光大银行深圳分行行长尚文程介绍，为支持新质生产力发展，今年光大银行在深圳探索打造了专属的投 贷联动服务模式，针对科创企业的各期募资安排来匹配有节奏的信贷投放，重点对芯片、先进通信、先 进制造等关键领域以及国家重大基础设施建设加大了服务支持力度。"下一步，我们将结合粤港澳大湾 区综合金融服务方案，坚持以客户为中心，为企业提供贯穿初创、成长、成熟等各阶段的陪伴式金融服 务。"尚文程表示。 ■本报记者 郝飞 为全力服务粤港澳大湾区协调发展，日前，光大银行在深圳举办"走进大湾区"金融服务推介会。该推介 会围绕区域发展、银企合作等议题深入交流，强化产融协同，为大湾区高质量发展注入金融动能。 目前，大湾区形成了以广州、深圳、香港为核心的贸易中心、科创中心和金融中心，并进一步在产业转 型升级、区域协调发展、国内国际双循环等方面加力推进，落实新发展理念，构建新发展格局。 光大金融研究院院长马波表示，光大银行紧扣"十五五"规划建议中"促进区域协调发展"的相关要求，专 项打造《粤港澳大湾区综合金融服务方案》，重点围绕科技创新、跨境金融、内外贸易、区域协调发展 等四个领域，服务大湾区提升高质量发展动力源作用。在科创领域，光大银行针 ...

Core Viewpoint - The Central Financial Work Conference prioritizes technology finance as the foremost area in financial development, emphasizing the need to allocate more financial resources to promote technological innovation [1] Group 1: Company Initiatives - China Everbright Bank places significant importance on the technology finance sector, striving to actively promote related business development and play a positive role in supporting national strategic initiatives [1] - The bank is focused on developing technology innovation finance as a key business direction, further integrating branch resources to establish the "Sunshine Technology Innovation" brand in the Qilu region [1] Group 2: Product Development - The Jinan branch of China Everbright Bank promotes three product systems—Moxing Series, Xinxing Series, and Juxing Series—targeting the lifecycle of technology-based enterprises, including their startup, growth, and maturity phases [2] - The bank aims to support the construction of the "Sunshine Technology Innovation" brand through these product offerings [2] Group 3: Addressing Challenges - The Jinan branch addresses challenges faced by technology enterprises, such as risk assessment difficulties, information asymmetry, uncertain profit models, and complex regulations, by deepening financial supply-side reforms [2] - The bank enhances its marketing of key products through a comprehensive product matrix that includes equity, loans, bonds, trusts, and private placements, ensuring a full lifecycle service approach [2] - A layered and categorized service mechanism is established to meet the diverse needs of technology-based SMEs, focusing on providing comprehensive solutions that allow these enterprises to concentrate on innovation and achieve high-quality development [2]