Core Viewpoint - The Guangdong-Hong Kong-Macao Greater Bay Area is advancing its social credit system, with a focus on innovation in credit services and the integration of data governance and collaborative mechanisms among various stakeholders [1][3]. Group 1: Event Overview - The second Credit "Deep Gathering" of the Guangdong-Hong Kong-Macao Greater Bay Area Credit Construction Development Alliance was successfully held in Shenzhen, attended by representatives from over 170 credit service institutions, data technology companies, research institutions, local credit centers, and industry associations [1]. - The event focused on discussions around credit service innovation, data compliance governance, and cross-domain collaboration mechanisms to create a new blueprint for credit system construction [1]. Group 2: Company Highlights - Qichacha, a leader in the enterprise credit investigation field, was awarded the title of "Benchmark Enterprise in Credit Risk Prevention and Control" for its outstanding performance in big data governance, AI applications, and risk control in non-financial scenarios [1][3]. - Qichacha's CEO emphasized the shift of credit services from static queries to dynamic intelligent risk control, particularly in non-financial areas such as cross-border trade and supply chain management, where credit data is crucial for reducing transaction costs and improving resource allocation efficiency [3]. Group 3: Technological Innovations - Qichacha has made significant advancements in big data and AI, developing innovative products like the "Hui Zhi" AI model, which allows users to obtain structured answers to inquiries about legal risks associated with companies [5]. - The integration of the deepseek model into Qichacha's "Third-Party Risk Screening System" has enabled one-click generation of enterprise risk assessments, transitioning risk control services from information retrieval to intelligent decision-making [5]. - Experts believe that the credit service industry is at a critical transition point from being "information intermediaries" to "intelligent hubs," with Qichacha's practices providing replicable and scalable solutions for cross-regional and cross-industry credit collaboration [5]. Group 4: Future Directions - As the framework for the social credit system continues to improve, credit services are expected to integrate deeply into various scenarios, including social governance, international trade, and public welfare [5]. - Qichacha plans to increase investment in technology research and development, aiming to enhance the value of data elements and empower the real economy with a higher level of credit infrastructure, contributing to the creation of a market-oriented, rule-of-law, and international business environment [5].

Core Insights - Jiangsu Province's Data Bureau recently announced the results of the major scene project selection for digital society, with Qichacha recognized for its "one-stop enterprise credit information comprehensive service application scenario" and awarded "Annual Excellent Development Unit" [1][2] - This recognition highlights Qichacha's innovative practices in digital credit information services, contributing to an improved business environment and supporting high-quality development of the real economy [1][3] Group 1: Project Recognition and Impact - Qichacha's project has demonstrated a significant impact in key areas, such as the "industrial chain" query function, which integrates dynamic data from hundreds of industrial chains and thousands of sub-sectors, resulting in a 300% improvement in efficiency for a coastal economic development zone [2] - The third-party risk screening system has enabled a leading domestic automotive group to identify risks in over 5,000 supply chain enterprises annually, achieving a risk identification accuracy rate of 98.7% and saving over 1 million yuan in audit costs [2] - The dynamic credit assessment system has reduced the credit approval cycle for small and micro enterprises from 15 days to 72 hours, with a 30% decrease in bad debt rates [2] Group 2: Technological and Social Contributions - Qichacha has emphasized a technology-for-good philosophy, providing free commercial data services to 50,000 enterprises during the pandemic to support their recovery [3] - The company has collaborated with law enforcement to build anti-fraud models, aiding in the resolution of significant cross-border fraud cases [3] - Qichacha's project exemplifies the innovative integration of public and commercial data, fostering a collaborative ecosystem among government, enterprises, and banks, and establishing replicable technical standards [3]