Core Viewpoint - The article emphasizes the increasing prevalence of financial scams in the digital age, highlighting the need for investors to recognize and prevent these fraudulent activities [2]. Group 1: Types of Financial Scams - "Investment Master" Trap: Scammers present themselves as "investment masters" on social media, claiming to have insider information or exclusive strategies, luring investors into paying membership fees or purchasing risky products [3]. - "High Return" Trap: Fraudsters promise returns significantly above market averages with low risk, often leading to false advertising and eventual financial loss for investors [3]. - "Fake Platform" Trap: Scammers create websites or apps that closely resemble legitimate financial institutions, leading investors to believe they are making real transactions, only to disappear with their funds when withdrawal attempts are made [3]. Group 2: Response to Scams - Immediate cessation of all related transactions is crucial; investors should not transfer any more funds to suspicious accounts and should change passwords to protect personal information [5]. - Preservation of evidence is vital for future legal actions; all related communications, transaction records, and promotional materials should be saved [5]. - Reporting to relevant authorities is essential for protecting personal rights and helping others avoid scams; investors can report to local police or financial regulatory bodies [5]. Group 3: Prevention of Financial Scams - Establishing a robust risk awareness and prevention mechanism is critical; investors should enhance their knowledge through professional literature, educational activities, and credible financial media [6]. - Continuous vigilance and skill acquisition are necessary to effectively safeguard wealth and maintain a healthy financial environment [6].