Core Viewpoint - The sweet potato planting industry in Qingyun Town, Linshu County, is a traditional and significant economic activity for local residents, facing financial challenges during the harvest season despite its large scale and profitability [1][4]. Group 1: Industry Overview - Sweet potato planting is a traditional industry in Qingyun Town, with a cultivation area exceeding 50,000 acres and an annual output value of over 100 million jin [1][4]. - The local community has a long-standing tradition of sweet potato cultivation, with various product types developed over the years, including "Sweet Potato No. 5," "Sweet Potato No. 18," and others [1][4]. Group 2: Financial Support Initiatives - Linshu Rural Commercial Bank has identified the financial needs of sweet potato growers, particularly during the harvest season, and has launched the "Sweet Potato Loan" series to support them [2][5]. - The bank has processed 158 loans related to the sweet potato industry, amounting to over 12 million yuan, facilitating the financial flow necessary for the growers [2][5]. Group 3: Economic Impact - The financial support has led to an increase in the number of farmers participating in sweet potato cultivation, creating a clustering effect that attracts both local and external customers [2][5]. - The collective income of the village has doubled, indicating a positive economic impact from the sweet potato industry and its financial backing [2][5]. Group 4: Future Plans - The bank plans to continue innovating financial products and optimizing services to further support local specialty industries, contributing to rural revitalization through "green finance" [3][6].

农业观察 经济观察网 据央视新闻报道，最新数据显示，今年以来我国涉农贷款持续增长。近日，中国人民银行、农业农村部联合推出19条举措，着力解决农村金融 融资难、融资贵、融资慢等问题。 宁夏： 驻村金融官为乡村振兴按下"快进键" 在此次中国人民银行、农业农村部联合出台的19项举措中，明确提到要创新乡村"土特产"融资模式和专属金融产品，支持拓宽农民增收渠道。 记者在采访中发现，不少地方正创新和深化乡村富民产业金融服务，让"土特产"变身富民"金疙瘩"。 在宁夏，普惠金融正加速下沉乡村，攻克乡村融资"手续繁、门槛高、覆盖窄"的难题，探索出一条服务"三农"的崭新路径。 这几天，派驻在望洪镇的金融副镇长刘杰几乎每天都要走乡入户，挨家挨户了解农户需求。不久前的一次走访中，他得知当地农业专业合作社正深陷资金困 境。 宁夏永宁县望洪镇伟国农业专业合作社理事长 潘伟国：去年流转了3000亩地，连现在的地加起来差不多6000亩了，资金就不够用了。农业资金方面最难就 是没有抵押物，像我们的设施、农机、加工设备都不能作为抵押，所以贷款难。 了解情况后，刘杰为合作社匹配了当地的线上融资产品"富宁贷"，把合作社的农业设施资源转化为可抵押的资 ...