Group 1 - The core point of the article is the introduction of a new childcare subsidy policy in China, effective from January 1, 2025, providing 3,600 yuan per child per year until the age of three, aimed at encouraging childbirth [1] - The article discusses the financial implications of raising a child, highlighting the significant costs involved and how the new subsidy may alleviate some of these expenses [5][36] - The author shares personal experiences and expenses incurred over three years, estimating total costs between 150,000 to 200,000 yuan, with major expenditures including postpartum care, formula, daycare, clothing, and activities [33] Group 2 - The article details specific costs associated with childbirth and childcare in Macau, noting that prenatal and delivery services are free, while postpartum care can be a significant expense, with some centers charging around 90,000 MOP (approximately 80,000 yuan) [7][8] - The author mentions that the cost of diapers and formula can add up significantly, with estimates of over 30,000 yuan for these items alone [11][33] - The article emphasizes that childcare costs can vary widely based on personal choices, with some families opting for more expensive options while others manage within a reasonable budget [30][32]