Core Insights - The article highlights the proactive measures taken by Jiujiang Bank to support the grain industry in Yichun City through innovative financial services tailored to local needs [1][2] - The introduction of the "Smart Warehouse Loan" aims to alleviate the financing challenges faced by grain enterprises, particularly during the seasonal harvest period [1][2] Group 1: Financial Services and Innovations - Jiujiang Bank is implementing a "one county, one policy" approach to provide innovative services in regions such as Yuanzhou District, Shanggao County, and Fengcheng City [1] - The "Smart Warehouse Loan" is designed for grain enterprises involved in storage, processing, and trade, addressing the "difficult and expensive financing" issues that hinder their growth [1][2] - The bank employs a service model combining "technology supervision and on-site management" to offer comprehensive supply chain financial services, enhancing asset liquidity and reducing operational financial pressure for enterprises [1] Group 2: Case Study and Impact - A rice processing enterprise in Shanggao County, with over 20 years of operation and a storage capacity of 49,000 tons, received a 20 million yuan loan from Jiujiang Bank specifically for rice storage [2] - The loan was secured against the enterprise's rice inventory in 12 warehouses, with third-party oversight to improve financing efficiency and risk management [2] - Jiujiang Bank has provided a total credit of 194 million yuan to over ten grain enterprises and an additional 30 million yuan to more than 40 grain drying plants and large-scale farmers [2]