吉林松原，位于松嫩平原的南部，地处北纬45度的世界黄金玉米带、黄金水稻带，是国家大型商品 粮基地和油料基地，粮食年产量达到156亿斤，所辖四个县（市）均为全国粮食生产先进县。其中，杂 粮杂豆年产量近2亿斤，是全国最大的杂粮杂豆集散中心；"善德良米"有机大米成为G20杭州峰会和厦 门金砖国家峰会指定用米。得天独厚的资源禀赋给予松原"粮仓"的美誉，而守护这一美誉的既有千万个 种粮、收粮、加工粮主体的不懈努力，也有持续支持"产好粮、粮满仓"的金融力量。 《金融时报》记者近日在松原采访时了解到，当地粮食生产经营主体适应市场变化，主动提升自身 生产经营能力，打造松原优质粮食品牌；政府主管部门积极推动提升粮食生产加工质效，对粮食加工企 业技术改造给予有力的财政支持；长期服务粮食产业的金融机构在中国人民银行松原市分行的推动下， 创新金融产品与服务，加大在粮食保供领域的信贷投放力度；中国人民银行松原市分行坚守主责主业， 在促进涉农贷款增量扩面的基础上，积极创设"惠农贷"支农支小再贷款专项额度，为辖内地方法人银行 机构注入低成本政策资金，引导其精准支持涉农企业及广大农户。自政策落地以来，累计发放"惠农 贷"支农支小再贷款8.6 ...

我国农业生产仍以小农户为主，难以承担农业种养循环发展的重任，必须全面提高农业社会化服务水 平。要大力培育专业化服务主体，通过财政补助、竞争立项、政府购买服务等方式，引导龙头企业、合 作社、社会化服务组织等主体，提供粪污收集、处理、施用及秸秆还田等服务，形成多方共赢的利益共 享机制。完善商品有机肥补贴政策，聚焦"最后一公里"，按"谁运补谁，谁用补谁"的原则精准补贴，充 分调动各方积极性。同时，发挥服务组织作用，加快建立由社会化服务组织广泛参与的植物生产、动物 转化、微生物还原的种养循环体系，全面提升县域涉农社会化服务水平。 加快种养循环发展，科技是核心支撑。通过推广普惠制劳动技能培训，进一步提高农户科学种养与管理 水平。借助互联网、大数据、人工智能等手段，推广种养新技术，让农民易学易懂。强化产学研协同攻 关，探索"揭榜挂帅"常态化机制，加快研发适用性强、性价比高的小型机械，切实解决生产一线的实际 难题。 （文章来源：经济日报） 自2021年开始，农业农村部在全国范围内启动实施绿色种养循环农业试点。几年来，通过整县推进粪肥 还田、集成技术模式、积极培育社会化服务组织、探索长效运行机制等一系列措施，显著提高了畜禽粪 ...

余秋雨曾言："水是大地的脉络，也是文明的底色。" 2025年11月，时序已近岁末，巩固拓展脱贫攻坚成果同乡村振兴有效衔接的五年过渡期正迎来收官的关 键节点。收官，既是对过往五年帮扶实践的直接检验，更是将常态化帮扶纳入乡村振兴战略统筹实施的 新起点。 我们的调研足迹自冀中南迤逦南下，跨桂中、抵黔东南，于滹沱河的寒波初起、红水河的暖波未散、㵲 阳河的流韵依旧间，更深刻领悟中华民族数千年与水共生的生存智慧——今日滋养亿万农户的，早已不 只是地理意义上的川流奔涌，更有农业银行循着江河脉络，淌向田间地头、浸润千企万户的金融"活 水"。作为分支机构覆盖全部县域的国有大型商业银行，农行的金融服务如江河支流般细密延展，"产业 兴、农民富、农村美"的宏大愿景，正在金融赋能中渐成乡土大地上的生动实景。 蔗海甜风：金融活水润蔗乡 11月的桂中大地，晚稻归仓的喜悦未散，来宾的蔗田里已酝酿起一场"甜蜜丰收"。"全国每3勺糖，便有 2勺来自广西"，这是刻在八桂大地的产业底色——广西糖料蔗种植面积和食糖产量连续34个榨季稳居全 国首位，连续21个榨季占全国总产量近60%，一根甘蔗，一头系着国家食糖供给安全，一头连着千万蔗 农的生计与期盼， ...

Core Insights - The "Rice-Fish Symbiosis" aquaculture base in Deqing County is thriving, with plans to expand by 50 acres and introduce high-quality seedlings and advanced equipment to enhance productivity [1] - The operator faced financial difficulties due to prior investments in pond renovations and embankment reinforcements, which hindered their ability to secure funding for seasonal fish stocking [1] - Postal Savings Bank's Deqing County branch responded promptly by initiating agricultural financial services, conducting on-site assessments, and providing a tailored credit loan solution to address the operator's funding gap [2] Financial Support and Impact - The bank issued a loan of 1 million yuan within five working days, which helped the operator procure seedlings on time and avoid economic losses from missing the optimal production period [2] - The Deqing County branch has disbursed over 20 million yuan in loans to local aquaculture operators this autumn, benefiting more than 40 farming entities and supporting the high-quality development of the local aquaculture industry [5]

Core Viewpoint - The article highlights the proactive measures taken by Postal Savings Bank in Zaozhuang to support local farmers during the critical corn harvest season, particularly in response to adverse weather conditions that have affected corn drying and harvesting processes [5][12]. Financial Support Initiatives - Postal Savings Bank Zaozhuang has tailored financial solutions for 26 drying points, providing over 30 million yuan in various loans to ensure efficient financial services amidst challenging weather conditions [5][12]. - In Tengzhou, a major grain buyer received a 1.5 million yuan agricultural loan to address funding gaps for corn purchasing and drying operations [6]. - The bank facilitated a 500,000 yuan online loan for a cooperative to acquire a high-end drying machine, enhancing their drying capacity significantly [7]. Targeted Financial Solutions - The bank's branch in Yicheng conducted thorough assessments of local corn producers' financial needs, creating customized financial plans based on their operational scale and cash flow [8][9]. - Different financial products were issued to various cooperatives based on their specific needs, including 3 million yuan in industry loans and 800,000 yuan in quick loans [9]. Operational Efficiency and Impact - A cooperative in Xuecheng established a drying facility capable of processing 500 tons of grain daily, funded by a 1.5 million yuan loan from the bank, which was approved within three working days [10][11]. - The cooperative's new facility has become a crucial resource for local farmers, ensuring timely drying of corn and preventing spoilage due to weather conditions [12]. Commitment to Agricultural Support - Postal Savings Bank Zaozhuang remains dedicated to serving the agricultural sector, focusing on optimizing financial products and services to enhance food security and support rural revitalization efforts [12].

Core Viewpoint - Qingdao Rural Commercial Bank is actively responding to the challenges posed by continuous autumn rains, implementing a series of financial support measures to assist farmers in the timely harvest of autumn crops and ensure agricultural production stability [1][2][12]. Group 1: Financial Support Measures - The bank has launched twelve specialized financial service measures aimed at addressing the pain points in the entire autumn grain production chain, including harvesting, drying, storage, purchasing, and planting [2][12]. - Emergency credit services have been introduced, allowing farmers to apply for loans up to 500,000 yuan, with rapid approval processes to meet urgent needs [5][12]. - A "green channel" for financial services has been established, reducing loan approval times from 5-7 days to as little as 3 days, with some loans being processed on the same day [8][12]. Group 2: On-the-Ground Initiatives - Special task forces have been formed in key grain-producing areas, with bank staff wearing identifiable uniforms to provide on-site assistance and gather information on farmers' needs [3][6]. - The bank's personnel have been actively visiting farms and communities to assess financing requirements and ensure smooth progress in the autumn harvest [2][6]. Group 3: Collaboration and Communication - The bank has established a network of communication through "emergency resource lists" and real-time coordination groups to facilitate the matching of farmers with necessary machinery and drying services [6][10]. - Collaboration with local agricultural departments and suppliers has been emphasized to create a comprehensive support system for affected farmers [10][12]. Group 4: Impact and Future Commitment - The bank has reported significant progress, with 30 clients identified needing a total of 35 million yuan in funding, and has already approved loans exceeding 2 million yuan for agricultural cooperatives [14]. - Qingdao Rural Commercial Bank remains committed to enhancing its financial services to support agricultural production and rural revitalization, ensuring that farmers have access to necessary resources [14].

Core Viewpoint - The "Insurance + Futures" project in Menglian County, Yunnan, successfully concluded, involving over 3,300 tons of rubber with a payout rate exceeding 100%, providing a safety net for local farmers and offering a replicable risk management model for border industries [1][2] Group 1: Project Overview - The project was supported by the Shanghai Futures Exchange and organized by Guoyuan Futures and Taibao Insurance Yunnan Branch [1] - It aims to stabilize the income of local ethnic minority rubber farmers amid volatile rubber prices influenced by global supply and demand and macroeconomic factors [1] Group 2: Mechanism and Implementation - Guoyuan Futures established a collaborative mechanism involving government, exchanges, futures, and insurance to address the challenges faced by rubber farmers [2] - The project team utilized financial tools and optimized options structure while monitoring climate changes and market price trends to ensure farmers' basic income is protected [2] Group 3: Future Commitment - Guoyuan Futures emphasizes its mission to support rural revitalization and promote common prosperity in ethnic regions, committing to continue developing tailored financial tools for border areas [2] - The company aims to transform the professional capabilities of the futures market into practical benefits for farmers, enhancing their financial stability and contributing to rural revitalization [2]

Core Viewpoint - The launch of the "Insurance + Futures" project for Xinjiang's red dates in Makit County aims to stabilize farmers' income and promote high-quality economic development in the region through innovative financial tools [1][3]. Group 1: Project Overview - The project is supported by the Zhengzhou Commodity Exchange and involves multiple organizations, including Shenyin Wanguo Futures and China United Property Insurance [1]. - The project has been approved for five consecutive years since 2020 and was recognized as one of the first brand county projects by the Zhengzhou Commodity Exchange for 2025 [3]. - The total insurance premium for the project in 2025 is expected to reach 18 million yuan, with support from various financial entities and local government [3]. Group 2: Importance of the Project - The "Insurance + Futures" model is crucial for addressing the natural and market risks faced by date farmers, ensuring stable income and healthy industry development [3]. - The project has received multiple awards, including the Excellent Project Award and Best Compensation Award from the Zhengzhou Commodity Exchange, highlighting its effectiveness [3]. Group 3: Future Expectations - The successful implementation of this project is seen as a model for financial innovation in modern agriculture, with plans for collaboration and experience sharing among stakeholders [4]. - The initiative is expected to contribute significantly to national food security and the supply of important agricultural products, supporting rural revitalization efforts [4].

Group 1 - The core viewpoint of the articles emphasizes the importance of financial support for agriculture, particularly in enhancing the supply of financial services to the "three rural issues" (agriculture, rural areas, and farmers) [1][2][3] - The balance of inclusive agricultural loans reached 13.9 trillion yuan, with an increase of 1.1 trillion yuan since the beginning of the year, indicating a strong focus on agricultural financing [1] - Agricultural Development Bank is actively securing credit funds to ensure grain purchases, with 8 billion yuan allocated for summer grain purchase financing [1] - Citic Bank has created a "Grain Farmer Loan" product, benefiting over 3,000 farmers and covering more than 60% of the farms in the Beidahuang Group, with a total loan amount of 1.562 billion yuan [2] - Rural commercial banks are enhancing financial services for grain production, with Zhejiang Rural Commercial Bank issuing over 16.4 billion yuan in agricultural loans, including 1.525 billion yuan for new agricultural loans [2] Group 2 - The role of agricultural insurance is highlighted as essential for supporting the agricultural sector, with a call for the integration of modern technologies such as IoT and AI in agricultural insurance [3] - In Chongqing, the agricultural insurance premium income reached 1.75 billion yuan, a year-on-year increase of 17.71%, providing risk coverage of 67.686 billion yuan [3] - The development of a digital map for precise insurance underwriting and claims is being explored, which will enhance the monitoring of crop growth and provide production guidance [3]

Core Viewpoint - The successful completion of the first corn delivery transaction through the Shanghai Clearing House's commodity clearing service marks a significant advancement in financial infrastructure supporting agriculture and rural development [1] Group 1: Financial Infrastructure Development - The Shanghai Clearing House has integrated corn, soybean meal, and rapeseed meal into its commodity clearing system to enhance financial services for agriculture and the real economy [1] - The establishment of a secure, standardized, and efficient online clearing and settlement service system has effectively reduced circulation costs for agricultural products and increased market vitality [1] Group 2: Support for Agriculture and Rural Development - The initiative aims to promote the modernization of agriculture, which is essential for achieving high-quality development and establishing a strong agricultural nation [1] - The Shanghai Clearing House plans to continue supporting key areas such as agriculture and small and medium-sized enterprises, while accelerating the construction of a multi-tiered commodity clearing system [1] Group 3: Market Impact - The new clearing service significantly enhances market transparency and stability, contributing to the standardized development of agricultural markets [1] - The Shanghai Clearing House is committed to safeguarding the high-quality and stable development of the real economy through its services [1]