早在2019年，北京市便以工作组形式启动了以第三代社会保障卡换发为契机的居民服务"一卡通"探索， 对此进行了政策研究、市场调研、流程梳理等工作。2020年4月，为更好满足本市居民服务"一卡通"建 设运营需要，北京金融控股集团发起成立北京惠民数字科技有限公司（以下简称"惠民数科"），承载本 市居民服务"一卡通"建设运营职责。 本市市民使用第三代社会保障卡在图书馆借阅图书 筑牢系统建设底座 深化场景拓展牵引 让民生服务广覆盖 聚焦流程优化突破 让民生服务提效率 "十四五"时期，惠民数科聚焦流程优化与服务提效，努力将分散在不同部门的民生类单卡功能集成至第 三代社会保障卡，将线下服务渠道拓展至16家合作银行超3600家服务网点，并安排一定份额网点提供即 时制卡服务，建成北京民生一卡通微信小程序线上办理综合服务入口，实现第三代社会保障卡"集成 办、就近办、即时办、掌上办"。 让民生服务有支撑 "十四五"时期，惠民数科建成全国领先的北京市民生卡统一管理服务平台，搭建综合业务、权益信息共 享、客服三大核心子系统，构建闭环联动服务体系。综合业务子系统通过标准化对接实现政务服务一体 化协同；权益信息共享子系统整合多部门68类权 ...

Core Viewpoint - The Beijing Municipal Human Resources and Social Security Bureau has announced the initiation of a regular issuance phase for the third-generation social security card, allowing individuals participating in social insurance to voluntarily apply for or replace their cards starting immediately [1]. Group 1: Issuance Details - The third-generation social security card is available for all individuals legally participating in social insurance within the administrative region of Beijing [1]. - A total of 16 banks are designated as partners for the issuance of the third-generation social security card, including major banks such as ICBC, ABC, BOC, and CCB [2]. Group 2: Application Process - The application process for the third-generation social security card can be completed through both online and offline channels, with specific instructions available on the official website and various mobile platforms [3]. - For employed individuals, there are options for collective applications through their employers or individual applications based on personal preference [4][5]. Group 3: Features and Functions - The third-generation social security card will retain its social security functions, and holders can activate these functions through various online and offline methods [7]. - Financial functions of the card must be activated at the issuing bank, and both social security and financial functions are activated simultaneously [8]. Group 4: Additional Services - Holders can use the card for public transportation and park visits after activating the relevant functions, with specific procedures for loading funds onto the card [9]. - A one-stop service is available at bank service points for activating social security functions, financial functions, and other related services [10]. Group 5: Processing Times - The card can be issued immediately at designated service points, while online applications will be processed within a maximum of 30 calendar days [11][12]. Group 6: Important Notes - From 2026, the issuance of the first and second-generation social security cards will cease, and all new applicants will receive the third-generation card [13]. - In case of loss, holders can report the card lost and apply for a replacement without incurring any fees [14].

Core Insights - The article emphasizes the importance of digital, convenient, and integrated social security services in improving the quality of life for residents in the Guangdong-Hong Kong-Macao Greater Bay Area amidst rapid development and an aging population [1] Group 1: Company Initiatives - Guangfa Bank has been dedicated to social security services for 25 years, starting with the issuance of the first social security card in Guangdong in 1999, which significantly improved the medical expense settlement process for residents [2] - The bank launched the electronic social security card in 2018, integrating various services such as social security, government services, urban services, and mobile payments, allowing users to access services online without leaving home [2] - In 2019, the third generation of social security cards was introduced, featuring contactless reading capabilities and enhanced application scenarios, with the ability to issue cards in as little as 5 minutes through facial recognition technology [2] Group 2: Service Coverage and Integration - Guangfa Bank is the only national joint-stock bank that covers all cities in the Greater Bay Area, providing comprehensive social security card services across Guangdong Province [3] - The bank has integrated the third-generation social security card with the "National Transportation Card" function, facilitating travel across over 330 cities in China, Hong Kong, and Macau [3] - The establishment of "social security and banking integration" service points in various cities aims to provide one-stop services for social security needs, extending services from government windows to bank branches [3] Group 3: Cross-Border Services - The bank has introduced a "cross-border one-stop service" for Macau residents to access social security services in Zhuhai, enhancing convenience for residents seeking public services [4] - A "smart service station" was set up at the Luohu port to provide policy consultation and social security card services for residents traveling between Hong Kong and Macau [4] Group 4: Internationalization Efforts - Guangfa Bank issued Guangdong's first integrated card for foreign work permits and social security, simplifying the process for foreigners living and working in China [5] - The card allows foreign workers to access work permit information and social security services through an electronic app, promoting the integration of international talent into the Greater Bay Area [5] - The bank aims to continue enhancing social security services as a foundation for public welfare, aligning with national development goals and improving the quality of life for residents [5]