信用鉴证及咨询代理业务

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渤海化学: 天津渤海化学股份有限公司关于天津渤海集团财务有限责任公司风险持续评估报告
Zheng Quan Zhi Xing· 2025-08-26 16:19
Core Viewpoint - Tianjin Bohai Chemical Co., Ltd. conducted a risk assessment report on Tianjin Bohai Group Financial Co., Ltd., confirming its compliance with regulatory requirements and evaluating its operational and risk management capabilities [1][16]. Group 1: Company Overview - Tianjin Bohai Group Financial Co., Ltd. was established on November 4, 1992, as a non-bank financial institution, being the first enterprise group financial company in Tianjin [1]. - The registered capital is 1 billion RMB, with a planned increase to 1.5 billion RMB following approval from the Tianjin Financial Regulatory Bureau [1]. - The company has various membership qualifications, including participation in the national interbank lending center and other financial associations [1]. Group 2: Business Scope - The financial company’s business includes accepting deposits from member units, providing loans, bill discounting, bill acceptance, fund settlement, and various financial advisory services [1]. Group 3: Internal Control and Risk Management - The financial company has established a comprehensive risk management system covering market, credit, operational, liquidity, compliance, and reputational risks [2][3]. - Daily risk monitoring focuses on key indicators such as capital adequacy ratio, liquidity ratio, and non-performing asset ratio [3]. - The governance structure includes a board of directors, supervisory board, and senior management, ensuring effective oversight and compliance [3]. Group 4: Financial Performance - As of June 30, 2025, the total assets of the financial company reached 7.156 billion RMB, a 24.55% increase from the previous year [14]. - The total liabilities amounted to 5.284 billion RMB, reflecting a 25.10% growth year-on-year [14]. - The company achieved an operating income of 84.2315 million RMB in the first half of 2025, meeting 49.32% of its annual budget target [14]. Group 5: Regulatory Compliance - The financial company adheres to the regulations set forth by the China Banking and Insurance Regulatory Commission, with all supervisory indicators within acceptable limits [15][16]. - The company has not identified any significant deficiencies in its risk management framework since its establishment [16].
京能电力: 北京京能电力股份有限公司关于对京能集团财务有限公司风险持续评估报告
Zheng Quan Zhi Xing· 2025-08-22 16:48
Company Overview - Jingneng Financial, formerly known as Northeast Pharmaceutical Group Financial Company, was established on March 7, 2006, and obtained its financial license on May 16, 2006, with a registered capital of RMB 5 billion [1] - The ownership structure includes Beijing Energy Group Co., Ltd. (60%), Beijing Jingneng Clean Energy Power Co., Ltd. (20%), and Beijing Jingneng Power Co., Ltd. (20%) [1] Internal Control and Risk Management - Jingneng Financial has a robust governance structure with a clear division of responsibilities among the shareholders' meeting, board of directors, supervisory board, and senior management, enhancing its internal control system [2] - The company has established a comprehensive risk management system covering liquidity, credit, market, compliance, and operational risks, with a three-line defense mechanism for risk management [2][3] - As of June 30, 2025, Jingneng Financial reported no significant risk events and maintained good operational performance [3] Financial Performance - As of June 30, 2025, Jingneng Financial's total assets amounted to RMB 50.08 billion, with cash and cash equivalents at RMB 14.54 billion, loans and advances at RMB 42.86 billion, and shareholders' equity at RMB 7.15 billion [6] - The company reported total revenue of RMB 520.17 million and a net profit of RMB 307.03 million for the same period [6] Regulatory Compliance - Jingneng Financial meets all regulatory requirements as per the Enterprise Group Financial Company Management Measures, with no significant deficiencies identified in its financial reporting or risk control systems [7] - The company adheres to the limits set in its financial service agreements with related parties, ensuring compliance in its financial transactions [7]