为响应这一需求，该行制定差异化服务方案，迅速启动"总行—省行—分行"三级联动服务机制。向上争取政策倾斜，向下打通执行堵点。在审批环节，采 取"前后台平行作业"模式——前台业务部门在调查阶段，后台审批部门即同步介入，双方共同赴现场实地考察，面对面解决问题。这种模式打破了传统银行 信贷审批的线性流程，大幅压缩了决策时间。最终，由农行贵州分行作为主要牵头行之一，为该项目提供超过40亿元的银团贷款支持，并根据工程建设进度 已投放贷款超34亿元，有力保障了从主体工程建设到原材料采购等关键环节的资金需求。 在保障工程"大资金"流转的同时，金融服务还将触角延伸到了具体的"人"。 在贵州省西南部，北盘江切开大地，形成了一道长达数公里的深切峡谷，被称为"地球裂缝"，这里地形险峻，地质复杂，常年瞬时风力可达14级。长期以 来，这道天然屏障阻断了贵州省安顺市关岭县与黔西南州贞丰县的直接联系，两岸往来需绕行山路，耗时近2小时。 对于世代居住在峡谷两侧的布依族村民而言，这不仅是地理上的距离，更有经济上的羁绊。受制于交通限制，北岸关岭县的优质黄牛与南岸贞丰县的特色糯 食，长期难以实现跨区域的高效流通。两岸虽然坐拥壮丽的峡谷风光，却因路途 ...

郡县治，则天下安。 县 域 作 为 中 国 式 现 代 化 的 重 要 底 色 ， 是 国 民 经 济 的 " 底 盘"与"基石"。它一头连接城市、一头牵动乡村，覆盖超90% 国土面积，承载超6亿人口，贡献近四成国民生产总值，既是 中国经济韧性根基，也是未来内需潜力的蓝海。 在国家战略聚焦县域高质量发展的背景下，金融如何在服务实 体经济"最后一公里"乃至"最后一百米"中发挥作用，成为关 键命题。为此，经济观察报携手中国农业银行开展"润泽县域 韧性金融"大型系列调研，旨在探寻金融在资源禀赋与发展路 径各异的县域中的赋能之道。 我们相信，唯有读懂县域，才能更深刻地理解中国经济的韧性 与潜力所在。 作者：郑晨烨 封图：图片资料室 2025年9月28日，云贵高原，北盘江大峡谷，随着第一辆车驶入，全长2890米、垂直高度625米 的花江峡谷大桥正式通车。 这座跨径与高度均居世界山区桥梁之首的钢桁梁悬索桥，将贵州省安顺市关岭布依族苗族自治县 （下称："关岭县"）与黔西南州贞丰县的通行时间，从原本的2小时缩短至2分钟。 在花江峡谷大桥连接的两岸，曾受困于深山峡谷阻隔的关岭县小黄牛与贞丰县特色糯食产业，如今 正借由高速路网加 ...

2025年9月28日，云贵高原，北盘江大峡谷，随着第一辆车驶入，全长2890米、垂直高度625米的花江峡 谷大桥正式通车。 这座跨径与高度均居世界山区桥梁之首的钢桁梁悬索桥，将贵州省安顺市关岭布依族苗族自治县（下 称："关岭县"）与黔西南州贞丰县的通行时间，从原本的2小时缩短至2分钟。 在花江峡谷大桥连接的两岸，曾受困于深山峡谷阻隔的关岭县小黄牛与贞丰县特色糯食产业，如今正借 由高速路网加速走向全国市场；沿线村寨的民宿与餐饮，也因大桥通车带来的"桥旅融合"客流而焕发新 生。 千里之外，河西走廊腹地，在甘肃省酒泉市金塔县的白水泉光电产业园区，25594面定日镜正跟随太阳 转动，将戈壁荒滩的光热资源转化为清洁电能，源源不断输送至国家电网。在西北戈壁滩上，光热项目 的落地不仅带来了清洁电力，更为当地县域留下了稳定的税收与就业岗位。 跨越山海： 架起县域"致富桥" 在贵州省西南部，北盘江切开大地，形成了一道长达数公里的深切峡谷，被称为"地球裂缝"，这里地形 险峻，地质复杂，常年瞬时风力可达14级。长期以来，这道天然屏障阻断了贵州省安顺市关岭县与黔西 南州贞丰县的直接联系，两岸往来需绕行山路，耗时近2小时。 对于世代居 ...

为了进一步满足海洋经济发展的资金需求，农行福建省分行还制定了未来3年提供不低于300亿元意向性 信用额度的计划。这笔资金将重点投向海洋渔业、涉海新兴产业等领域，为海洋经济的转型升级提供源 源不断的金融动力。 服务"产业强海" 促进产业振兴和生活富裕 闽在海之中，海为闽人田。福建是海洋资源大省、海洋经济大省，加快建设"海上福建"是福建省的重要 战略部署，也是金融业的服务重心之一。 近年来，农行福建省分行积极探索以蓝色金融支持海洋经济高质量发展的路径，围绕"海上粮仓"、海洋 科技、海洋生态、海洋旅游等重点领域，不断强化产品创新，落实资源保障，构建蓝色金融服务体系， 持续加大信贷投放力度，为海洋经济提供坚实的资金保障，助力福建打造现代海洋经济发展高地。 据介绍，农业银行总行与福建省政府、福建分行与各沿海地市、二级分行与沿海区县签署的战略合作协 议，均把金融服务海洋经济作为重要内容，强调突出蓝色金融服务方向。农行福建省分行专门出台《关 于加快推进海洋经济信贷业务发展的实施意见》，持续加大对海洋经济的信贷支持力度，创新符合福建 特色的金融产品和服务模式，着力打造一批蓝色金融特色支行，实现信贷资金、政策配套、金融产品、 ...

新华财经北京11月21日电（赵家熹）产业振兴作为乡村振兴的物质基础，已成为各地推动农村发展、农 民增收的关键抓手。在巩固拓展脱贫攻坚成果同乡村振兴有效衔接5年过渡期内，中国农业银行（以下 简称"农业银行"）始终以金融活水精准滴灌特色产业，筑牢防止规模性返贫防线，激发脱贫地区内生发 展动力，走出一条金融助力巩固拓展脱贫攻坚成果、接续推进乡村振兴的有效路径。截至2025年9月 末，农业银行在脱贫地区的乡村产业贷款余额达5170亿元，支持了一批特色种植、养殖、加工等产业项 目落地生根，绘就出农业强、农村美、农民富的新画卷。 "农业银行从资金支持到跨境结算通道，把金融服务做到了极致，没有他们的支持，企业不可能走到今 天。"安兴群说，近三年企业累计在当地采购茶青363吨，带动123户农户增收，既解决茶农长远生计， 也为贵州夏秋茶采摘加工积累了宝贵经验。 从生产到销售，从国内市场到海外市场，每一项金融支撑环节都有农业银行专业服务的身影，体现出一 线队伍过硬的综合素养。这背后，是多年来农业银行通过选优配强县域支行领导班子、积极推进乡村振 兴专业人才库建设、加强服务乡村振兴人才培训、加快县域客户经理队伍建设等方式，不断增强" ...

为支持特色县域经济发展，农业银行金华分行先后推出一系列金融举措，精准助力农业产业发展， 并为所辖机构提供针对性指导。农业银行浙江金华磐安县支行以产业联结为纽带，深化金融供给，结合 当地中药材资源丰富、产业密集等特点，构建起"种植—仓储—加工"全链条金融服务体系。 农业银行浙江金华磐安县支行专门制定了中药材产业金融服务方案，以"乡村振兴带头人贷款""惠 农e贷""药材仓单质押贷""小微网贷"等特色产品为着力点，积极优化全流程金融服务，提升服务覆盖 面，推动农村一二三产业深度融合，培育壮大乡村特色产业，促进农民稳定增收。 截至今年三季度末，农业银行浙江金华磐安县支行已为600余户中药材行业客户提供超8.3亿元资金 支持，让种植户、经营户、企业各展所长、共享收益。 （作者为农业银行浙江金华磐安县支行党委书记、行长，本报记者左希采访整理） 责任编辑：韩胜杰 ...

徒步，是一种与云南山川亲密接触的方式。走出去，你可以到梅里雪山脚下的雨崩村、"世界十大经典 徒步线路"的虎跳峡……来一场且走且停的徒步，用脚步丈量这片神奇的土地。 你或许不知道，在雨崩石板路上安心踏过的每一步，在虎跳峡观景台稳稳扶过的栏杆，都藏着金融系统 的"隐形托举"。中国人民银行云南省分行积极引导金融机构加大资源投入，金融活水正奔腾涌入云南的 绿水青山，与户外运动产业发展深度共振。 别再以为云南只有"躺平看云"的打开方式！ 层叠绵延的山脉、纵横交错的江河、四季如春的气候，再加上错落有致的阶梯地形……得天独厚的自然 资源加上适配度拉满的气候，直接让云南稳坐"全国户外资源天花板"的宝座。 雨林穿越、绿道骑行、崖壁攀岩……云南，为你备好"户外菜鸟变形记"专属剧本，就等你带着好奇心来 开启。 这里一年四季都有适配的户外运动，让你沉浸式解锁活力健康的生活方式。 "世界三大峡谷"之一的怒江大峡谷，凭借得天独厚的皮划艇野水运动、山地骑行、徒步越野、低空运动 优势，吸引众多世界级户外运动赛事纷纷落户。当地金融机构积极承接5.6亿元地方政府专项债券发 行，支持越野赛道、山地自行车赛道等户外项目基础设施建设，在滇藏新通道"丙 ...

Core Insights - The Agricultural Bank of China, Shandong Province, has introduced the "Ecological Value Loan" to facilitate financing for ecological products and streamline the loan process, thereby enhancing credit limits and reducing interest rates [1][2] Group 1: Financial Innovations - The bank has established an ecological value "green list" and a "green financial project database" to support the implementation of the ecological value realization mechanism in Shandong Province [1] - The "Ecological Value Loan" product aims to address the challenges of "difficult to mortgage" and "difficult to realize" ecological products by simplifying the loan procedures [1] Group 2: Targeted Financial Services - The bank provides comprehensive financial services through an "online + offline" model, tailored to meet the needs of "Ecological Value Loan" clients [1] - Financial products offered include loans for rural collective economic organizations, farmer cooperatives, and individual rural production operations, with interest rate discounts of 5 to 10 basis points for key clients on the green list [2]

Core Viewpoint - The article highlights the significant role of Agricultural Bank of China (ABC) in supporting the development of the "Golden Pomelo" industry in Meizhou, Guangdong, which has become a major source of income for local farmers and contributes to rural revitalization [6][9][54]. Group 1: Industry Overview - Meizhou is known as the "Hometown of Golden Pomelo" in China, with 90% of the province's pomelo planting area and 20% of the national area, producing one out of every five pomelos in the country [2][3][11]. - The total planting area for Golden Pomelo in Meizhou is 649,500 acres, with an estimated total output of approximately 1,152,800 tons in 2024 [12][53]. - The entire industry chain of Golden Pomelo has an annual output value close to 10 billion yuan, benefiting over 100,000 farmers [4][54]. Group 2: Financial Support and Impact - ABC Guangdong Branch has provided over 1.678 billion yuan in loans to the Golden Pomelo industry, covering all aspects from planting, processing, sales, to research and tourism [8][50]. - The bank's "Huinong e-loan" program has issued 1.1 billion yuan to 5,682 households in the Golden Pomelo industry, alleviating financial pressures during production [24][25]. - The financial support has enabled farmers to expand their orchards and increase production, significantly improving their livelihoods [20][21][49]. Group 3: Product Diversification and Market Expansion - The Golden Pomelo industry in Meizhou is diversifying its product offerings, with potential for deep processing of various parts of the pomelo, including leaves, flowers, and peels [30][31]. - Meizhou has become the largest commercial production and distribution center for pomelo in the country, with a complete industry chain forming under the leadership of key enterprises [32][57]. - The financial services provided by ABC have facilitated the growth of enterprises like Jinyou Kang, which specializes in deep processing and high-value utilization of pomelo, allowing them to meet production demands and expand their market reach [34][42][58].

Core Insights - The article highlights the significant progress in China's agricultural sector during the "14th Five-Year Plan" period, emphasizing the role of financial support in enhancing agricultural productivity and rural development [4][5][32]. Group 1: Agricultural Production and Financial Support - China's grain production is expected to exceed 1.4 trillion jin (approximately 700 million tons) in 2024, marking a new milestone in agricultural output [4]. - The coverage rate of high-quality crop varieties has surpassed 96% during the "14th Five-Year Plan" period, indicating advancements in agricultural technology [5]. - Agricultural Bank of China has optimized its agricultural technology financial services, with a loan balance for grain and important agricultural products reaching 1.25 trillion yuan, growing at a rate of 25.1%, which is higher than the bank's average loan growth of 16.7% [5]. Group 2: Rural Development and Tourism - New business models such as rural tourism and e-commerce have emerged, with the national leisure agriculture revenue projected to approach 900 billion yuan in 2024 [7]. - The loan balance for rural construction reached 2.47 trillion yuan, with a growth rate of 9.7%, exceeding the bank's average loan growth by 1.3 percentage points [7]. Group 3: Technological Advancements in Agriculture - The contribution rate of technological progress in rural areas has reached 63.2%, with the comprehensive mechanization rate for crop farming exceeding 75% [11]. - The use of drones for agricultural tasks has modernized farming practices, enhancing efficiency in crop management [8][9]. Group 4: Income Growth and Financial Inclusion - Rural residents' per capita disposable income is projected to reach 17,522 yuan in 2024, reflecting a nearly 40% increase during the "14th Five-Year Plan" period [24]. - The Agricultural Bank's "惠农e贷" (Huinong e-loan) product has a balance of 1.83 trillion yuan, growing at 22.4%, indicating strong demand for financial products tailored to farmers [14]. Group 5: Financial Services Expansion - The coverage rate of township bank outlets has exceeded 98%, ensuring financial services are accessible in rural areas [17]. - The Agricultural Bank has established a comprehensive service system that includes physical outlets, self-service devices, mobile banking, and remote banking, extending financial services to remote regions [18]. Group 6: Poverty Alleviation and Support for Farmers - The bank has issued loans totaling 31.5 trillion yuan to support poverty alleviation efforts, with a loan balance of 2.52 trillion yuan in 832 poverty-stricken counties, growing at 10.66% [20]. - The financial support has significantly contributed to the development of local industries, such as the apple industry in Yan'an, which has seen substantial growth due to e-commerce [22][23].