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以专业为尺、稳健为标,筑牢风险防控屏障,护好百姓资产安全
Xin Lang Ji Jin· 2025-10-15 02:02
Core Viewpoint - The article emphasizes the commitment of the company to high-quality development in the public fund industry, aligning with the newly released "Action Plan for Promoting High-Quality Development of Public Funds" which aims to reshape the industry ecosystem and prioritize investor interests [1][10]. Group 1: Risk Management Framework - The company has established a comprehensive risk management system that balances daily management and crisis management, ensuring timely resolution of various investment risks [3][4]. - A "three lines of defense" risk control system has been implemented, where investment personnel are responsible for risk management, supported by risk control and compliance personnel, and audited by internal auditors [3][5]. - The company employs a "3+3" management model focusing on market, credit, and liquidity risks, alongside risk assessment for new investment products and performance attribution analysis [5][9]. Group 2: Professional Capability - The company adheres to the philosophy that "risk management creates value," enhancing its professional risk management capabilities and improving the foresight of risk management processes [4][12]. - The company has developed a robust investment risk management system that encompasses the entire investment process, from pre-investment to post-investment [4][5]. Group 3: Technological Advancement - The company has been advancing towards a systematic, quantitative, and intelligent risk management approach since 2016, significantly improving risk management efficiency [7][8]. - An upgraded intelligent risk control system (version 2.0) is being developed to enhance various risk management functions, promoting automation and precision in risk management [8]. Group 4: Collaborative Synergy - The company strengthens risk collaboration with its parent bank, China Construction Bank, leveraging shared resources and enhancing risk prediction capabilities [9]. - Strategic cooperation with its second-largest shareholder, a major U.S. financial services firm, has been established to enhance investment risk management practices [9]. Group 5: Commitment to High-Quality Development - The company actively responds to the industry's call for high-quality development by reforming its investment research system and promoting product innovation [10][11]. - A comprehensive risk compliance management framework is being reinforced, emphasizing a culture of compliance and proactive risk management [11][12].