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港口安全生产责任保险(安责险)
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事前预防、事中监管、事后赔偿,港口安责险试点收效
Di Yi Cai Jing· 2025-05-01 05:21
Core Viewpoint - The implementation of port safety production liability insurance (referred to as "safety liability insurance") in China's transportation industry has shown significant improvements in safety assurance and enterprise satisfaction, with innovative results being promoted nationwide [1][2]. Group 1: Industry Background - The transportation industry is classified as one of the eight high-risk industries by the state, making it a key area for the implementation of safety production liability insurance [1]. - The new "Safety Production Law," effective from September 1, 2021, mandates that production and operation units in high-risk industries must purchase safety production liability insurance [2]. Group 2: Implementation and Innovations - The pilot program for port safety production liability insurance has led to the creation of a dedicated insurance product called "Yonggang An," which addresses the specific safety risks of various port enterprises [2][4]. - The insurance product includes features such as third-party liability coverage and a dynamic premium adjustment system based on safety performance and credit ratings, incentivizing companies to enhance safety management [4]. Group 3: Achievements and Impact - As of December 2023, Ningbo successfully issued the first port safety liability insurance policy in the country, with over 70 port enterprises insured and a total premium exceeding 12 million yuan [5][6]. - The pilot program has achieved a 100% closure rate for identified safety hazards, with a high satisfaction rate for the accident prevention technical services provided to enterprises [6]. Group 4: Future Directions - The industry aims to establish a comprehensive safety management framework that combines insurance risk coverage, technical prevention services, and proactive safety management by port enterprises [7].