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或为私有化退市前最后一份公开财报!金融壹账通2025年上半年营收逾8亿元,股东应占溢利下降156.4%
Hua Xia Shi Bao· 2025-08-22 08:30
挥别资本市场重塑业务生态 猛拓境外业务 数据显示,截至2025年6月30日,金融壹账通已将境外业务扩大到20个国家及地区,覆盖客户达214家。 同时,得益于境外客户对金融壹账通开发后维护服务的需求增加,2025年上半年金融壹账通的开发后维 护服务收入同比增长了32.3%。 "今年6月,公司与越南一家知名汽车服务企业达成协议,以车生态为核心建立长期战略伙伴关系,携手 打造东南亚地区标杆性数字车生态解决方案,加速汽车产业与金融服务的整合;在东南亚市场,根据去 年与联昌国际银行(CIMB)菲律宾子行签署的核心系统项目续约合作意向书,双方开启了在数字化金 融服务领域的深化合作,该银行将在未来四年内继续依托金融壹账通提供的核心银行系统服务,覆盖包 括系统运维支持、系统升级与优化、网络安全管理以及数据管理与分析等多个关键领域;在香港市场, 与一家香港本地银行签署了eKYC及AIGC Deepfake(大模型防伪)项目合作协议,覆盖港澳及中国居 民远程开户、身份认证以及反深伪检测。此次合作是金融壹账通大模型防伪技术首次落地境外银 行。"在报告中,金融壹账通列举了多个境外新合作的案例。 公司报告也表示,未来将专注于金融科技及 ...
上半年猛拓新兴市场!金融壹账通最新业绩来了
券商中国· 2025-08-21 13:10
Core Viewpoint - Financial One's significant growth in service revenue is driven by a surge in insurance solution transaction volumes and an aggressive expansion into emerging markets such as Southeast Asia, the Middle East, and Africa [1] Group 1: Financial Performance - As of June 30, 2025, Financial One has expanded its overseas business to 20 countries and regions, serving 214 clients [2] - The revenue from ongoing operations for the first half of 2025 reached RMB 801 million, with a gross margin of 26.1% [2] - Revenue from ongoing operations includes RMB 291 million from implementation services and RMB 510 million from transaction-based and support services [2] - The revenue from operational support services increased by 16.6% year-on-year to RMB 309 million, attributed to the rise in insurance solution transaction volumes [3] Group 2: Market Expansion - Financial One is expanding its technology and ecosystem cooperation network in emerging markets, focusing on six digital solutions including core system modernization and cross-border trade finance [4] - In June, Financial One established a long-term strategic partnership with a well-known automotive service company in Vietnam to create a benchmark digital vehicle ecosystem solution in Southeast Asia [4] - The company has renewed its cooperation with CIMB's Philippine subsidiary for core system services, ensuring continued support in digital financial services over the next four years [4] - A collaboration with a local bank in Hong Kong was signed for eKYC and AIGC Deepfake projects, marking the first implementation of deepfake prevention technology in an overseas bank [4] Group 3: Technological Solutions - Financial One provides integrated technology solutions, including digital banking and insurance solutions, leveraging "AI + data" to enhance digital infrastructure for financial institutions [5] - The digital banking solutions address the needs of banks for digital transformation through retail, credit, and operational solutions, significantly improving efficiency and compliance [5] - AI applications in digital banking have enhanced product intelligence and convenience, increasing productivity for client managers by approximately six times and reducing loan approval times to about one day [5] - The end-to-end digital insurance solution aims to digitize the entire insurance process, helping companies manage marketing and claims while reducing costs and fraud [5] Group 4: AI and Data Integration - The integration of "AI + data" is positioned as a foundational element for digital transformation, enabling financial institutions and overseas regulatory clients to optimize operational efficiency [6] - AI visual technology combines advanced AI with fingerprint recognition, blacklist screening, and geolocation data to enhance fraud detection and risk mitigation capabilities [6]