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“票据综合服务平台”正式上线:银行积极参与,票据中介行业或面临结构性冲击
中经记者 郝亚娟 夏欣 上海 北京报道 11月24日,上海票据交易所负责建设运营的票据综合服务平台(以下简称"综服平台")投产上线。在上 线当日,多家银行直连接入综服平台。 西南财经大学金融安全协同创新中心首席研究员毛强华在接受《中国经营报》记者采访时分析,综服平 台的核心定位在于构建"一站式"服务体系。该平台通过互联网渠道,将原本分散、线下处理的票据签 发、承兑、背书、贴现及托收等全流程业务,集成于统一的数字化入口,显著提升了企业融资的便捷性 与效率,更好地满足了多元化的融资需求。这一转变,标志着中国票据市场在数字化、集约化与透明化 进程中迈出了关键一步。 毛强华同时指出,对票据中介行业而言,综服平台的推出将带来结构性冲击。票据中介长期依赖的"为 企业寻找低价贴现渠道"的信息不对称优势,将被平台的公开比价与高效匹配功能大幅削弱。 打造"一站式"服务生态 上海票据交易所披露的数据显示,截至11月24日16:00,综服平台新增注册用户数量达到2201户,用户 访问量4581次;金融机构发起贴现报价13笔;企业发起贴现询价50笔,金额5132.46万元;43家金融机 构参与交易服务,94名交易员完成实名认证,发送 ...
京能电力: 北京京能电力股份有限公司关于对京能集团财务有限公司风险持续评估报告
Zheng Quan Zhi Xing· 2025-08-22 16:48
Company Overview - Jingneng Financial, formerly known as Northeast Pharmaceutical Group Financial Company, was established on March 7, 2006, and obtained its financial license on May 16, 2006, with a registered capital of RMB 5 billion [1] - The ownership structure includes Beijing Energy Group Co., Ltd. (60%), Beijing Jingneng Clean Energy Power Co., Ltd. (20%), and Beijing Jingneng Power Co., Ltd. (20%) [1] Internal Control and Risk Management - Jingneng Financial has a robust governance structure with a clear division of responsibilities among the shareholders' meeting, board of directors, supervisory board, and senior management, enhancing its internal control system [2] - The company has established a comprehensive risk management system covering liquidity, credit, market, compliance, and operational risks, with a three-line defense mechanism for risk management [2][3] - As of June 30, 2025, Jingneng Financial reported no significant risk events and maintained good operational performance [3] Financial Performance - As of June 30, 2025, Jingneng Financial's total assets amounted to RMB 50.08 billion, with cash and cash equivalents at RMB 14.54 billion, loans and advances at RMB 42.86 billion, and shareholders' equity at RMB 7.15 billion [6] - The company reported total revenue of RMB 520.17 million and a net profit of RMB 307.03 million for the same period [6] Regulatory Compliance - Jingneng Financial meets all regulatory requirements as per the Enterprise Group Financial Company Management Measures, with no significant deficiencies identified in its financial reporting or risk control systems [7] - The company adheres to the limits set in its financial service agreements with related parties, ensuring compliance in its financial transactions [7]
云煤能源: 云南煤业能源股份有限公司关于对云南昆钢集团财务有限公司的风险持续评估报告
Zheng Quan Zhi Xing· 2025-08-21 19:20
Core Viewpoint - Yunnan Coal Industry Energy Co., Ltd. conducted a risk assessment report on Yunnan Kunsteel Group Financial Co., Ltd., evaluating its financial status and operational risks as of June 30, 2025 [1][10]. Group 1: Company Overview - Yunnan Kunsteel Group Financial Co., Ltd. was established on April 15, 2015, and commenced operations on October 28, 2015, with a registered capital of 1 billion yuan after a capital increase [1]. - The company is located in Kunming, Yunnan Province, and its business scope includes accepting deposits, providing loans, and offering financial advisory services [1]. Group 2: Shareholding Structure - The controlling shareholder of Kunsteel Financial is Kunming Iron and Steel Holding Co., Ltd., with the actual controller being the Yunnan Provincial State-owned Assets Supervision and Administration Commission [2]. Group 3: Internal Control and Governance - Kunsteel Financial has established a governance structure comprising a shareholders' meeting, board of directors, and supervisory board, ensuring checks and balances within its operations [3][4]. - The company has a comprehensive internal control system involving various committees and departments to manage risks and ensure compliance with regulations [4][5]. Group 4: Risk Management - A risk management committee is in place to oversee risk management activities, with a three-line defense system established to identify and mitigate risks [5][6]. - The company has implemented various management measures and operational procedures to control risks associated with its financial activities [6][7]. Group 5: Financial Performance - As of June 30, 2025, Kunsteel Financial reported total assets of 3.762 billion yuan, with total revenue of 37 million yuan and a net profit of 15 million yuan for the first half of the year [8]. - The company has maintained a strong capital adequacy ratio of 30.15% and a non-performing asset ratio of 0% [9]. Group 6: Service and Loan Situation - As of June 30, 2025, the company and its subsidiaries had deposits of 80 million yuan in Kunsteel Financial, accounting for 41.35% of its total deposits [9]. - The company utilizes Kunsteel Financial's services to enhance resource allocation and improve capital efficiency [9]. Group 7: Risk Assessment Conclusion - Kunsteel Financial holds valid financial licenses and has established a robust risk management framework, ensuring effective identification and control of operational risks [10].