Core Viewpoint - The article discusses the measures implemented by various financial and governmental institutions in Sichuan Province to enhance the credit system for small and micro enterprises, aiming to address their financing challenges effectively [1][2][3][4]. Group 1: Financial Support for Small and Micro Enterprises - The measures emphasize increasing financial support for small and micro enterprises by enhancing credit supply and ensuring that banks focus on the genuine financing needs of these businesses [1][2]. - A coordinated approach among government, banks, enterprises, and society is proposed to improve the accuracy of credit recommendations and ensure that eligible enterprises receive timely loans [1][2]. Group 2: Reducing Financing Costs - The measures call for banks to set reasonable loan interest rates based on the Loan Prime Rate (LPR) and the characteristics of small and micro enterprises, ensuring that policy benefits are passed on to these businesses [2]. - There is a focus on optimizing risk compensation mechanisms and encouraging government-backed financing guarantees to lower overall financing costs for small and micro enterprises [2]. Group 3: Supporting Equity Financing - The measures encourage financial institutions to provide equity pledge financing services to small and micro high-tech enterprises that are temporarily unable to go public due to policy adjustments [2]. - Support is also extended for eligible small enterprises to list on the New Third Board and eventually on the Beijing Stock Exchange, promoting investment in innovative small and micro enterprises [2]. Group 4: Enhancing Financial Service Capabilities - The measures propose the implementation of a "Financial Service Capability Improvement Project" to strengthen banks' willingness and ability to lend to small and micro enterprises [3]. - Banks are encouraged to explore various loan products and utilize credit information resources to enhance the precision of financial services provided to small and micro enterprises [3]. Group 5: Additional Measures - The measures outline specific arrangements to improve the credit system aimed at serving small and micro enterprises, leveraging fiscal and tax policies, and fostering a favorable social credit environment [4].