Core Insights - The article emphasizes the proactive role of Industrial Bank's Urumqi branch in supporting the economic and social development of Xinjiang, aligning with national strategies and focusing on innovation in financial services [1] Financial Support for New Quality Productivity - The bank recognizes the importance of financial support for the development of new quality productivity and has increased its technology finance loan balance to 17.199 billion yuan, up by 541 million yuan since the beginning of the year [2] - It focuses on strategic emerging industries and high-tech enterprises, employing a comprehensive service approach that combines financing and intelligence to support the growth of technology-driven companies [2] Green Finance Initiatives - The Urumqi branch has actively responded to national green development strategies, with a green finance loan balance reaching 10.746 billion yuan, an increase of 2.342 billion yuan since the start of the year [3] - Innovative financial products have been introduced, such as climate loans and carbon market-based loans, to enhance project evaluation and promote the healthy development of the carbon market in Xinjiang [3][4] Support for Small and Micro Enterprises - The bank has adhered to its commitment to serve the public, with inclusive finance loans totaling 3.927 billion yuan, an increase of 221 million yuan since the beginning of the year [5] - It has established a regular information exchange channel with government platforms to better meet the financing needs of small and micro enterprises [5] Agricultural and Rural Development - The bank focuses on rural revitalization, implementing differentiated financial services to support the agricultural supply chain and enhance the efficiency of asset evaluation and risk warning through technology [6] Elderly Financial Services - The Urumqi branch has developed a comprehensive elderly financial service system, with a financing balance of 416 million yuan, an increase of 91 million yuan since the beginning of the year [7] - It has created dedicated spaces and services for elderly clients, enhancing their financial experience and promoting community engagement through educational initiatives [8] Digital Financial Services - The bank is integrating digital services into various aspects of life and business, enhancing efficiency and user experience through innovative digital financial products [9] - It aims to improve service quality and financial supply, contributing to the high-quality development of Xinjiang's economy and society [9]

Core Insights - Recently, Industrial Bank's Urumqi branch has established a deep cooperation with a leading regional pharmaceutical retail chain to launch a "Smart Pharmaceutical Settlement Service Solution" based on the bank's aggregated payment products [1][2] - The solution focuses on "one code aggregation" to address the fragmented payment issues in pharmaceutical retail, integrating various payment methods and enhancing operational efficiency and user value [1] Group 1: Partnership and Solution Overview - The collaboration aims to create a new paradigm for digital transformation in the pharmaceutical industry by integrating payment, data, and financial capabilities [1] - The solution supports multiple payment channels, including WeChat, Alipay, and Cloud Flash Payment, significantly improving settlement efficiency for clients [1] Group 2: Operational Efficiency and Data Management - The robust customer management platform addresses various challenges such as multi-store reconciliation, personnel management, and permission management, providing comprehensive data support for centralized operations [1] - The integration of customer sales management systems with payment channels enhances the cohesion of business and financial operations [1] Group 3: Broader Financial Services - To date, Industrial Bank's Urumqi branch has provided diverse financial services to multiple healthcare entities, including pharmaceutical companies, hospitals, and retail pharmacies, covering payment settlement, financing, account management, and wealth management [1] - The aggregated payment is evolving from a transaction tool to a digital foundation for the health industry, connecting health services through every payment [2]