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农业银行:创新金融服务 全方位夯实粮食安全根基——“这五年,看山乡巨变”主题调研系列报道之三
Xin Hua Cai Jing· 2025-11-24 08:39
Core Viewpoint - Food security is a national priority, and financial support from Agricultural Bank of China plays a crucial role in ensuring the stability of grain production and supply [1][7]. Group 1: Financial Support for Grain Security - Agricultural Bank of China has prioritized services for food security and the stable supply of important agricultural products, with loans in related fields reaching 1.24 trillion yuan by June 2025 [1]. - The bank has launched innovative credit products and services to support various stages of grain production, storage, circulation, and processing [1][5]. Group 2: Support for Seed Industry - The seed industry is considered a strategic core industry, and Agricultural Bank of China is adapting financial products to meet the financing needs of breeding enterprises and farmers [2]. - In Guizhou Province, the bank has provided over 95 million yuan in credit to leading seed companies and more than 110 seed farmers, enhancing the county's seed production capacity [2]. Group 3: Support for Grain Farmers - Agricultural Bank of China has introduced the "Grain Farmer e-loan" service to support grain farmers, with a total of 308.4 billion yuan disbursed to 950,000 grain planting entities by September 2025 [4]. - The bank's timely financial assistance has helped farmers address urgent cash flow issues, ensuring the successful harvest and processing of crops [3][4]. Group 4: Support for Grain Processing Enterprises - The bank targets key agricultural enterprises to strengthen the modern grain industry system, facilitating collaboration across the supply chain [5]. - For example, a loan of 50 million yuan was provided to a flour processing company to support the purchase of new season wheat, ensuring efficient operations and market supply [6]. Group 5: Comprehensive Financial Support Chain - Agricultural Bank of China's financial support spans the entire grain production chain, from planting to consumption, demonstrating its commitment to enhancing national food security [7]. - The bank's efforts not only bolster rural industry development but also solidify the foundation of food security, ensuring a stable and sufficient "Chinese rice bowl" [7].
服务超八成深圳农业龙头企业,解码农行深圳分行“三农”服务逻辑
Group 1: Company Overview - Shenzhen Lianzhong Food Co., Ltd. operates a modern automated slaughterhouse in Guangzhou's Zengcheng District, processing pigs through standardized procedures for distribution to schools, markets, and supermarkets [1] - Lianzhong Food is a leading fresh meat distributor in South China, with a complete industry chain from breeding to processing, supporting the meat supply for Shenzhen and surrounding cities [1][3] - The company has been recognized as a national key leading enterprise in agricultural industrialization and is responsible for the policy-based frozen pork reserve in Shenzhen [3] Group 2: Financial Support and Collaboration - Agricultural Bank of China Shenzhen Branch has prioritized serving the agricultural sector, achieving an 83% coverage rate for financial services to agricultural leading enterprises, with 100% support for national-level enterprises [2][6] - The bank provided Lianzhong Food with a short-term loan of 20 million yuan to address cash flow issues during the pandemic, enabling the company to maintain operations and meet government supply stability tasks [3][4] - As Lianzhong Food expands, the bank has increased its credit support, with an additional 30 million yuan credit line established, reflecting the company's robust risk management capabilities [4] Group 3: Agricultural Characteristics in Shenzhen - Shenzhen's agriculture is characterized by high technological content and complete industry chains, with companies like Lianzhong Food leveraging automation and digital systems to enhance efficiency [5] - The bank has developed a diverse range of financial products tailored to the unique needs of agricultural enterprises, such as "Meat Basket e-loan" to support the slaughter supply chain [5][6] - The agricultural sector in Shenzhen is supported by a large consumer market, with the bank focusing on optimizing credit approval processes and enhancing comprehensive services for agricultural enterprises [6]