生态权益类信贷产品

Search documents
江西资溪:为“两山”转化注入金融活水 | “两山”转化记
Zhong Guo Huan Jing Bao· 2025-08-13 02:16
Core Viewpoint - Zixi County, located in eastern Jiangxi Province, is leveraging its rich ecological resources to drive economic development through innovative ecological finance products and a closed-loop transformation mechanism of "resources-assets-capital-funds" [3][4]. Group 1: Ecological Resources and Economic Development - Zixi County has a high forest coverage rate of 87.7% and is home to significant ecological resources, including national nature reserves and tourism sites [1]. - Despite abundant ecological resources, the county faced challenges in converting these into economic benefits due to fragmented resource development and lack of unified management [3]. - The county's ecological product value is projected to reach 48.668 billion yuan by 2024, providing a scientific basis for the market-oriented operation of ecological resources [4]. Group 2: Resource Integration and Management - In 2019, Zixi County conducted comprehensive natural resource surveys, establishing a natural resource balance sheet and ecological resource map, with approximately 1.676 million acres of forest land and a standing timber volume of about 11.05 million cubic meters [4]. - The county has initiated a forest rights buyback pilot program, successfully integrating fragmented resources through various methods such as buybacks, leasing, and cooperation, with 267,300 acres of forest rights already acquired [6]. Group 3: Financial Innovation and Support - Zixi County is promoting the innovation of green financial products to address challenges in ecological resource trading and monetization, implementing a strategy of "one bank, one product" and encouraging financial institutions to develop at least one ecological rights financing product [8]. - Over 30 ecological rights credit products have been launched, including 14 types specifically for forestry, providing diversified financial support for ecological industry development [9]. - A financing guarantee company was established with an initial fund of 50 million yuan to mitigate risks for financial institutions, and a collateral center for forest rights has been set up to manage loan defaults effectively [9].