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破解小微企业“成长的烦恼”
Jing Ji Wang· 2025-07-31 06:32
"自2022年启动研发以来,公司已投入3000万元,申请20余项核心专利。随着厂房扩建、产品逐步投入 量产,资金需求持续增加,仅靠自有资金难以满足公司发展需要。"浙江气协科技有限公司总经理王臣 志告诉中国证券报记者,得益于支持小微企业融资协调工作机制,从提出贷款申请算起不到3天时间, 公司就获得了1100万元纯信用授信,解决了企业发展的资金难题。 盛夏的浙江、福建,骄阳似火,热浪蒸腾。在这两片民营经济高度发达的土地上,大量像气协科技这样 的企业正激活创新发展的基因。记者近日随国家金融监督管理总局深入浙闽两地调研,探索支持小微企 业融资协调工作机制如何为万千小微企业带来金融活水。 "银企对接更精准顺畅了""客户经理走访企业积极性更高了""公司获得贷款速度更快了""融资成本更低 了"……在调研采访中,记者不时听到银行、企业类似的反馈。浙江、福建两地金融监管和发改部门协 同其他部门,从供需两端发力,聚焦重点领域和企业需求,创新信贷融资模式,加大信贷投放力度,推 动银企精准对接,统筹解决小微企业融资难和银行放贷难问题。 破解轻资产之困 在浙江省台州市三门县的气协科技车间里,工人们在机器前忙碌着。该公司成立于2021年 ...
破解小微企业“成长的烦恼” 浙闽两地金融服务出实招
● 本报记者 陈露 "自2022年启动研发以来,公司已投入3000万元,申请20余项核心专利。随着厂房扩建、产品逐步投入 量产,资金需求持续增加,仅靠自有资金难以满足公司发展需要。"浙江气协科技有限公司总经理王臣 志告诉中国证券报记者,得益于支持小微企业融资协调工作机制,从提出贷款申请算起不到3天时间, 公司就获得了1100万元纯信用授信,解决了企业发展的资金难题。 盛夏的浙江、福建,骄阳似火,热浪蒸腾。在这两片民营经济高度发达的土地上,大量像气协科技这样 的企业正激活创新发展的基因。记者近日随国家金融监督管理总局深入浙闽两地调研,探索支持小微企 业融资协调工作机制如何为万千小微企业带来金融活水。 "银企对接更精准顺畅了""客户经理走访企业积极性更高了""公司获得贷款速度更快了""融资成本更低 了"……在调研采访中,记者不时听到银行、企业类似的反馈。浙江、福建两地金融监管和发改部门协 同其他部门,从供需两端发力,聚焦重点领域和企业需求,创新信贷融资模式,加大信贷投放力度,推 动银企精准对接,统筹解决小微企业融资难和银行放贷难问题。 破解轻资产之困 在浙江省台州市三门县的气协科技车间里,工人们在机器前忙碌着。该 ...
调研进行时|从资金断点到融资破题,小微外贸企业出海如何被金融服务精准滴灌?
Xin Lang Cai Jing· 2025-07-22 11:46
Group 1 - The global trade landscape is changing, and external uncertainties are rising, leading to challenges for foreign trade enterprises such as tariff barriers, order transfers, and extended payment cycles [1] - Small and medium-sized enterprises (SMEs) in Fujian and Zhejiang provinces are experiencing strong export demand but face tight cash flow and increased performance risks, which hinder their international market expansion [1][2] - The implementation of the small and micro enterprise financing coordination mechanism has provided financial support and risk assurance for foreign trade enterprises, helping them to expand internationally and stabilize their development [1][7] Group 2 - BaKe Sports, a global sports brand authorized manufacturer, is facing inventory pressure due to the need for overseas production, resulting in a significant stockpile of 200,000 pairs of shoes valued at approximately 20 million yuan [2][3] - The financing coordination mechanism has enabled BaKe Sports to secure a loan of 5 million yuan based on its order volume with Skechers, alleviating a funding pressure of about 12 million yuan [3] - Zhongyuan Machinery, a stone machinery manufacturer, has successfully expanded its international market by securing a long-term client in Turkey, supported by the financing coordination mechanism which provided a 4.3 million yuan credit loan [4] Group 3 - Dingbo Plumbing, an export-oriented plumbing manufacturing company, is under pressure from tariff barriers and rising costs, necessitating technological upgrades and product innovation [5] - The local financial regulatory authority has established a dedicated service section for small foreign trade enterprises, offering tailored financing solutions and reducing costs to support their operations [5][6] - A risk compensation fund exceeding 3 million yuan has been set up in Taizhou to support banks in providing no-repayment loans to eligible enterprises, aiming to stabilize credit expectations and reduce service concerns [6]