老季是滩羊产业园众多养殖户中的一员。他所在的盐窝镇，在附近十里八乡颇有名气。尤其是过年过节的时候，周围村镇的居民都来这里采购鲜羊肉。老季 自年轻时，接过了他父亲养羊的事业，这么多年一直勤勤恳恳地坚持了下来。9月初，他刚刚卖了1000只羊，这批出栏的羊卖了大约150万元，让他回笼了不 少资金。 不过，与父辈那座承载着岁月痕迹的家庭式的养殖羊棚不同，如今老季精心耕耘的养殖事业不仅在规模上远超父辈，经营模式更是升级，从饲料、防疫到售 卖等一系列规模化、线上化的操作模式，已成为农业现代化的鲜活注脚。传统的小滩羊，正从这里走出去，走向千家万户的餐桌。 9月20日清晨5点左右，老季像往常一样早早起床。昨天刚下过一场雨，原本炎热的天气，一下就降温了。他开车来到黄河口滩羊产业园（下称"滩羊产业 园"），沿着他的羊圈检查了一圈，一切如常。 滩羊产业园坐落于山东省东营市利津县盐窝镇，此地紧邻渤海。从青藏高原奔腾而下的黄河水，一路奔涌至东营注入大海，而这座滩羊产业园距离黄河入海 口仅几十公里。 农行利津县支行个贷主任王梁对经济观察报记者表示，农行的基层网点，平常就服务于乡村，和村委会联系较为密切，但早些时候贷款额度太低，信用贷款 ...

滩羊产业园坐落于山东省东营市利津县盐窝镇，此地紧邻渤海。从青藏高原奔腾而下的黄河水，一路奔 涌至东营注入大海，而这座滩羊产业园距离黄河入海口仅几十公里。 老季是滩羊产业园众多养殖户中的一员。他所在的盐窝镇，在附近十里八乡颇有名气。尤其是过年过节 的时候，周围村镇的居民都来这里采购鲜羊肉。老季自年轻时，接过了他父亲养羊的事业，这么多年一 直勤勤恳恳地坚持了下来。9月初，他刚刚卖了1000只羊，这批出栏的羊卖了大约150万元，让他回笼了 不少资金。 不过，与父辈那座承载着岁月痕迹的家庭式的养殖羊棚不同，如今老季精心耕耘的养殖事业不仅在规模 上远超父辈，经营模式更是升级，从饲料、防疫到售卖等一系列规模化、线上化的操作模式，已成为农 业现代化的鲜活注脚。传统的小滩羊，正从这里走出去，走向千家万户的餐桌。 从家庭散养到入驻产业园 老季说，他最开始养羊是在自家建的羊棚里，以散养为主，养殖规模也比较小。到了2019年，市场行情 比较好，他想着多建几个羊棚，再多买点小羊羔，扩大一下养殖规模。 正好当时镇上的滩羊产业园建成投用，在吸引周围养殖农户入驻。相比自建的羊棚，产业园的羊舍看上 去干净、规范。园区的道路平坦，羊舍间留有合 ...

广袤的北疆田野间，新疆奇台县的麦田正铺展成金黄色的翻滚麦浪。作为新疆重要的优质小麦主产区， 这片土地在金融活水的滋养下，正绘就着粮食生产提质增效的美好画卷。 作为农业产业链发展的根基，粮食种植的重要性不言而喻。农行昌吉分行充分发挥区域资源优势，把奇 台县小麦产业作为区域农业特色优势产业核心抓手，针对奇台县腰站子村特色小麦产业的种植、加工、 销售直至餐桌的全链条发展需求，持续输送金融动能，为乡村振兴添彩赋能。 种植户解困扩产增收 不远处的面粉加工厂里，热浪伴着机器运转的声响扑面而来。依托丰裕农业服务专业合作社创建的万亩 有机农产品种植基地，当地于2017年成立了丰驿农业发展有限公司。目前，该公司不仅建成了面粉加工 厂、手工有机拉面厂等生产场所，更以"生产研发+加工+销售"的多元化经营模式，彻底摆脱了过去仅 靠种粮盈利的传统发展路径。 据介绍，腰站子村注册的"腰站子"品牌农产品已获得多项有机认证，面粉、油料、挂面、杂粮四大类几 十个品种的腰站子系列有机农产品推向市场以来，远销多地，受到广大消费者好评。 从一粒小麦到一袋有机面粉、一碗有机挂面，腰站子村的小麦产业链延伸背后，离不开农行对乡村振兴 的有力支持。 丰驿农 ...

Core Viewpoint - The article highlights the significant role of Agricultural Bank of China Jiangxi Branch in empowering rural revitalization through innovative financial services and products, particularly in agriculture and rural development [1][2][3]. Group 1: Financial Support and Innovations - As of August 2025, the Agricultural Bank of China Jiangxi Branch has provided over 327.83 billion yuan in county loans, with agricultural loans reaching 179.83 billion yuan, and loans to impoverished counties increasing to 109.72 billion yuan, reflecting a substantial increase in financial support [1]. - The bank introduced the "Plant Variety Rights Pledge Loan," transforming intangible intellectual property into tangible financial support, exemplified by Tianya Seed Industry receiving a 30 million yuan credit [2]. - The bank's targeted financial services have led to nearly 3 billion yuan in loans for agricultural households, demonstrating a commitment to addressing the financing challenges faced by rural enterprises [2]. Group 2: Focus on Food Security and Agricultural Development - The Jiangxi Branch prioritizes food security, with a loan balance of 10.97 billion yuan in key agricultural sectors, marking a 10.87% increase since the beginning of the year [3]. - The bank supports the development of agricultural specialty industries, providing 2.2 billion yuan in credit for 18 large-scale planting and processing projects, enhancing the "Gan" brand agricultural products [3]. - In the tea industry, the bank allocated 300 million yuan in project loans, facilitating the modernization of traditional tea production in a region with a 1,700-year history of tea cultivation [3]. Group 3: Rural Revitalization and Community Development - The bank has issued 473.64 billion yuan in rural construction loans and 702.03 billion yuan in green credit, contributing to the overall rural revitalization efforts [5]. - Through the "Huinong e-loan" program, the bank has provided online credit loans to cooperatives and family farms, alleviating financial pressures during critical harvest periods [4]. - The bank's initiatives have led to the creation of over 200 jobs and the return of more than 40 young people to their hometowns, fostering local economic development [6]. Group 4: Digital Transformation and Financial Education - The bank has implemented the "Digital Rural Project," connecting various stakeholders in rural finance through the "Agricultural Bank Huinong Cloud" platform, with 8,819 customers registered as of August [10]. - The establishment of 4,191 credit villages has facilitated the flow of 173.24 billion yuan in credit, enhancing trust and financial accessibility in rural areas [10]. - The bank's outreach efforts include 2,423 financial education sessions, ensuring that financial knowledge reaches rural communities effectively [11].

农行东莞分行到企业走访调研。 近年来，农行东莞分行始终坚持以服务实体经济为本，紧跟国家战略导向与地方产业特色，通过创新金 融产品与优化服务模式，为东莞地区高质量发展注入源源不断的金融活水。 农行东莞分行聚焦东莞潮玩产业特点，主动对接潮玩企业需求，以"科技e贷""结算e贷"等普惠金融产品 支持中小型潮玩企业攻克资金难关，赋能产业发展。同时，该行坚守服务"三农"主责主业，以金融之力 润泽乡土，截至2025年6月末，涉农贷款余额超310亿元。 除了贷款支持，农行的惠民服务更是延伸至寻常百姓家，从"小优惠"到"大便利"，持续点燃消费新活 力。在东莞大型商超推出消费满减、支付立减、随机抽奖活动；在松山湖人才房、滨海湾新区高端社区 等项目，创新推出"置业+家装+智能家居"的一站式综合金融服务方案等，多维度焕新市民消费体验， 践行"金融为民"责任与担当。 科技赋能"撬动"潮玩发展 作为"中国潮玩之都"，全球动漫衍生品约1/4由东莞制造，中国近85%的潮玩产自东莞。这里汇聚了超过 4000家玩具生产企业，以及近1500家上下游配套企业。 在产业快速聚集发展的过程中，农行东莞分行以潮玩产业集聚镇区为重点，以产业金融生态图谱为指 ...

党的二十大以来，习近平总书记着眼于中华民族伟大复兴的战略全局，系统提出了走好中国特色金融发 展之路的重大命题。《习近平经济文选》第一卷(以下简称《文选》)等重要著作集中收录了总书记关于 金融发展的系列重要论述，深刻揭示了金融与国家治理现代化、经济高质量发展之间的内在逻辑，为时 代金融工作提供了根本遵循。 在《走好中国特色金融发展之路》篇章中，习近平总书记明确指出要做到"八个坚持"。其中，"坚持党 中央对金融工作的集中统一领导"位列首位，是中国特色金融发展之路最本质的特征，是我国金融发展 最大的政治优势和制度优势。这一原则如"定海神针"，确保了我国金融事业在波涛汹涌的全球经济浪潮 中始终沿着正确的航向破浪前行。深刻领会并系统阐释这一核心原则，对于做好新时代金融工作、加快 建设金融强国具有重大而深远的意义。为此，本文立足于对习近平总书记关于金融工作重要论述的深入 学习贯彻，聚焦"坚持党中央对金融工作的集中统一领导"，从其根本立场、本质特征以及现代化治理架 构三个维度，进行系统性阐释。 党领导金融工作的根本立场 （一）党领导金融工作始终坚持以人民为中心的根本价值取向。金融的本质是为实体经济服务，其发展 成果最终要由 ...

Core Viewpoint - Agricultural Bank of China Sichuan Branch is actively supporting rural revitalization and economic development through innovative financial products and services, significantly contributing to local agricultural and industrial growth [7][10][12]. Group 1: Financial Support for Agriculture - Agricultural Bank of China Sichuan Branch has issued nearly 40 million yuan in loans to support grain production, procurement, processing, and sales in the modern agricultural park in Fushun County [2]. - The bank's financial products, such as "Tianfu Grain Warehouse Loan" and "Agricultural House Credit," are tailored to meet the financial needs of rural industries [10]. - The bank has supported over 713 enterprises under the "Ten Thousand Enterprises Revitalizing Ten Thousand Villages" initiative, with a loan balance of 23.9 billion yuan [11]. Group 2: Support for Technology and Innovation - The bank has provided over 1.5 billion yuan in "Tianfu Series Industry Loans" to support small and micro enterprises, enhancing their production capabilities [8]. - A technology company received a 9 million yuan credit loan through the bank's specialized credit service system, facilitating its digital transformation [9]. - The bank has established a green channel for loan approvals to improve service efficiency for technology enterprises [9]. Group 3: Green Finance Initiatives - Agricultural Bank of China Sichuan Branch is committed to promoting green finance, supporting projects that contribute to energy efficiency and low-carbon development [12]. - The bank has provided significant loan support for the construction of the JiuZhaiGou to Mianyang expressway, a model project for green road construction [12]. - The bank has also financed various projects aimed at enhancing environmental standards, such as a 3 million yuan loan for an aluminum company to upgrade its production line [13].

Core Viewpoint - Agricultural Bank of China (ABC) Shanxi Yangquan Branch actively supports the development of the manufacturing industry in Yangquan through comprehensive financial services, facilitating the transformation of traditional manufacturing towards high-end, intelligent, and green development [1][4]. Group 1: Financial Support for Manufacturing - Yangquan Valve Co., Ltd., a key player in large-caliber valve production, has benefited from a close partnership with ABC Yangquan Branch, which has provided various financial services including corporate annuity business that covers 190 employees with an annual contribution scale of over 700,000 yuan [1][2]. - As of June 2025, the manufacturing loan balance of ABC Yangquan Branch reached 4.441 billion yuan, an increase of 2.52 billion yuan since the beginning of the year, demonstrating effective financial support for technology research, equipment upgrades, and market expansion [2][3]. Group 2: Innovative Financial Products - ABC Yangquan Branch has introduced a series of innovative loan products such as "Technology Easy Loan," "Mortgage e-Loan," and "Tax e-Loan" to meet the diverse financing needs of manufacturing enterprises, enhancing their access to capital [2][3]. - "Technology Easy Loan" targets technology-oriented manufacturing companies, offering high limits, low rates, and diverse collateral options to alleviate financing difficulties due to lack of collateral [2]. Group 3: Digital Transformation and Service Efficiency - The branch leverages financial technology to enhance service efficiency, allowing enterprises to submit loan applications anytime through online platforms like "Huinong e-Loan" and "Zhangyin App," with automated credit assessments using big data [3]. - Mobile business equipment enables client managers to provide on-site services, ensuring a "zero-distance" financial service experience for enterprises [3]. Group 4: Commitment to Green Development - ABC Yangquan Branch is increasing credit support for green manufacturing projects, promoting energy conservation, emission reduction, and transformation upgrades within the manufacturing sector [3]. - The branch is also involved in the construction of industrial parks in Yangquan, offering "one-stop" financial services to manufacturing enterprises, which helps enhance regional industrial competitiveness [3]. Group 5: Future Outlook - The branch emphasizes its responsibility to support the manufacturing sector, planning to continue enhancing financial innovation and optimizing services to contribute to the high-quality development of Yangquan's manufacturing industry [4].

Core Viewpoint - Agricultural Bank of China (ABC) Fujian Putian Xiuyu Branch actively supports the rural revitalization strategy by providing financial services to enhance the development of marine economy, particularly in abalone and kelp industries. Group 1: Financial Support for Abalone Industry - The South Day Island is recognized as the largest township shallow sea floating raft abalone breeding base in China, benefiting from its unique marine conditions [1] - Abalone farmers face significant financial challenges due to high breeding costs and fluctuating market prices, necessitating substantial funding for feed, seedlings, and equipment [1] - ABC has tailored financial solutions, including "Huinong e-loan," to meet the specific needs of abalone farmers, increasing credit support to help them overcome development bottlenecks [1][2] Group 2: Financial Support for Kelp Industry - The coastal areas of Putian, particularly Pinghai Town, provide ideal conditions for kelp farming, with local farmers relying on this industry for their livelihoods [3] - Farmers like Ke Qinglian have expanded their operations with the help of ABC's "Huinong e-loan," which offers low interest rates and no collateral requirements [3] - ABC has established a "green channel" for loan processing to ensure timely funding for farmers during critical planting seasons [3] Group 3: Support for Deep Processing of Marine Products - Traditional kelp processing methods yield low-value products, prompting a shift towards deep processing and branding to meet market demands [4] - ABC has supported local enterprises, such as Fujian Haiyong Industry and Trade Co., Ltd., with significant loans for equipment upgrades and technological improvements, resulting in increased production efficiency and product quality [4] - The bank aims to enhance financial services for island economies and contribute to high-quality development of the marine economy [4]

金融作为支持"三农"发展的重要力量，发挥着重要作用。今年上半年，银行业积极创新金融产品，进一 步加大普惠型涉农贷款投放力度，为乡村振兴注入金融动能。国家金融监督管理总局数据显示，2025年 二季度末，普惠型涉农贷款余额13.9万亿元，较年初增加1.1万亿元。未来，金融机构如何更好地服 务"三农"领域？记者采访了金融机构有关负责人和业内专家。 完善农村信用体系 农村地区数据孤岛现象突出，农户的基本信息、生产、财务、诚信、资产等数据没有实现有效归集，信 用信息采集、评估体系尚未完全建立，金融机构难以利用丰富的数据开展信用评估。推动金融更好地服 务"三农"需要重视堵点，持续推进农村信用体系建设。7月份，中国人民银行、农业农村部联合印发 《关于加强金融服务农村改革推进乡村全面振兴的意见》明确，深入推进农村信用体系建设，提升农村 基础金融服务水平。 "金融机构可借助数字技术搭建开放平台，获得更多维度信息，降低信息不对称，提高金融服务可得性 和覆盖面。"招联首席研究员董希淼说，金融机构应建立资源共享数据库，对信用等级高、资信程度好 的农户优先发放贷款。通过开展信用村、信用乡镇创建活动，逐步扩大个人数据库在农村地区的覆盖范 ...