Group 1 - The core viewpoint of the articles highlights that Xinhua Insurance is significantly increasing its cash dividends for 2024, with a total proposed cash dividend of RMB 78.93 billion, representing a 197.6% increase compared to 2023 [1] - Xinhua Insurance's strong dividend payout is attributed to its high-quality development and its role as a "patient capital" investor, supporting long-term value investments [1] - The company is actively participating in major national projects, leveraging its advantages as a state-controlled insurance company to support green investments and significant regional strategies [1] Group 2 - Xinhua Insurance maintains a balanced approach to asset allocation for its dividend insurance products, focusing on risk and return optimization while ensuring asset-liability matching [2] - The company has achieved a long-term average total investment return rate of 5.1% from 2015 to 2024, with a year-to-date annualized return of 5.7% for the first quarter of 2025 [2] - In addition to investment performance, Xinhua Insurance is enhancing its service offerings for dividend insurance products, including overseas medical assistance and themed salons, to create a comprehensive "insurance + service" ecosystem [2] Group 3 - Since 2025, Xinhua Insurance has strengthened its supply of dividend insurance products, introducing competitive offerings such as the "Shengshi Glory Zhiwin" whole life insurance and "Shengshi Anying" pension annuity insurance [2] - The company emphasizes the integration of lifelong annuities and pension products into personal pension plans, highlighting their roles in wealth management and retirement planning [2] - Xinhua Insurance is diversifying its product portfolio by combining universal life insurance and term life insurance with high-value products to meet customers' needs for wealth appreciation and well-being [2]