Core Viewpoint - The integration of finance and agriculture is driving rural progress and agricultural development, with a focus on enhancing food security and supporting high-quality agricultural growth [2][3][4]. Financial Support for Agriculture - Postal Savings Bank of China (PSBC) Nanjing Branch has increased its support for agricultural financing, providing 3 million yuan in "industry loans" to enhance grain purchasing capabilities and improve operational efficiency by over 30% [3][4]. - The bank has established a "1+N" credit product system, offering loans up to 5 million yuan and expedited processing times, significantly reducing financing costs for agricultural enterprises [7][10]. Agricultural Production and Efficiency - The implementation of modern agricultural practices and technology has led to a significant increase in production capacity, with companies like Jingjian Rice Industry achieving a daily processing capacity of 300 tons and an annual capacity of 100,000 tons [4][5]. - The integration of financial services has improved the efficiency of grain collection and processing, with a reported 40% increase in settlement efficiency for grain enterprises [6][10]. Rural Development and Income Growth - The support from PSBC has enabled local farmers to increase their income, with one company expanding its operational area from 3,000 mu to 4,200 mu and achieving profits of over 40 million yuan [8][9]. - The bank's financial services have created over 30 stable job opportunities and helped 456 local farmers increase their income [9]. Innovative Financial Solutions - The introduction of the "Smart Payment" system has streamlined the payment process for farmers, allowing for real-time transactions without the need for cash, thus reducing risks associated with cash handling [10][11]. - The system is designed to cater to rural needs, ensuring ease of use for older farmers and enhancing the overall efficiency of grain transactions [11].

Core Viewpoint - Postal Savings Bank of China is actively supporting agricultural financing during the summer harvest season, ensuring timely financial services for farmers and grain purchasers to safeguard food security and promote rural prosperity [1][4]. Group 1: Financial Services Initiatives - The bank has established a "Summer Harvest Service Team" to provide on-site financial services across over 20 counties, ensuring immediate access to funds for farmers [2]. - The service team has conducted nearly 100 on-site services and visited over 3,000 farmers, addressing funding needs exceeding 1.53 billion yuan [2]. Group 2: Innovative Financial Products - The bank launched a specialized "Grain Loan" product offering up to 5 million yuan in pure credit loans and 10 million yuan in secured loans, with an annual interest rate starting at 2.51% [3]. - A "Summer Harvest Green Channel" has been established to expedite loan approvals, allowing funds to be disbursed within 1 to 3 working days [3]. Group 3: Impact on Rural Economy - The bank has issued over 9 billion yuan in specialized loans for the grain industry, serving nearly 3,000 agricultural entities [4]. - The bank aims to continue innovating its online and offline service models to enhance financial support for rural revitalization efforts [4].