"我的家庭农场承包耕地有2400余亩，主要种植谷物、油料等农作物，今年，除去购买种子、化肥 等费用后，种植资金出现不足，贵南农商银行了解情况后，通过绿色通道发放贷款80万元，解决了春耕 资金不足问题。"青海省海南州贵南县牟尔宏家庭农场负责人羊吉加高兴地说。 该行还引导辖内金融机构降低涉农融资成本，减轻农户负担，对辖内春耕备耕的农牧户贷款利率优 惠2个百分点。同时，通过网上银行、手机银行等开通线上绿色通道办理春耕备耕贷款业务，缩短办贷 时间，确保不误农时。对经营种子、农药、化肥、地膜及农机具购销等质量高信誉好的单位提前调查， 做好贷前审查工作，保证及时足额发放贷款，使上游企业不因资金问题拖延物资供应或降低物资质量， 确保春耕备耕物资供应充分、及时。 此外，该行还积极与州农牧局、州财政局等政府部门对接，全面了解当前农业发展特点，形成金融 政策与财政政策、产业政策、乡村振兴政策的有机结合，指导各金融机构在风险可控的前提下，坚 持"特事特办"的原则，开启备春耕金融服务绿色通道。 为切实加大涉农贷款投放力度，确保春耕备耕贷款投入，中国人民银行海南州分行组织各涉农金融 机构深入调查涉农企业、农牧户情况，结合不同区域特点， ...

Group 1 - Postal Savings Bank of China (PSBC) is enhancing rural credit system construction and focusing on high-quality financial development for agriculture, contributing to agricultural harvest and farmers' income [1] - Since the beginning of the year, PSBC has deployed financial support for spring farming, issuing 320 loans totaling 33.24 million yuan for spring farming preparations [1] - From April onwards, PSBC has launched initiatives to support summer grain procurement, issuing a total of 592 million yuan in grain procurement loans to meet the short-term funding needs of farmers [1] Group 2 - Binzhou Guosheng Agricultural Technology Co., Ltd., a prominent grain producer in Binzhou, urgently sought funding from PSBC for wheat procurement and agricultural machinery operations [2] - PSBC simplified the loan process, providing a 4 million yuan pure credit industry loan to the company within three days, addressing the financing challenges faced by the client [2] - PSBC remains committed to serving the agricultural sector, focusing on grain production and enhancing credit support for agricultural entities [2]

Group 1 - The People's Bank of China in Ordos has implemented a special action plan to support spring farming, emphasizing the importance of financial services for agricultural production and ecological protection [1] - As of February 2025, a total of 5.714 billion yuan in loans has been issued for spring farming, benefiting 45,900 households, with a weighted average interest rate decrease of 0.09 percentage points compared to the previous year [1] - Local financial institutions have adopted a "door-to-door" service model to address the financing challenges faced by farmers during the peak demand for agricultural materials [1] Group 2 - The Ordos branch of the People's Bank of China is enhancing technological financial services, prioritizing support for smart agricultural machinery and encouraging low-cost funding for agricultural cooperatives and tech companies [2] - Innovative financial products such as "agricultural machinery leasing loans" allow farmers to use high-value unmanned agricultural machinery with a down payment as low as 10% [2] - A loan of 30 million yuan was provided to support the production of an intelligent irrigation system, resulting in a 40% reduction in water usage and a 25% increase in potato yield [2] Group 3 - A local agricultural development company faced cash flow issues after investing over 10 million yuan in a large-scale beef cattle breeding base [3] - The Yiqi Rural Commercial Bank issued a rural revitalization interest-subsidized loan of 5 million yuan within five working days, helping the company expand its breeding scale to 1,000 cattle [3] - Financial institutions in Ordos have provided a total of 3.164 billion yuan in loans to agricultural and livestock enterprises, focusing on key projects and infrastructure in the agricultural sector [3]

Group 1 - The core viewpoint emphasizes the importance of financial support from Postal Savings Bank for agricultural activities, particularly during the spring farming season [1][2][3] - Postal Savings Bank's Jiangxi branch actively conducts "loan delivery to the countryside" initiatives to assess credit needs for purchasing fertilizers and agricultural equipment [1][3] - The bank has established a dedicated "green channel" for spring farming loans, prioritizing approval processes to provide efficient financial services to farmers [1][3] Group 2 - The bank's financial services team is organized to provide on-site support to farmers, helping them secure necessary funding for spring farming activities [2][3] - A notable case includes a farmer who secured a loan of 2 million yuan within two days to address cash flow issues for spring farming [2] - The bank has developed tailored financial service plans based on local agricultural needs, with a focus on supporting the entire agricultural supply chain [3]