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以守正之本,铸创新之魂:交通银行公司金融的新时代奋进路
21世纪经济报道· 2025-12-18 08:17
Core Viewpoint - The article emphasizes that the financial industry in China is advancing towards high-quality development, with a focus on serving the real economy and aligning with national strategies, particularly through the initiatives outlined in the "Five Major Articles" [1][2]. Group 1: Implementation of National Strategies - The company aims to implement national strategic deployments by enhancing services for high-quality development of the real economy, focusing on financial supply-side structural reforms [3][4]. - A collaborative mechanism involving government, banks, parks, and enterprises is established to support high-tech parks and innovation incubators, creating a strong synergy for financial support in technological innovation [4]. Group 2: Technological Financial Services - The company has developed a comprehensive, multi-level, and full-cycle technological financial service system, integrating technology with industry and finance to create a virtuous cycle [3][4]. - A full-cycle technological financial service system has been launched, including integrated service solutions across equity, loans, bonds, leasing, and trust, addressing the financing challenges faced by technology enterprises [4][6]. Group 3: Regional Development and Innovation - The company leverages its unique headquarters advantage in Shanghai to integrate deeply into regional strategic developments, enhancing financial support for the construction of Shanghai's "Five Centers" [5]. - Innovative products such as "Cross-Border Trade Finance" and "Foreign Trade Quick Loan" have been introduced to improve financing efficiency for small and micro foreign trade enterprises [5][6]. Group 4: Comprehensive Financial Solutions - The company is transitioning from traditional financing to intelligent financing, addressing core pain points in enterprise operations through digital solutions [8]. - The "Yun Tong Treasury" service system has been established to facilitate modern financial management for enterprises, connecting over 230 banks for efficient fund management [8][9]. Group 5: Social Welfare and Governance - The company integrates financial capabilities into social governance, enhancing public service accessibility and efficiency, particularly in healthcare and fund supervision [11]. - The "Jiao Yin e-Supervision" digital platform has been launched to provide comprehensive fund monitoring capabilities, ensuring financial safety across various sectors [11]. Group 6: Future Development Goals - The company plans to continue its commitment to serving the real economy while focusing on digital transformation and product innovation to build a smarter financial service system [12]. - The company aims to establish an open and collaborative financial ecosystem, leveraging its full-license advantages to expand cooperation among government, banks, and enterprises [12].