Core Viewpoint - The China Bank is implementing a financial subsidy policy for service industry loans to support domestic demand and enhance the supply of quality services, with specific adjustments and clarifications provided for customers [1][8]. Group 1: Policy Implementation - The implementation period for the financial subsidy policy for service industry loans has been extended to December 31, 2026, with potential for further extension based on future assessments by relevant authorities [1][8]. Group 2: Subsidy Standards - The maximum loan amount eligible for subsidies has been increased from 1 million to 10 million yuan for new loans issued in 2026, while the subsidy rate and duration remain unchanged at 1% per annum for a maximum of one year [2][9]. Group 3: Supported Areas - Starting January 1, 2026, the subsidy policy will expand to include three additional consumption sectors: digital, green, and retail, alongside the existing eight sectors such as catering, health, and tourism [3][10]. Group 4: Customer Inquiry - Customers will receive timely updates on their subsidy status via SMS, and they can also check their subsidy information through the mobile banking app [4][11]. Group 5: Loan Conditions - Loans that are overdue or classified as non-performing are not eligible for subsidies. Subsidies can only be accessed once all outstanding principal and interest have been repaid and the loan status is normalized [5][12]. Group 6: Fees and Security - The bank will not charge any service fees for processing the subsidy applications and will not delegate this process to any third parties, emphasizing the importance of safeguarding customer information and assets [6][14].

Core Points - China Agricultural Bank (601288) announced a scheduled maintenance of its production system to enhance service efficiency [1] - The maintenance will cause a temporary service interruption affecting various loan applications and credit card services [1] - The service disruption is expected to occur on November 15 from 23:00 to 01:00 the next day, lasting no more than 30 minutes [1] Summary by Category - **Service Impact** - Personal e-loan and Hui Nong e-loan applications, repayments, renewals, and related services will be affected [1] - Personal consumption loans, loans for service industry entities with government subsidies, and adjustments to existing housing loan interest rates will also experience interruptions [1] - Credit card special installment services, including one-click credit assessment and progress inquiries, will be temporarily unavailable [1] - **Customer Communication** - The bank has advised customers to plan their transactions accordingly to minimize inconvenience [1] - An apology has been issued for any disruptions caused, with a commitment to restore services promptly [1] - Customers are encouraged to contact the bank's customer service hotline for assistance [1]