通过"机会清单—能力清单—落地项目清单"动态管理，龙岗坚持小场景快速试错、大场景批量复制；依 托"龙品天下"IP放大标杆效应，同步推出"场景基金""场景贷""场景险"等金融工具，让资金活水直达痛 点。与此同时，龙岗建立场景全生命周期闭环，从孵化、搭建、推广到更新滚动迭代，确保优质场景持 续生长、资源动态优化。 南都N视频讯 记者 颜鹏 7月25日，深圳市龙岗区2025年企业服务大会在深圳信息职业技术大学召开。会 议全面总结过去一年全区企业服务的成效成果，并围绕空间赋能、场景创新、出海护航、人才集聚、服 务升级等方面集中发布一系列企业服务新政策、新举措。南都N视频记者从会上了解到，场景创新依旧 是龙岗区企业服务的关键词。 如何让场景真正落地遍地开花？ 龙岗区政府设立场景办，并成立市场化运作的场景公司，双轮驱动统筹全区场景资源；各行业主管部门 则化身"场景攻坚队"，深入一线梳理痛点需求，把过去"政府独奏"升级为"政企共舞"。 据了解，去年，龙岗区委、区政府提出"龙岗将在技术创新、应用场景、数据支持等方面，为企业提供 更有针对性的服务。"从去年开始，龙岗全面启动场景应用工作，形成了以"区场景办为统筹中枢、场景 公司 ...

Core Insights - The Ganzhou International Land Port has transformed from a small railway station into a significant international logistics hub, facilitating trade and enhancing connectivity for the region [2][3][4] - Financial support and government policies have played a crucial role in the development of the port, enabling infrastructure improvements and operational efficiency [3][6][8] Group 1: Development of the Land Port - The Ganzhou International Land Port operates 19 regular China-Europe (Asia) freight train routes, 5 rail-sea intermodal routes, and 19 domestic trade routes, significantly expanding the reach of "Made in China" products [1][4] - Since its establishment, the port has handled over 20,000 rail-sea intermodal trains and sent more than 130,000 standard containers, with a trade volume exceeding $4 billion [4] Group 2: Financial Support and Infrastructure - Local banks have provided substantial financial backing for the port's infrastructure, with a total loan amount of 2.536 billion yuan allocated for construction projects by May 2025 [3][6] - Various financial products tailored to the furniture industry have emerged, with total loans exceeding 17 billion yuan, reflecting the sector's growth and transformation [6] Group 3: Impact on Local Industries - The furniture industry in Nankang has seen significant growth, with an output value reaching 270 billion yuan by the end of 2024, a ninefold increase from 30 billion yuan before the port's establishment [6] - The port has facilitated the import of raw materials and the export of finished furniture, addressing logistical challenges and promoting industry upgrades [5][6] Group 4: Cross-Border Trade and Financial Services - The establishment of the Ganzhou International Land Port has led to rapid growth in cross-border e-commerce and import-export trade, with a focus on providing tailored foreign exchange services [7][8] - In the first quarter of this year, cross-border financial service platforms issued loans amounting to $6.391 million, marking a 104% increase year-on-year [7]

Group 1 - The core idea of the articles revolves around the development and impact of inclusive financial products in Shanghai, particularly focusing on "沪业保" and its role in providing risk coverage for small and micro enterprises [1][2][3] - "沪业保" was launched on May 15, 2024, and has provided 11.7 billion yuan in risk coverage to nearly 10,000 small and micro enterprises across various industries in the past year [1] - The product addresses specific risks faced by pet shop owners, such as employee injuries and customer accidents, thereby enhancing operational security and reputation [1] Group 2 - The growth of "沪业保" is a testament to China Ping An's commitment to inclusive finance in Shanghai, as highlighted during the recent inclusive finance summit [2][3] - The summit emphasized the importance of integrating financial services with community needs, showcasing a range of products like "沪惠保" and "科创贷" that cater to diverse customer segments [2][3] - Ping An's strategy includes a focus on "financial for the people," aligning with national goals for a multi-layered social security system [3] Group 3 - Ping An's Shanghai institutions contributed over 4.757 billion yuan in taxes and served 7.07 million individual clients and 495,000 corporate clients, creating over 17,800 jobs [4] - The company has developed a comprehensive product matrix that addresses the unique needs of various stakeholders, from individual residents to small businesses and tech enterprises [5][6] Group 4 - The "科创保" and "科创贷" products were introduced to support technology enterprises, providing coverage for network security and patent infringement, as well as facilitating quick loan approvals [9][10] - Ping An's integrated financial approach aims to provide a one-stop solution for clients, combining insurance, banking, and health services to enhance customer experience and satisfaction [10][11] Group 5 - The future of inclusive finance at Ping An is envisioned as a dual-driven model of "technology + service," utilizing big data and AI to optimize service delivery and meet customer needs [11][12] - The company's commitment to enhancing the accessibility and quality of financial products reflects its dedication to serving the community and supporting national financial goals [12]

转自：新华财经 日前，中国平安上海地区普惠金融高质量发展主题峰会在上海中国金融信息中心举办。在本次峰会上， 平安银行上海分行发布普惠金融"4+1"产品体系，以"科创贷"、"担保贷"、"信用贷"、"抵押贷"及"场景 贷"全方位精准服务小微企业，切实破解小微企业"融资难、融资贵"痛点。平安银行上海分行将牢牢把 握金融工作的政治性与人民性，持续提升金融服务实体经济、普惠小微的能力，积极践行普惠金融高质 量发展。 打造"4+1"产品体系 精准破解小微企业"融资难、融资贵"痛点 尽管小微企业在支撑宏观经济稳健发展、促进就业与激发市场创新活力等方面发挥着重要的推动作用， 但由于小微企业缺乏足够的资产抵押物、加之经营抗风险能力相对较弱，融资难、融资贵问题持续"制 约"小微企业的业务成长。 作为上海地区重要金融机构，平安银行上海分行始终坚守金融服务实体经济初心，积极借助平安集团各 家子公司专业力量，整合内外部资源，提升普惠金融服务品质，共同构建普惠金融服务生态，推进普惠 金融高质量发展。 此次平安银行上海分行推出的普惠金融"4+1"产品体系，将进一步增加小微普惠金融贷款供给、降低综 合融资成本、提高融资效率、提升小微普惠金融 ...

Group 1 - The core viewpoint of the articles highlights the rapid development of inclusive insurance in Shanghai, with a diverse range of products catering to various demographics beyond just the elderly and new citizens [1] - China Ping An launched innovative inclusive financial insurance products such as "Kechuangbao" and upgraded versions of "Huyebao," further enriching the product offerings in the inclusive finance sector [1][2] - The "Huyebao" program has maintained a stable annual participation rate of over 30% for four consecutive years, making it the largest inclusive insurance project in the country [4] Group 2 - The upgraded "Huyebao" includes versions for individual businesses and the internet, covering scenarios like restaurants and small enterprises, and introduces a unique "dual protection" model [2] - "Kechuangbao" provides triple protection for technology companies, including cybersecurity, patent infringement, and R&D expenses [3] - In its first year, "Huyebao" has provided over 11 billion yuan in risk protection for nearly 10,000 small enterprises in Shanghai, with over 90% of the underwriting done by Ping An's Shanghai branch [3] Group 3 - Ping An's Shanghai branch has contributed significantly to the local economy, with tax contributions exceeding 4.757 billion yuan in 2024 and serving 707,000 individual clients and 495,000 corporate clients [3] - The "Huzhibao" initiative has helped establish disease warning archives for 50,000 elderly individuals through brain health screening and intervention services [4] - The "Huyebao" program has cumulatively compensated nearly 40 million yuan over four years, demonstrating its effectiveness in providing health coverage [4]

Core Insights - The article highlights the successful financial support provided by the Suzhou Zhangjiagang Industrial and Commercial Bank to the Yongli Village agricultural cooperative, which faced a funding gap of 10 million yuan last year, enabling the expansion of their agricultural activities [1][2] - The bank's tailored financial solutions have not only resolved immediate funding issues but also stimulated rural revitalization efforts, transforming the cooperative into a comprehensive cultural and tourism base [1] Group 1 - The Yongli Village agricultural cooperative faced a funding shortfall of 10 million yuan last year, hindering its plans to expand the cultivation of vegetables and fruits [1] - The Suzhou Zhangjiagang Industrial and Commercial Bank provided a customized loan of 10 million yuan within days, allowing the cooperative to proceed with its agricultural activities in time for the spring planting season [1] - In May of the same year, the bank issued a 300,000 yuan credit loan to the cooperative's manager for purchasing live-streaming equipment, resulting in a doubling of crop yields compared to the previous year [1] Group 2 - The bank has cumulatively issued over 1.5 billion yuan in inclusive loans to more than 70 village-level cooperative societies in Zhangjiagang, financing nearly 40 million yuan for four land share cooperatives across various sectors including grain cultivation and rural tourism [2] - Future plans include enhancing business models and financial products to better meet the evolving needs of rural areas and farmers, aiming to create a model for comprehensive rural revitalization through financial services [2]

从今年的中央一号文件部署推动金融机构加大对乡村振兴领域资金投放，到《加快建设农业强国规划 （2024—2035年）》提出健全农村金融服务体系，随着乡村全面振兴蓝图的铺开，重点旨在促进农村地 区产业发展的普惠金融被寄予更多的希望和重任。 业界人士认为，普惠金融能否取得更大突破，关键节点在于生物性资产能否成为有效的抵（质）押 物。"家财万贯，带毛的不算"，这句俗语说明了牲畜作为生物性资产的特性。而"地是租来的，厂房是 临时的，牛有一大堆"，又是很多养殖业生产主体的真实写照。因为易受疫病、自然灾害的影响以及难 以交易变现和精确计价，生物性资产无法抵押，一直制约着很多农业经营主体难以获得融资。对此， 《国务院办公厅关于做好金融"五篇大文章"的指导意见》明确提出，探索拓宽生物性资产、养殖设施等 抵（质）押资产范围。 数字技术的运用，将生物性资产转化为数字资产，使得活体牲畜抵押逐渐成为现实。今年以来，多地生 物性资产抵押应用突破的消息不断传来。3月份，兴业银行大连分行成功利用"活体奶牛抵押+数字化生 物资产监管"的综合金融服务方案，为大连金弘基种畜有限公司提供1000万元资金支持。据了解，兴业 银行推出的生物资产数字化监 ...