Core Viewpoint - Chengdu Bank aims to enhance its operational resilience and achieve high-quality development by focusing on strategic reforms and financial services that cater to the needs of the local economy and society [5][11][12]. Group 1: Meeting Agenda and Procedures - The annual shareholders' meeting is scheduled for June 25, 2025, at 9:30 AM, combining on-site and online voting methods [3][4]. - The meeting will cover various proposals, including the board and supervisory reports, financial statements, profit distribution plans, and the appointment of the accounting firm for 2025 [1][2]. Group 2: 2024 Annual Board Report Highlights - Chengdu Bank reported total assets of CNY 1,250.1 billion, with a year-on-year growth of 14.6%, and total deposits of CNY 885.9 billion, increasing by 13.5% [5][23]. - The bank's loan issuance reached CNY 742.6 billion, marking an 18.7% increase, and the net profit attributable to the parent company was CNY 12.9 billion, up 10.3% from the previous year [5][23][26]. - The non-performing loan ratio improved to 0.66%, down from 0.68% the previous year, indicating a solid asset quality [5][23][27]. Group 3: Strategic Initiatives and Financial Services - The bank has implemented five major financial actions to enhance service delivery, including technology-driven financial services and green finance initiatives, with green loans reaching nearly CNY 50 billion [6][11]. - Chengdu Bank has supported over 40,000 small and micro enterprises with loans exceeding CNY 120 billion, reflecting its commitment to inclusive finance [6][11]. - The bank's digital transformation efforts focus on improving data application and system construction to enhance operational efficiency [6][11]. Group 4: Corporate Governance and Compliance - The board has emphasized the integration of party leadership with corporate governance, ensuring compliance with regulatory requirements and enhancing decision-making processes [5][13]. - The supervisory board conducted evaluations of the board and management's performance, confirming adherence to legal and regulatory standards [13][19]. Group 5: Financial Performance and Capital Management - The bank's capital adequacy ratio improved to 13.88%, reflecting a robust capital position to support future growth [23][24]. - The bank plans to distribute CNY 3.776 billion in cash dividends, representing 30.04% of the net profit attributable to ordinary shareholders [29].

Core Viewpoint - Chengdu Bank has demonstrated robust growth in business scale, operating income, and net profit in 2024, achieving high-quality development while optimizing asset quality [2][4]. Financial Performance - Total assets reached 1.2501 trillion yuan, an increase of 158.87 billion yuan, or 14.56% year-on-year [3] - Total deposits amounted to 885.86 billion yuan, up by 105.44 billion yuan, or 13.51% [3] - Total loans stood at 742.57 billion yuan, increasing by 116.83 billion yuan, or 18.67% [3] - Operating income was 229.82 billion yuan, a year-on-year increase of 12.79 billion yuan, or 5.89% [3] - Net profit attributable to shareholders reached 128.58 billion yuan, up by 11.87 billion yuan, or 10.17% [3] - The non-performing loan ratio decreased to 0.66%, marking a nine-year decline [3][4]. Strategic Initiatives - Chengdu Bank is focusing on five key financial areas to enhance economic development, including technology finance, green finance, inclusive finance, pension finance, and digital finance [5][6]. - The bank has launched 18 technology finance products and has engaged with over 3,000 technology enterprises [6]. - Green credit balance reached 49.77 billion yuan, growing by 22.87% year-on-year, with significant contributions to low-carbon industries [6]. - Inclusive finance initiatives have reached over 40,000 small and micro enterprises, with loan growth exceeding the bank's average [7]. Regional Economic Integration - Chengdu Bank is deeply integrated into the regional economy, supporting major infrastructure projects with over 38 billion yuan in funding [8]. - The bank has aligned its services with national strategies such as the Belt and Road Initiative and the Chengdu-Chongqing Economic Circle [8]. Customer Base and Digital Transformation - The bank's retail customer base surpassed 10 million, with significant growth in personal loans and savings deposits [12]. - Digital transformation efforts have led to a substantial increase in mobile banking users, enhancing operational efficiency and customer experience [12]. Future Outlook - As of early 2025, total assets reached 1.335 trillion yuan, with continued growth in deposits and loans [13]. - The bank aims to strengthen its foundational financial services while enhancing its business model to adapt to evolving market conditions [13].

去年，成都银行首次入围《财富》中国500强，排名第359位，更连续四年位列时代财经"成长力银行50 强"榜首。 作为中西部地区的头部城商行，4月29日，成都银行公布2024年年报以及2025年一季报。 年报显示：去年，成都银行资产规模达12501亿元，较年初新增1589亿元，增幅达到14.56%，连续四年 保持千亿级增长，继续领跑中西部地区城商行。 同时，该行营业收入、净利润均保持双增长，2024年加权平均净资产收益率（ROE）为17.81%，为上 市银行最佳。 事实上，在已公布年报的上市银行中，存贷款规模均能保持两位数增长的银行并不多，目前仅8家，而 成都银行就是其中之一。 其中，在存款方面，截至去年末，成都银行公司存款4054.55亿元，同比增长3.79%；个人存款4384.16 亿元，同比增长23.79%，其个人存款年新增已达2018年首次提出"大零售"转型时的5.6倍。 另外，截至今年一季度末，成都银行存款总额强劲增至9648亿元，距离存款突破万亿仅一步之遥。 在贷款方面，截至去年末，成都银行公司贷款6026.17亿元，同比增长20.25%；个人贷款1387.02亿元， 同比增长12.46%。 可以看 ...