Core Insights - The article discusses the challenges faced by first-time homebuyers in Ningbo, particularly those with a budget of one million, who struggle to find suitable properties in desirable locations [1][2] - The couple's choice of the Huamanli community in the Fangqiao area highlights the trade-off between affordability and potential future liquidity concerns [1][5] Group 1: Buyer Preferences - The couple's main concern is to avoid excessive mortgage debt, leading them to consider lower-priced options in Fangqiao instead of more expensive properties in the city center [2] - The lower total price in Fangqiao allows them to pay a significant portion of the home cost upfront, which is appealing to them [2] Group 2: Market Concerns - Some online comments reveal potential risks associated with purchasing in Fangqiao, such as long commuting times due to infrequent subway service, which could exceed one hour for city center jobs [5] - There are worries about the resale value of properties in Fangqiao, with some commenters suggesting that the large supply of new homes may lead to a saturated second-hand market, making it difficult to sell in the future [5][7] - The emphasis on location as a critical factor in real estate is reiterated, with concerns that the large development in Fangqiao may lead to difficulties in selling properties later on [7]