Group 1 - The article discusses the contrasting performance of the stock and bond markets, highlighting a bullish stock market that recently surpassed 3800 points while the bond market remains volatile [2][6] - A specific mixed-asset financial product, "Autumn Series Ruiying 60-Day Holding Period No. 1 (Diverse)," was evaluated, showing a significant number of purchases (6427) on the bank's app [2][6] - The product's net value declined for three consecutive days despite the stock market's strong performance, indicating a disconnect between the product's performance and the broader market trends [6][10] Group 2 - The product employs a conservative investment strategy, with over 80% of its equity investments in preferred stocks and a low equity long position of around 1%, which limits its benefits from stock market gains [10][21] - The product's annualized return over the past month was only 1.87%, reflecting its conservative approach and the recent adjustments in the bond market [10][18] - The product received a score of 83, outperforming 85.96% of similar products, with strong risk control and a low maximum drawdown of 0.066% [12][19] Group 3 - The product's asset allocation as of the second quarter of 2025 consisted of 59.53% fixed income investments, 24.02% equity investments, and 11.46% in cash and bank deposits, indicating a diversified approach [21][22] - The product's fee structure is competitive, with a total fee of only 0.33%, ranking it favorably among its peers [14][19] - The investment strategy includes a cautious approach to equity investments, with plans to allocate a small percentage to public REITs and hedging strategies to mitigate market risks [21][24]