线上极速贷信用产品
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金融赋能抢收季 烘干护航粮归仓
Qi Lu Wan Bao· 2025-10-23 16:24
Core Viewpoint - The article highlights the proactive measures taken by Postal Savings Bank in Zaozhuang to support local farmers during the critical corn harvest season, particularly in response to adverse weather conditions that have affected corn drying and harvesting processes [5][12]. Financial Support Initiatives - Postal Savings Bank Zaozhuang has tailored financial solutions for 26 drying points, providing over 30 million yuan in various loans to ensure efficient financial services amidst challenging weather conditions [5][12]. - In Tengzhou, a major grain buyer received a 1.5 million yuan agricultural loan to address funding gaps for corn purchasing and drying operations [6]. - The bank facilitated a 500,000 yuan online loan for a cooperative to acquire a high-end drying machine, enhancing their drying capacity significantly [7]. Targeted Financial Solutions - The bank's branch in Yicheng conducted thorough assessments of local corn producers' financial needs, creating customized financial plans based on their operational scale and cash flow [8][9]. - Different financial products were issued to various cooperatives based on their specific needs, including 3 million yuan in industry loans and 800,000 yuan in quick loans [9]. Operational Efficiency and Impact - A cooperative in Xuecheng established a drying facility capable of processing 500 tons of grain daily, funded by a 1.5 million yuan loan from the bank, which was approved within three working days [10][11]. - The cooperative's new facility has become a crucial resource for local farmers, ensuring timely drying of corn and preventing spoilage due to weather conditions [12]. Commitment to Agricultural Support - Postal Savings Bank Zaozhuang remains dedicated to serving the agricultural sector, focusing on optimizing financial products and services to enhance food security and support rural revitalization efforts [12].
邮储银行枣庄分行解农户“燃眉急”,助客户抓“商机”
Qi Lu Wan Bao· 2025-10-17 03:17
Core Insights - The article highlights the increasing demand for corn drying services in Zaozhuang City due to adverse weather conditions affecting the corn harvest, leading to investment opportunities in agricultural machinery [1][2] - Postal Savings Bank has played a crucial role in facilitating loans for local agricultural cooperatives to acquire high-end drying machines, thus supporting the local economy and farmers [1] Group 1: Company Operations - The FQ Agricultural Machinery Cooperative in Tengzhou applied for a loan of 500,000 yuan to purchase a high-end corn dryer costing 1.2 million yuan, enabling them to dry approximately 300 tons of corn daily [1] - The Daxing Agricultural Machinery Cooperative in Xuecheng received a credit loan of 1.5 million yuan, allowing them to set up five drying machines, making it the largest drying point in the area with a capacity of 500 tons [1] Group 2: Market Statistics - Zaozhuang City has a total of 60 corn drying points, with 26 of them being served by Postal Savings Bank, representing 43.33% of the market [2]
“抢烘”“备耕”不愁“等贷”,邮储“资”持历久弥新
Qi Lu Wan Bao· 2025-10-16 08:17
这个秋收时节,山东多地遭遇多轮阴雨天气,连续降雨导致田间土壤湿度超标,不仅延缓秋粮收割进度,更给收割后粮食处理出了难题。 齐鲁晚报·齐鲁壹点 王赟 雨声像紧急的计时器,潮湿粮食若不能及时晾晒,短短几天便可能发芽、霉变,农户一年辛勤耕耘面临"打水漂"风险。在此紧急形势下,秋粮抢收、抢烘成 为保障粮食安全、稳定农户收入的"头等大事"。 银行的及时资金支持,是这场"抢收攻坚战"中不可或缺的关键力量。齐鲁"抢秋"的盛大图景中,邮储银行的支农故事一直未歇。 既解农户"燃眉急",又助客户抓"商机" 枣庄市滕州市富强农机专业合作社是邮储银行的老客户,以前主要做收割机、耕地机等农机设备,今年秋收时节连阴雨,玉米靠天晒干无法实现,企业负责 人嗅到玉米烘干的商机。 而一台高端烘干机需要120万,苦于手里积蓄不够,果断向邮储银行枣庄市滕州市支行申请贷款。鉴于多年的合作对客户情况了如指掌,客户经理给客户优 选手续简便的线上极速贷信用产品,仅用10分钟就实现测额放款50万,客户如愿以偿抱得心仪的玉米烘干设备归,一天能烘干300吨左右,主要是收购玉米 棒和玉米粒,烘干成品都是卖到当地的恒仁淀粉厂,实现"收购-加工-销售"一体化服务。 " ...