Core Viewpoint - The "Quality Credit Enhancement" financing model in Chengdu, Sichuan, transforms companies' quality management and innovation achievements into tangible financial assets, facilitating easier access to loans for small and medium-sized enterprises (SMEs) without collateral [1][2][3] Group 1: Financing Model - The "Quality Credit Enhancement" model was developed by the market supervision department in Chengdu, allowing companies to convert their quality attributes into bank credit, thus addressing the financing challenges faced by tech-driven SMEs [2][3] - This model quantifies 40 quality factors, including quality credit, management, branding, and innovation, which can be integrated into existing bank credit products, enhancing loan amounts and reducing interest rates [1][2] Group 2: Impact on Companies - Chengdu Xinghuiteng Group successfully secured a loan of 10 million yuan with doubled credit limits and a reduced interest rate of 0.6 percentage points, enabling the company to pursue larger orders and invest in innovation [1] - Chengdu Meifute Membrane Environmental Technology Co., Ltd. increased its loan amount from an estimated 10 million yuan to 15 million yuan due to the quality factors, allowing for the initiation of key R&D projects and new production lines [2] Group 3: Results and Future Plans - As of July, the model has facilitated over 160 loans totaling 1.127 billion yuan, significantly supporting the high-quality development of enterprises in the region [3] - Future plans include expanding the model's reach by integrating quality credit data into financial institutions and creating a standardized manual for broader implementation [3]

真金白银让利 赢得企业信任 四川银行泸州分行此举不仅消除了企业对融资费用的疑虑，更以实实在在的费用减免传递了让利诚 意。透明的成本信息成为建立互信的基石，让企业在获得高效金融支持的同时，感受到银行服务小微、 优化营商环境的决心。一张"明白纸"，清晰了成本，温暖了企业的心。 四川银行泸州分行将坚持"好雨知时 润物无声"的企业文化，持续深化融资成本透明化改革，推 动"明白纸"覆盖更多企业融资场景，切实降低实体经济融资的"隐形门槛"，为泸州经济高质量发展注入 更透明、更普惠的金融活水。 为响应中国人民银行泸州市分行关于明示企业贷款综合融资成本的试点要求，推动融资成本阳光 化，四川银行泸州分行自今年4月起全面铺开此项工作。该行以企业自愿为原则，会同企业共同填写 《企业贷款综合融资成本清单》，将贷款利率、资产评估费、抵押登记费等各项费用逐项列明，充分展 示银行与企业各自承担的成本，让企业对"贷款究竟花了多少钱"做到心中有数。 一张清单 成本透明看得见 试点工作的核心在于这张"明白纸"——《企业贷款综合融资成本清单》。银行与企业携手填写，不 仅清晰展示贷款利息的计算方式，更将银行主动承担的资产评估费、抵押登记费等支出明确 ...

Group 1: Industry Trends - The low-altitude economy is experiencing significant growth, leading to increased demand for lightweight, small, and high-performance aircraft [2] - Innovative business models are emerging in Suzhou, including low-altitude tourism, drone logistics, and smart robotics [1] Group 2: Company Developments - Jiangsu Ausun Composite Materials Technology Co., Ltd. is expanding its production capacity due to a surge in orders for carbon fiber components for low-altitude aircraft and drones, receiving over 100 million yuan in new credit support [2] - Suzhou Shangyuan Intelligent Technology Co., Ltd. is integrating advanced technologies for efficient water resource utilization and pollution control, supported by tailored green financing solutions [3] - Jiangsu Gusu Purification Technology Co., Ltd. is increasing its overseas business, particularly in Southeast Asia and Africa, and is receiving financial assistance to manage cash flow and expedite loan approvals [4] Group 3: Financial Support - Agricultural Bank of China Suzhou Demonstration Zone Branch has served over 500 technology-based enterprises, providing more than 13 billion yuan in credit financing [5] - The bank is implementing customized financial solutions to enhance the efficiency of green credit services and support diverse financing needs of enterprises [3][4]