金融活水润泽实体 金融是实体经济的血脉，为实体经济服务是金融的天职。本届展会，交行聚焦在"五篇大文章"及跨境金 融等领域的成效亮点，携交银火炬贷、交银创投贷、外贸快贷、碳资产质押融资等众多创新金融产品参 展，让现场观众亲身感受金融服务与实体经济共荣共生的丰硕成果。 2025年9月10日，中国国际服务贸易交易会金融服务专题展（下称"服贸会金融展"）在北京首钢园盛大 启幕。已连续第六年受邀参展的交通银行，围绕"交融共进、通向未来"主题，在首钢园5号展馆精心打 造科技感综合展区，向广大观众多维度、系统性展示百年交行在金融服务实体经济、融入区域经济发 展、服务百姓民生等方面的创新实践，为国际服务贸易领域更大范围、更深层次的交流合作注入澎湃金 融动能。 步入交行展台，首先看到的是以"交行蓝+科技银"为主色调的对公业务展，多个高清LED屏动态呈现交 行做好金融"五篇大文章"以及服务高水平对外开放的举措与成果。智能交互系统一键切换后，展厅又变 身为以"交行蓝+活力橙"为主色调的"惠民服务客厅"，集中展播零售惠民金融服务。双色主题随光影流 转，巧妙呼应了金融服务实体经济与社会民生的双重使命。 为提高观众参与度及对数字人民币的 ...

银发经济板块围绕暖心守护银发群体美好生活，整合养老金账户、养老理财、保险、信托等多元化服 务，提供"账户、产品、服务"一站式资源对接；零售信贷及信用卡板块，聚焦小微经营、个人消费、个 人购车等场景，着重推介惠民贷、交银车贷、"最红星期五"等惠民产品及活动，以金融力量助力消费市 场蓬勃发展。 为提高观众参与度及对数字人民币的认知程度，交通银行策划了多场特色互动活动。例如，硬件钱包专 区展示"有朋""玉佩"等高颜值卡面设计，将传统文化与现代科技完美融合；往届火爆的数字人民币IP周 边盲盒满减活动作为"保留"体验项目，今年继续开展，观众可参与活动赢取带有交行数字人民币特色形 象的托特包、纸扇、手机架等周边产品。 据介绍，展会期间，交行还将举办"资金管理大讲堂""助企出海宣讲""反诈是门必修课"等多场推介交流 活动。 9月10日，中国国际服务贸易交易会金融服务专题展(下称"服贸会金融展")在北京启幕。已连续第六年 受邀参展的交通银行，围绕"交融共进、通向未来"主题，向广大观众多维度、系统性展示百年交行在金 融服务实体经济、融入区域经济发展、服务百姓民生等方面的创新实践。 在交行北京市分行展示的多款特色金融产品中，"交 ...

北京市分行还重点展示了由其独家承建的北京市住房租赁押金托管和租金监管系统，通过"收、支、 查、管"四维闭环守护新市民安居梦，让"金融为民"可感可及。 银发经济板块围绕暖心守护银发群体美好生活，整合养老金账户、养老理财、保险、信托等多元化服 务，提供"账户、产品、服务"一站式资源对接；零售信贷及信用卡板块，聚焦小微经营、个人消费、个 人购车等场景，着重推介惠民贷、交银车贷、"最红星期五"等惠民产品及活动，以金融力量助力消费市 场蓬勃发展。 9月10日，2025年中国国际服务贸易交易会金融服务专题展（以下简称"服贸会金融展"）在北京首钢园 举办。交通银行连续六年受邀参展，该行围绕"交融共进、通向未来"主题，在首钢园5号展馆打造科技 感综合展区，向观众多维度、系统性展示交通银行在金融服务实体经济、融入区域经济发展、服务百姓 民生等方面的创新实践，为国际服务贸易领域更大范围、更深层次的交流合作注入金融动能。 本届展会，交通银行聚焦金融"五篇大文章"及跨境金融等领域的成效亮点，携交银火炬贷、交银创投 贷、外贸快贷、碳资产质押融资等众多创新金融产品参展，让现场观众亲身感受金融服务与实体经济共 荣共生的丰硕成果。 科技金融 ...

Core Viewpoint - The 15th China-Northeast Asia Expo showcased the achievements of the Bank of Communications Jilin Branch in supporting the economic and social development of Jilin Province through innovative financial products and services [1][5]. Group 1: Financial Innovations and Services - The Bank of Communications Jilin Branch has focused on key areas such as consumption stimulation, technological innovation, advanced manufacturing, green development, rural revitalization, and inclusive small and micro enterprises, leading to the highest year-on-year growth in RMB loan balance among state-owned banks in the province as of the end of July this year [3]. - The bank has developed a comprehensive product system for scientific and technological innovation, including the launch of a fully online "Foreign Trade Quick Loan" and the "Proactive Credit" inclusive service model [3]. - The bank has integrated resources and innovated models to promote consumption and improve people's livelihoods, exemplified by the "Beautiful Jilin, Let's Make Friends" cultural tourism series, which supports the high-quality development of Jilin's ice and snow economy and ecological tourism [3]. Group 2: Commitment to Regional Development - The participation in the Northeast Asia Expo reflects the bank's commitment to regional development and its role as a state-owned bank dedicated to national interests [5]. - The Bank of Communications Jilin Branch aims to continue targeting high-quality development goals and enhance financial support for the revitalization of Northeast China and regional cooperation in Northeast Asia [5].

Core Viewpoint - The development of foreign trade enterprises is crucial for regional economic growth, but many small and medium-sized foreign trade companies face funding shortages. The Jining branch of the State Administration of Foreign Exchange is promoting cross-border trade facilitation through the establishment of "policy product lists" and "enterprise demand lists" to better align with the needs of the real economy [1][3]. Group 1: Financial Support Initiatives - Jining banks are actively implementing the requirements of the local foreign exchange bureau by innovating foreign exchange financing products, optimizing cross-border settlement services, and simplifying business processes for enterprises [1][2]. - The "Foreign Trade Quick Loan" service, launched on June 27, 2025, in Shandong, provides new financing solutions for small and micro foreign trade enterprises [1][2]. Group 2: Case Study of Financing - A mechanical enterprise in Jining, primarily engaged in large machinery and parts sales with a focus on exports, expressed urgent financing needs due to increasing overseas orders and a significant funding gap for raw material procurement [2]. - The Jining branch of the Bank of Communications successfully provided a credit limit of 3 million yuan to the enterprise, alleviating its financial pressure and enabling timely procurement of raw materials for fulfilling overseas orders [2][3]. Group 3: Policy Implementation and Impact - The implementation of the two-list management mechanism by the Jining foreign exchange bureau has effectively connected policy transmission with market demand, facilitating over 400 financing and settlement needs for more than 1,000 foreign trade enterprises [3]. - This initiative has significantly improved the quality and efficiency of foreign exchange financial services for the real economy, supporting the stable scale and optimized structure of regional foreign trade for high-quality development [3].

Group 1 - The article discusses the launch of "Foreign Trade Quick Loan" by Bank of Communications to support small and micro foreign trade enterprises in financing and managing exchange rate risks [1][2] - The product utilizes external credible data and model-driven approaches to provide pure credit, fully online, and rapid approval services [1] - The Shandong branch of Bank of Communications is a pilot branch, focusing on providing efficient financing services to small and micro foreign trade enterprises [1][2] Group 2 - A case study is presented where a medical supplies export company faced liquidity issues despite having orders, and the bank provided a tailored financing solution through "Foreign Trade Quick Loan" [2] - The company received a credit limit of 3 million yuan within a day of application, showcasing the efficiency of the bank's online services [2] - The funding secured the production of European orders and supported the company's transition to high-quality manufacturing [2] Group 3 - The bank plans to enhance financial support for foreign trade enterprises in response to external challenges and improve service capabilities for high-quality development [3]

Group 1 - The core viewpoint of the news is that Bank of Communications has launched a financing product called "Foreign Trade Quick Loan" aimed at small and micro foreign trade enterprises, addressing their unique financial needs and challenges [1] - The product offers advantages such as pure credit, fully online processing, rapid approval, a variety of products, and suitable interest rates, specifically designed to meet the financing and exchange rate hedging needs of small foreign trade enterprises [1] - Since its launch, the Qingdao branch of Bank of Communications has approved a total credit limit of 14.4 million yuan for small micro enterprises, indicating a significant step in supporting the real economy and promoting high-quality development in foreign trade [1] Group 2 - A private small micro enterprise in Qingdao, specializing in packaging products for import and export, has benefited from the "Foreign Trade Quick Loan" to alleviate funding pressure from domestic raw material procurement due to rapid growth in export orders [2] - The Qingdao branch of Bank of Communications proactively visited the enterprise to understand its needs and provided a special loan without collateral, ensuring efficient approval and timely funding [2] - The bank plans to continue supporting the "stabilizing foreign trade" policy by leveraging "digital finance+" as an engine, innovating financial tools, deepening cooperation with government and banks, and optimizing the service ecosystem to inject more financial resources into the sustainable development of foreign trade in Qingdao [2]

Group 1 - The article emphasizes the implementation of inclusive financial policies to support small and micro enterprises through targeted loan marketing and outreach activities [1][2] - The Yanhulu Road branch successfully issued inclusive loans amounting to 6.6 million yuan in mid-February, demonstrating the effectiveness of their initiatives [1] - The branch's customer managers shifted from a passive to an active role, engaging directly with business owners to understand their financing needs and create tailored service plans [1][2] Group 2 - The branch utilized digital tools to streamline the loan application process, allowing businesses to access loans with reduced effort and time [1][2] - Innovative services were introduced, including the establishment of a micro-enterprise center and the launch of specialized loan products for different business types [2] - A comprehensive marketing strategy was implemented to enhance awareness of inclusive financial services, reaching over 1,000 customers through various promotional activities [2]

Core Insights - The article highlights the proactive measures taken by the Suzhou branch of the Industrial and Commercial Bank of China (ICBC) to support local foreign trade enterprises amidst challenging international economic conditions [1][2][7] Group 1: Financial Support Initiatives - ICBC Suzhou branch provided a tailored export trade financing service, issuing 100 million RMB in cross-border financing within one day to assist a local technology company facing cash flow issues due to export challenges [1] - The bank has issued nearly 1.5 billion RMB in loans to around 200 small and medium-sized foreign trade enterprises in 2024, demonstrating its commitment to supporting the local economy [2] - The bank has expanded its credit support for foreign trade enterprises by leveraging short-term export credit insurance and has identified nearly 10 enterprises on its "white list" for enhanced credit support [2] Group 2: Enhancements in Cross-Border Settlement - ICBC Suzhou has integrated its global document management system with the State Administration of Foreign Exchange's cross-border financial blockchain service platform, improving the efficiency and accuracy of document processing [2] - The bank has implemented fee reductions for foreign exchange services aimed at small and medium-sized foreign trade enterprises, enhancing their access to financial services [3] - Over 400 high-quality enterprises have been included in the high-level opening pilot program, with more than 250,000 transactions processed, amounting to over 80 billion USD [3] Group 3: Risk Management and Innovation - The bank promotes a risk-neutral approach to currency risk management, providing guidance to foreign trade enterprises on using hedging products to mitigate exchange rate fluctuations [5] - ICBC Suzhou has introduced various foreign exchange products, including spot and forward contracts, to meet the financial needs of enterprises involved in the Belt and Road Initiative [6] - The bank collaborates with guarantee companies to enhance credit limits for small and medium-sized enterprises, facilitating their access to foreign exchange services without requiring collateral [6] Group 4: Market Expansion Support - ICBC Suzhou actively supports the dual circulation strategy by leveraging its global network to connect domestic and international markets, aiding enterprises in expanding their global presence [7] - The bank has launched a new service system for foreign trade, including specialized credit and innovative products to assist enterprises in exploring international markets [7] - The bank has established cross-border cash management services for over 200 enterprises, significantly improving the efficiency of capital utilization across borders [8]