Core Viewpoint - The insurance industry plays a crucial role in supporting the development of the private economy by providing diversified risk protection and funding solutions, which is essential for both economic growth and the industry's own development [1][3]. Group 1: Product Innovation - The insurance industry is actively innovating products to meet the diverse insurance needs of private enterprises, including customized products like "Employee Welfare Insurance" for SMEs and specialized insurance for various sectors such as automotive repair and catering [2][3]. - Insurance companies are developing a comprehensive product service system tailored to the characteristics of different industries within the private economy, addressing their unique insurance demands [2][3]. Group 2: Support for Technological Innovation - Private enterprises are key players in technological innovation, but they face complex risks that require tailored insurance solutions throughout their lifecycle [3][4]. - Insurance companies are establishing a risk protection system for technology enterprises, including specialized insurance for first-time technology equipment and new materials, as well as knowledge property risk assessment models [3][4]. Group 3: Financial Support - Insurance funds provide long-term and stable financial support to private enterprises through equity and bond investments, helping to alleviate financing difficulties [5][6]. - Several insurance companies have initiated large-scale funds to support private enterprises in various sectors, including technology and health care, with significant capital commitments [5][6]. Group 4: Collaboration and Policy Support - The insurance industry is enhancing collaboration with government and banking sectors to create a "government-bank-insurance" model, facilitating resource allocation to private enterprises [6]. - The financial regulatory authority is promoting policies to support financing for small and private enterprises, aiming to stabilize the economy and enhance the overall financial ecosystem [6].

Group 1 - The core viewpoint of the articles emphasizes the importance of small and micro enterprises in the economy and the need for enhanced financial services to support their stability and growth [1] - The China Pacific Insurance Company is actively responding to market demands by innovating and expanding its financial services for small and micro enterprises, aiming to improve service quality and effectiveness [1][2] - The company has successfully served nearly 120,000 small and micro enterprises, providing tailored insurance solutions to address their specific risks and challenges [2] Group 2 - The company has developed specialized insurance products such as "Auto Repair Insurance," "Renovation Insurance," "Catering Insurance," and "Comprehensive Business Insurance" to meet the diverse needs of small and micro enterprises [2] - The company is focusing on small-scale businesses, particularly in high-risk areas like street-side dining and small manufacturing units, by implementing smart fire safety monitoring systems [3] - Collaborating with Amazon, the company has launched a commercial liability insurance platform to cater to the evolving needs of small and micro enterprises in the digital economy [3]

Core Viewpoint - The insurance industry plays a crucial role in supporting the development of the private economy in China by providing tailored risk management solutions and financial support to meet diverse needs [1][2][3]. Group 1: Insurance Product Innovation - The insurance industry is actively innovating products to meet the specific insurance needs of private enterprises and their employees, such as customized accident insurance for small and micro enterprises [2]. - Various specialized insurance products have been developed to cater to different sectors, including auto repair, renovation, and catering, addressing the unique risks faced by these industries [2]. - The insurance sector is expanding its product offerings to include export credit insurance and logistics service insurance, thereby supporting foreign trade enterprises [2]. Group 2: Comprehensive Support for Private Economy - The insurance industry provides comprehensive support to the private economy by offering risk protection, innovative insurance products, and financing enhancement services [3]. - Insurance companies are establishing a risk protection system that covers the entire lifecycle of technology innovation enterprises, addressing the complex risks associated with technological advancements [3][4]. - The industry is focusing on developing insurance products for emerging fields such as intelligent connected vehicles, robotics, and digital economy, indicating a strong growth potential for technology insurance [4]. Group 3: Financial Support and Collaboration - Insurance funds are characterized by long terms and large scales, providing stable financial support to private enterprises through equity and bond investments [4][5]. - Collaborative models between insurance companies, government, and banks are being established to facilitate resource allocation towards private enterprises, including risk compensation funds and interest rate subsidies [6]. - In the first four months of the year, the banking and insurance sectors provided approximately 17 trillion yuan in new financing to the real economy, highlighting the significant financial contributions of these industries [6].