Core Viewpoint - The article emphasizes that China's financial industry is advancing towards high-quality development, with a focus on serving the modernization of the country. The strategic deployment of the "Five Major Articles" aims to better align financial resources with national goals, and the Bank of Communications (交通银行) is actively fulfilling this mission through innovation and service to the real economy [1][2]. Group 1: Implementation of National Strategy - The Bank of Communications prioritizes serving the real economy and aligns its development with national strategies, focusing on financial supply-side structural reforms to enhance service quality [2]. - The bank has established a comprehensive technology-driven financial service system to support the "Five Major Articles," creating a virtuous cycle of "technology + industry + finance" [2][3]. Group 2: Collaborative Ecosystem - The bank has built a collaborative mechanism involving government, banks, parks, and enterprises to support high-tech parks and innovation incubators, enhancing the synergy for financial services [3]. - It has launched a full-cycle technology financial service system, integrating various financial products to address the financing challenges faced by technology enterprises [3]. Group 3: Regional Development and Trade Finance - The Bank of Communications leverages its unique position as the only state-owned bank headquartered in Shanghai to contribute to the city's development as a global financial center [4]. - The bank has introduced innovative cross-border trade finance solutions, such as "交银航贸通," to enhance the efficiency of international trade and support small and micro foreign trade enterprises [4][5]. Group 4: Digital Transformation and Financial Solutions - The bank is transforming its financial services from simple financing to comprehensive intelligent solutions, addressing complex financial needs through digitalization [7]. - It has developed a systematic financial solution covering supply chains and has implemented a digital treasury management system to enhance corporate financial governance [7][8]. Group 5: Social Responsibility and Public Welfare - The Bank of Communications integrates financial services into social governance, focusing on improving public welfare and enhancing the accessibility of medical services through innovative solutions [9]. - It has launched a digital platform for comprehensive fund supervision, ensuring precise control and monitoring of funds across various sectors [9]. Group 6: Future Development Strategy - The bank aims to continue its high-quality development by reinforcing its strategic focus, deepening digital transformation, and fostering collaborative financial ecosystems [10]. - It remains committed to serving the real economy and contributing to the modernization of China, reflecting its responsibility and commitment to the times [10].

Core Viewpoint - The article emphasizes that the financial industry in China is advancing towards high-quality development, with a focus on serving the real economy and aligning with national strategies, particularly through the initiatives outlined in the "Five Major Articles" [1][2]. Group 1: Implementation of National Strategies - The company aims to implement national strategic deployments by enhancing services for high-quality development of the real economy, focusing on financial supply-side structural reforms [3][4]. - A collaborative mechanism involving government, banks, parks, and enterprises is established to support high-tech parks and innovation incubators, creating a strong synergy for financial support in technological innovation [4]. Group 2: Technological Financial Services - The company has developed a comprehensive, multi-level, and full-cycle technological financial service system, integrating technology with industry and finance to create a virtuous cycle [3][4]. - A full-cycle technological financial service system has been launched, including integrated service solutions across equity, loans, bonds, leasing, and trust, addressing the financing challenges faced by technology enterprises [4][6]. Group 3: Regional Development and Innovation - The company leverages its unique headquarters advantage in Shanghai to integrate deeply into regional strategic developments, enhancing financial support for the construction of Shanghai's "Five Centers" [5]. - Innovative products such as "Cross-Border Trade Finance" and "Foreign Trade Quick Loan" have been introduced to improve financing efficiency for small and micro foreign trade enterprises [5][6]. Group 4: Comprehensive Financial Solutions - The company is transitioning from traditional financing to intelligent financing, addressing core pain points in enterprise operations through digital solutions [8]. - The "Yun Tong Treasury" service system has been established to facilitate modern financial management for enterprises, connecting over 230 banks for efficient fund management [8][9]. Group 5: Social Welfare and Governance - The company integrates financial capabilities into social governance, enhancing public service accessibility and efficiency, particularly in healthcare and fund supervision [11]. - The "Jiao Yin e-Supervision" digital platform has been launched to provide comprehensive fund monitoring capabilities, ensuring financial safety across various sectors [11]. Group 6: Future Development Goals - The company plans to continue its commitment to serving the real economy while focusing on digital transformation and product innovation to build a smarter financial service system [12]. - The company aims to establish an open and collaborative financial ecosystem, leveraging its full-license advantages to expand cooperation among government, banks, and enterprises [12].

从"大写意"到"工笔画"，共建"一带一路"倡议历经十二载深耕，已步入高质量发展的全新阶段。作为中国金融业对外开放与全球化经营的先行者，交通银行 充分发挥经营综合化、服务全球化优势，将金融活水精准滴灌至"一带一路"建设的肌体脉络之中，绘就了一幅战略引领、跨境赋能、规则创新与责任担当并 举的金融画卷。 资金融通是"一带一路"建设的重要支点。基于对"一带一路"全球价值以及金融角色定位的高度理解，交行在助力共建"一带一路"的进程中，承担了资金融通 的重要推动者与创新引领者等多重角色，着力构建起"直接融资+同业合作+租赁创新"的多元化跨境融资支持体系。 在跨境信贷领域，交行锚定"5+4"重点领域和区域，精准聚焦基础设施建设、能源管网、矿产资源开发、优势产能合作及小微外贸企业五类重点领域，围绕 东盟、欧洲、拉美、非洲四大区域合作板块，提供稳定、高效的融资支持。 近年来，由交行支持的迪拜光伏电站、阿布扎比码头、巴西拉戈伊尼亚光伏项目等一批标志性工程陆续落地。2024年，由交行参与融资的秘鲁钱凯港正式开 港，将南美至亚洲海运时间大幅缩短；其牵头支持的秘鲁拉斯邦巴斯铜矿项目，为当地创造大量就业，成为区域经济发展的重要引擎。通过 ...

全球产业链供应链重塑背景下，航贸金融在保障产业链供应链稳定畅通、提升国际贸易竞争力上展现出 巨大潜力。据海关统计数据，今年前三季度，我国货物贸易进出口33.61万亿元，同比增长4%，再创新 高。其中，今年一季度和二季度我国进出口分别增长1.3%和4.5%，三季度增长6%，已连续8个季度实现 同比增长。在我国外贸展现出韧性的同时，全球经贸格局正经历深刻调整，全球航运贸易成本和效率瓶 颈凸显。交通银行董事长任德奇表示，大数据、区块链、人工智能等新技术正在推动电子提单、智能合 约等创新应用落地，航贸金融服务加速向数字化、智能化转型。 随着数字技术的迭代与广泛应用，在航运贸易领域也发挥着越来越重要的作用。 一方面，数字经济、区块链、人工智能等新技术正在推动电子提单、智能合约、数字化仓单等创新应用 落地；另一方面，全球产业链供应链重构背景下，航贸金融成为提升跨境贸易效率和安全性的重要突破 口。特别是随着RCEP等区域贸易协定的深入实施，以及上海国际航运中心建设的持续推进，航贸金融 在服务大宗商品贸易发展、助力跨境贸易高质量发展等方面展现出巨大潜力。任德奇表示，金融机构要 主动拥抱数字技术，强化科技赋能。运用区块链技术和 ...

Core Insights - The role of finance is evolving from merely supporting trade to becoming a key player in global supply chain value discovery and resource allocation [1][2] - The integration of advanced technologies such as artificial intelligence, big data, and blockchain is enhancing the efficiency of cross-border financial services [2][3] - Financial institutions are increasingly acting as bridges for global trade, facilitating cooperation between domestic and foreign entities [3][4] Financial Infrastructure Development - The launch of the "交银航贸通" platform by Bank of Communications integrates various digital functions to support small and micro foreign trade enterprises, addressing issues like financing difficulties and high hedging costs [1] - Shanghai Pudong Development Bank introduced a comprehensive financial service plan that includes ten digital cross-border financial products, achieving near-instantaneous cross-border settlement and financing [2] Cross-Border Financial Solutions - The emergence of credit reporting solutions for cross-border enterprises is providing small and medium-sized enterprises with a "credit passport," significantly reducing approval times for cross-border loans by 35% [2] - Standard Chartered Bank's participation in the expo highlights its commitment to providing comprehensive cross-border financial solutions, emphasizing the importance of China as a strategic market [3] Global Trade Financial Network - The financial institutions are depicted as a "highway" for data flow and a "dispatch center" for capital circulation, enhancing the support for cross-border trade [4] - The collaboration between various financial institutions during the expo aims to create a more seamless global trade financial network, reflecting the growing importance of multinational financial institutions in facilitating international economic exchanges [3][4]

Core Viewpoint - The article highlights the participation of Bank of Communications at the 6th consecutive China International Fair for Trade in Services, showcasing its innovative financial services and products aimed at supporting the real economy and enhancing people's livelihoods. Group 1: Financial Services and Innovations - Bank of Communications has developed various innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Capital Loan," "Foreign Trade Quick Loan," and "Carbon Asset Pledge Financing" to demonstrate its commitment to serving the real economy and promoting regional economic development [1][2]. - The bank's "Jiao Yin Torch Loan" targets growing technology-based small and micro enterprises, utilizing a unique big data approval model to address their financing challenges [2]. - The "Jiao Yin Venture Capital Loan" employs a loan and external direct investment model to broaden financing channels for technology enterprises through partnerships with quality investment institutions [2]. Group 2: Cross-Border Financial Solutions - The bank has established a "Cross-Border Financial Zone" to provide comprehensive financial support for enterprises looking to expand internationally or attract foreign investment, featuring solutions like "Foreign Trade Quick Loan" and "E-commerce Pass" [2]. - The focus on cross-border finance aligns with the bank's role as a key player in facilitating high-level opening-up [2]. Group 3: Retail Services and Community Engagement - At the retail business exhibition, the bank showcased its capabilities in providing over 130 Beijing government services and 200 additional services from neighboring regions, enhancing public service accessibility [3]. - The bank has developed a housing rental deposit management and rent supervision system to support new citizens in securing housing [3]. - In the silver economy sector, the bank offers a range of services including pension accounts, insurance, and trust products to cater to the needs of the elderly population [3]. Group 4: Interactive Activities and Community Outreach - To enhance audience engagement, the bank organized various interactive activities, including showcasing high-quality card designs that blend traditional culture with modern technology [4]. - The bank continued its tradition of offering promotional activities, allowing participants to win various merchandise [4]. - Educational sessions such as "Fund Management Lectures" and "Anti-Fraud Courses" were held to promote financial literacy and support the fair's role as a bridge for communication [4].

Group 1 - CITIC Bank has participated in the China International Fair for Trade in Services (CIFTIS) for six consecutive years, showcasing its digital and intelligent innovations to support high-level opening-up [1] - The bank has supported over 70 pilot enterprises in foreign exchange business, with cross-border trade pilot transactions exceeding 13,000 and a total value of over $27 billion [1] - CITIC Bank has developed an efficient foreign exchange service platform, enhancing user experience through online channels for cross-border settlement and foreign exchange derivative trading [1] Group 2 - The service industry expansion is a crucial part of China's high-level opening-up, with the implementation of a negative list for cross-border service trade and promotion of comprehensive pilot demonstrations [2] - The CIFTIS aims to enhance international cooperation and innovation, contributing positively to the construction of an open world economy [2] - Australia is the guest country for this year's CIFTIS, with nearly 60 institutions and enterprises participating to strengthen economic cooperation [2] Group 3 - Agricultural Bank of China is actively enhancing cross-border financial services to support foreign trade and initiatives like the Belt and Road [4] - Bank of China has been a global partner for CIFTIS for five years, showcasing its innovations in financial services and commitment to high-level opening-up [4] - The bank emphasizes its role as a main channel for foreign exchange and trade, continuously driving innovation in global service trade [4] Group 4 - Bank of Communications has created a cross-border financial zone at CIFTIS, offering comprehensive financial support for enterprises looking to expand internationally [6]

Group 1 - CITIC Bank participated in the service trade fair for the sixth consecutive year, showcasing digital and intelligent innovations to support high-level opening-up [1] - The bank has supported over 70 pilot enterprises and facilitated 13,000 cross-border trade transactions, amounting to over $27 billion [1] - CITIC Bank has developed an efficient foreign exchange service platform, enhancing user experience through online channels [1] Group 2 - The service industry expansion is a crucial part of China's high-level opening-up, with the implementation of a negative list for cross-border service trade [2] - The 2025 service trade fair aims to enhance international cooperation, with Australia as the guest country this year [2] - The fair has become a significant medium for promoting innovation and connectivity in service trade [3] Group 3 - Agricultural Bank of China showcased its cross-border financial services, supporting trade stability and initiatives like the Belt and Road [4] - Bank of China, as the global partner of the fair, highlighted its innovative achievements in financial services and support for national opening-up [4] - The bank emphasized its role as a main channel for foreign exchange and trade, contributing to global service trade prosperity [4] Group 4 - Bank of Communications presented its cross-border financial solutions, including "Foreign Trade Quick Loan" and "E-commerce Pass," to support enterprises [6]

Core Viewpoint - The China International Fair for Trade in Services (CIFTIS) showcases the financial services of Bank of Communications, emphasizing its commitment to serving the real economy and enhancing people's livelihoods through innovative financial products and services [1][3]. Group 1: Financial Services and Innovation - Bank of Communications highlights its achievements in five key areas and cross-border finance, presenting innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Loan," and "Foreign Trade Quick Loan" [3]. - The "Jiao Yin Torch Loan" is designed for growing technology-based small and micro enterprises, utilizing a unique big data approval model to address financing challenges [3]. - The "Jiao Yin Venture Loan" employs a "loan + external direct investment" model to broaden financing channels for technology enterprises [3]. - The "Jiao Yin Park Loan" connects financing needs of park enterprises through an integrated online platform, enhancing support for technology enterprises [3]. Group 2: Cross-Border Financial Solutions - The bank has established a cross-border financial zone titled "Connecting the World, Linking Global," offering comprehensive financial support for enterprises looking to expand internationally [3]. - Solutions such as "Foreign Trade Quick Loan," "E-commerce Pass," and "Smart Class Train" are part of the offerings to facilitate international trade [3]. Group 3: Community and Consumer Services - Bank of Communications focuses on enhancing financial services in key areas such as domestic demand, digital governance, and the silver economy, aligning its services with national needs and public sentiment [4]. - The retail business segment features a "cross-province handling" service for government affairs, allowing citizens to manage over 130 Beijing government services and access 200 additional services from neighboring regions [5]. - The bank has developed a housing rental deposit management and rent supervision system to support new citizens in securing housing [5]. - The silver economy initiative integrates various services for the elderly, including pension accounts, retirement financial products, and insurance [5]. Group 4: Interactive Engagement and Education - To enhance audience engagement and awareness of digital currency, the bank has organized interactive activities, showcasing high-quality hardware wallets and traditional cultural designs [6]. - Popular activities from previous years, such as the digital currency themed blind box event, continue to attract visitors [6]. - The bank will host various promotional and educational events during the fair, including sessions on fund management and anti-fraud education [6].

Group 1 - The China International Fair for Trade in Services (CIFTIS) financial services exhibition opened in Beijing, showcasing the Bank of Communications' innovative practices in financial services for the real economy and regional economic development [1] - The Bank of Communications presented various financial products, including "Jiao Yin Torch Loan," which utilizes a big data approval model to address financing challenges for technology-oriented small and micro enterprises [1] - The "Jiao Yin Venture Capital Loan" employs a "loan + external direct investment" model to broaden financing channels for technology companies through partnerships with quality investment institutions in Beijing [1] Group 2 - The bank's "Jiao Yin Park Loan" effectively meets the full-cycle financing needs of park enterprises by integrating various financial services, supporting the growth of technology-oriented companies [1] - The cross-border financial zone "Jiao Lian World, Hui Tong Global" offers comprehensive financial support for enterprises looking to expand internationally and attract foreign investment [1] - The bank focuses on enhancing financial services in key areas such as domestic demand, digital governance, and the silver economy, aligning its capabilities with national needs and public interests [2] Group 3 - The retail business showcased the "cross-province handling" of government services in the Beijing-Tianjin-Hebei region, allowing users to manage over 130 government matters and access various services remotely [2] - The bank has developed a housing rental deposit management and rent supervision system to protect the housing dreams of new citizens through a four-dimensional closed-loop management approach [2] - The silver economy segment integrates various services for the elderly, providing a one-stop resource connection for pension accounts, retirement financial products, and insurance [2] Group 4 - To enhance audience engagement and awareness of digital currency, the bank organized interactive activities featuring hardware wallets and cultural-themed designs [3] - The bank continued popular activities from previous years, such as blind box promotions related to digital currency, offering attendees the chance to win themed merchandise [3] - The exhibition will also host various promotional and educational events, including lectures on fund management and anti-fraud measures [3]