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平安银行:践行金融为民初心 写好惠民利民答卷
Zhong Guo Xin Wen Wang· 2025-08-06 06:43
Core Viewpoint - Ping An Bank emphasizes its commitment to serving the public and enhancing financial services for various demographics, particularly the elderly and foreign nationals, while addressing common financial concerns and challenges faced by individuals and businesses [1][2][4][10]. Group 1: Elderly Services - Ping An Bank has developed a comprehensive elderly service system, including convenient pension account opening and diverse withdrawal methods, with 1.189 million pension accounts opened and a total deposit of 1.06 billion yuan [2]. - The bank has implemented accessibility improvements in branches, such as "green channels" and "love service windows," and upgraded self-service devices to cater to the needs of elderly and special groups [2]. - The "Ping An Elderly Club" service system has been enhanced with online and offline activities, including over 3,000 themed salons and the upcoming "Floral Elderly Cultural and Art Festival" in 2024 [3]. Group 2: Foreign National Services - Ping An Bank has established 123 key service points for foreign nationals, offering bilingual signage and services to address the challenges of account opening and payment [4]. - The bank has optimized its online services for foreign clients, including a fully self-service online banking system and remote video support in multiple languages [4]. Group 3: Support for Enterprises - The bank has introduced the "Scene Loan" product to alleviate financing difficulties for small and micro enterprises, providing tailored solutions across various industries [6]. - Specific examples include the "Sea Water Aquaculture Loan" in Haikou, which provided 300 million yuan in emergency funding to aquaculture farmers affected by a typhoon, and the "Cotton Loan" in Urumqi, offering significant loans to cotton farmers [6]. Group 4: Consumer Protection - Ping An Bank prioritizes consumer rights protection, implementing measures to enhance consumer awareness of investment risks and ensuring compliance with regulatory standards [8]. - The bank has actively engaged in combating financial crime, reporting 12 cases and achieving two criminal prosecutions this year [8]. - Educational initiatives have included over 10,000 financial knowledge dissemination events and collaborations with various organizations to raise awareness about financial consumer rights [9]. Group 5: Future Commitment - Ping An Bank aims to continue enhancing public welfare through practical actions, ensuring that every family experiences safety and peace of mind in financial matters [10].