Core Insights - Guangdong is accelerating the construction of modern marine ranches to create a "blue granary" and is supported by a comprehensive financial service system from China People's Property Insurance Company Guangdong Branch [1][6] - The company has provided a total of 4.885 billion yuan in risk protection for modern marine ranches from 2023 to October 2025, with over 376 million yuan in claims paid [1][2] Group 1: Risk Management and Insurance Products - The company has developed 46 types of aquaculture insurance products to address the high investment and risk associated with marine ranching, creating a multi-layered risk protection network [2][5] - An innovative "Typhoon + Price Index" insurance was launched to automatically trigger claims when wind speeds exceed level 10 or when abalone prices fall below cost, providing 673 million yuan in risk protection over the past three years [2][3] - The establishment of a "modern marine ranch insurance service station" in Zhanjiang enhances emergency support and claims efficiency, with rapid claims payments made within hours after typhoons [3][5] Group 2: Technological Integration and Risk Reduction - The company is implementing a "Insurance + Risk Reduction Services + Technology" model to shift from post-event compensation to pre-event prevention, enhancing risk management capabilities [5][6] - The upgrade of the "Yue Nong Bao" digital sea area map allows for precise identification of aquaculture boundaries, covering 52,000 acres with a positioning accuracy of 98% [5] - Collaboration with universities and reinsurance companies has led to the development of disaster loss assessment models tailored to marine risks in Guangdong [5][6] Group 3: Financial Ecosystem and Green Finance - The company has introduced an "industry + insurance + credit" model, facilitating loans backed by insurance policies to alleviate financial pressure on aquaculture operators [6][8] - A partnership with the Zhanjiang municipal government aims to establish a national modern marine ranch demonstration city, providing 524 million yuan in risk protection for seawater aquaculture [6][8] - The introduction of comprehensive insurance for marine carbon sinks and mangrove ecosystems supports ecological value realization and promotes green finance initiatives [8]