中国资本市场迎来ESG信息披露新时刻。 Wind数据显示，2024年A股ESG信披率达41.86%，同比增加5.39个百分点。而其中，金融是披露 率最高的行业，达91.8%。 其中，金融保险企业ESG信息披露中的社会议题板块通常备受瞩目。这是因为保险在经济社会中 发挥着经济"减震器"和社会"稳定器"的功能，涉及民生多个领域。 保险托民生：从田间到社区的保障突围 "我工作几十年从来没请过病假，没想到这次住院一下子就花去了十万块，百惠保帮了我很大的 忙！"在广西百色"百惠保"上线发布会上，来自百色市右江区的黄先生激动地说。 原来，黄先生住院结算总医疗费103905.6元，其中医保报销50565.2元，"百惠保"理赔20874.43 元，极大减轻了黄先生的负担。 这是2022年以来，广西14个设区市成功上线城市定制型商业补充医疗保险"惠民保"项目受惠民众 的一个生动案例。截至2025年3月底，中国人寿保险股份有限公司（以下简称"中国人寿"）广西分公 司"惠民保"已累计赔付7.66万人次，赔款金额1.72亿元。 作为广西普惠保险的典型样本，百色惠民保——"百惠保"年保费76元，可覆盖医保内外住院费用及 30种特药费用 ...

Core Viewpoint - The "Baihui Bao" program has been upgraded and relaunched to provide supplementary medical insurance for residents of Baise City, aiming to reduce the financial burden of major medical expenses and enhance the multi-tiered medical security system in the region [1]. Group 1: Program Overview - "Baihui Bao" is a collaborative initiative involving the Baise Municipal Finance Bureau, Baise Medical Security Bureau, and ten insurance companies, including China Life and PICC, with operational support from Chenxi Health [1]. - Since its launch in 2022, "Baihui Bao" has seen 655,900 participants and total claims exceeding 36.6 million yuan, with the highest individual claim reaching over 450,000 yuan [1]. Group 2: Key Features of the 2025 Upgrade - The program maintains a low premium of 76 yuan for the basic plan while introducing a new upgraded version at 138 yuan, enhancing coverage options [2]. - The program allows the use of personal medical insurance account balances to pay premiums for family members, eliminating the need for additional cash outlay [2]. - The upgraded plan features a combined annual deductible for both in-network and out-of-network services, lowering the threshold for claims [2]. - It offers coverage regardless of age, pre-existing conditions, residency status, or occupation, making it accessible to a broader demographic, including new residents [2]. - Additional health services include dental care, traditional Chinese medicine therapy, discounts on medications, and medication reminders, enhancing the practical value of the insurance [2]. - Participants can opt for an additional 3 yuan fee for inpatient care services, allowing for up to 7 days of nursing care in designated public hospitals [2]. Group 3: Enrollment Information - The enrollment period for the 2025 "Baihui Bao" is from July 15 to August 31, 2025, with coverage starting from August 20, 2025, for new participants [3]. - Renewal coverage dates are specified, and residents are encouraged to enroll promptly through the official channels [3].