quality [6]. Group 5: Risk Management - The bank maintains a strong focus on financial risk management, implementing a comprehensive risk management system to ensure the stability of local economic and financial conditions [7]. - ICBC Ningbo Branch is dedicated to preventing and mitigating risks in key areas, promoting asset quality improvement and maintaining a strong compliance culture [7].