日前，有关部门联合印发《支持小微企业融资的若干措施》，明确提出增加小微企业融资供给。为切实 做好小微外贸企业融资服务，近日交通银行推出"外贸快贷"融资产品，聚焦外贸出口客户融资和汇率避 险需求，采用"外部可信数据+模型驱动"，提供纯信用、全线上、快速审批的组合服务方案。交通银行 山东省分行作为首批大规模试点的开办分行先行先试，聚焦"稳外贸、稳外资"相关要求，为全省小微外 贸企业提供更便捷、更高效的融资服务。 这笔关键资金保障了欧洲订单生产，更稳固了企业向实体制造转型的根基，让高质量"中国制造"医疗耗 材持续服务海外市场。 "外贸快贷不仅是一款融资产品，更是服务国家'贸易强国'战略、落实金融支持实体经济要求的重要举 措。"交通银行山东省分行国际业务部负责人表示，交行致力于打通"数据—信用—资金"闭环，让金融 活水精准滴灌实体经济。目前该产品已在交通银行山东省分行各地市分支机构同步上线，为全省小微外 贸企业提供融资服务，累计核定额度超过6000万元。 下一步，交通银行山东省分行将坚决贯彻落实有关部门稳外贸重要工作决策部署，结合当前外贸形势和 企业需求，强化稳外贸金融支持，多措并举帮助全省外贸企业积极应对外部环境影 ...

Core Insights - The article highlights the proactive measures taken by the Suzhou branch of the Industrial and Commercial Bank of China (ICBC) to support local foreign trade enterprises amidst challenging international economic conditions [1][2][7] Group 1: Financial Support Initiatives - ICBC Suzhou branch provided a tailored export trade financing service, issuing 100 million RMB in cross-border financing within one day to assist a local technology company facing cash flow issues due to export challenges [1] - The bank has issued nearly 1.5 billion RMB in loans to around 200 small and medium-sized foreign trade enterprises in 2024, demonstrating its commitment to supporting the local economy [2] - The bank has expanded its credit support for foreign trade enterprises by leveraging short-term export credit insurance and has identified nearly 10 enterprises on its "white list" for enhanced credit support [2] Group 2: Enhancements in Cross-Border Settlement - ICBC Suzhou has integrated its global document management system with the State Administration of Foreign Exchange's cross-border financial blockchain service platform, improving the efficiency and accuracy of document processing [2] - The bank has implemented fee reductions for foreign exchange services aimed at small and medium-sized foreign trade enterprises, enhancing their access to financial services [3] - Over 400 high-quality enterprises have been included in the high-level opening pilot program, with more than 250,000 transactions processed, amounting to over 80 billion USD [3] Group 3: Risk Management and Innovation - The bank promotes a risk-neutral approach to currency risk management, providing guidance to foreign trade enterprises on using hedging products to mitigate exchange rate fluctuations [5] - ICBC Suzhou has introduced various foreign exchange products, including spot and forward contracts, to meet the financial needs of enterprises involved in the Belt and Road Initiative [6] - The bank collaborates with guarantee companies to enhance credit limits for small and medium-sized enterprises, facilitating their access to foreign exchange services without requiring collateral [6] Group 4: Market Expansion Support - ICBC Suzhou actively supports the dual circulation strategy by leveraging its global network to connect domestic and international markets, aiding enterprises in expanding their global presence [7] - The bank has launched a new service system for foreign trade, including specialized credit and innovative products to assist enterprises in exploring international markets [7] - The bank has established cross-border cash management services for over 200 enterprises, significantly improving the efficiency of capital utilization across borders [8]