今年以来，南京银行不断创新科创金融服务模式，丰富科创金融产品供给。在江北新区，该行与全国高 校生物医药区域技术转移转化中心（江苏南京）共同定制创新产品"研发管线贷"，解决中心生物医药企 业研发管线的中长期资金需求；在雨花台区，该行落地科创人才"投贷联动"基金，创新政府、银行、园 区合作模式，为科创人才融资提供创新途径。 江南时报讯 近日，南京银行南京分行为南京凯奥思数据技术有限公司（以下简称凯奥思）成功办理全 流程数据知识产权和数据资产质押融资业务，正式落地该行系统内首单"数知贷"产品，这也是江苏首 单"数据知识产权+数据资产"双质押融资，为推动数据资产金融化提供了又一创新实践。 在本次落地的"数知贷"业务中，依托凯奥思在工业智能领域的两项核心数据权益，南京银行南京分行联 合江苏省数据交易所、南京市雨花台区知识产权创新与保护中心及相关专业机构，对数据权益权属、价 值、合规性等进行全面评估，并最终顺利完成质押登记和总额1000万元人民币的授信发放。 凯奥思是一家专注工业物联网的科创企业，通过大数据建模分析，长期专注于为工业企业提供设备运 维、工业控制、调度优化等服务，其数据模型与算法体系已积累扎实的实践基础与知 ...

Core Insights - The first "data intellectual property + data asset" dual pledge financing has been successfully implemented in Nanjing, marking a significant innovation in the financialization of data assets [1][3] - The "Shuzhi Loan" product, launched by Nanjing Bank, allows technology-based SMEs to convert their data assets into low-cost credit funding, providing a new financing pathway for innovative enterprises [3][6] Group 1 - Nanjing Bank has completed the first full-process data intellectual property and data asset pledge financing for Kaos Data Technology Co., Ltd., indicating that data assets can serve as collateral for financing [1][4] - The financing involved a total credit issuance of 10 million RMB, supported by a comprehensive evaluation of data rights ownership, value, and compliance conducted by Nanjing Bank in collaboration with relevant institutions [3][4] Group 2 - Nanjing Bank has been actively innovating its financial services for technology enterprises, having served nearly 88,000 tech companies and provided over 860 billion RMB in funding as of November [6] - The bank has also launched various innovative financial products, including the "R&D Pipeline Loan" and a talent financing fund, to address the funding needs of biotech companies and tech talent [6]