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韩文秀:将根据形势变化出台增量政策;部分银行启动消费贷贴息业务受理|每周金融评论(2025.12.8-2025.12.14)
清华金融评论· 2025-12-15 09:59
Core Insights - The article discusses the overall stability and progress of the national economy in November, highlighting key economic indicators and government policies aimed at boosting consumption and financial collaboration [4][8][12]. Group 1: Economic Performance - In November, the national economy continued to show a stable and progressive development trend, with significant growth in industrial production, particularly in equipment manufacturing and high-tech sectors [8]. - The total grain output for the year is expected to exceed 1.4 trillion jin, indicating a stable agricultural sector [8]. - The consumer price index (CPI) rose by 0.7% year-on-year in November, with a notable increase in food prices, particularly pork, which saw a decrease of 15.0% [14][15]. Group 2: Government Policies - The National Financial Supervision Administration has officially released the "Bank-Insurance Connection System Interface Specification" industry standard, which aims to enhance the efficiency of bank-insurance collaboration and reduce integration costs [10][11]. - The Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Authority jointly issued a notice to strengthen the collaboration between commerce and finance, proposing 11 policy measures to stimulate consumption [12][13]. Group 3: Future Economic Outlook - Han Wenxiu indicated that in 2026, new incremental policies will be introduced based on changing circumstances, aiming to synergize existing policies to promote economic stability and growth [8][10]. - The Federal Reserve's recent decision to lower interest rates by 25 basis points is part of a broader strategy to address economic uncertainties and support the labor market [13].