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发挥综合金融优势 广发银行推进养老金融跨越式发展
在深圳市养老护理院,照护人员正在数字康养平台查阅老人当天的身体状况数据和护理服务安排,这个 数字康养平台是广发银行与深圳市养老护理院联合开发的产品,也是广发银行发挥"科技金融""综合金 融"等方面的优势,深耕"养老金融"的一个缩影。 近日,中国证券报记者跟随广发银行实地调研了深圳市养老护理院、普门科技等机构和企业,深入了解 了广发银行在"养老金融"领域的措施和成效。 养老金融体系建设初见成效 今年中国人寿(601628)提出全面深化改革的"333战略",养老金融作为"333战略"中"培育三大新增长 极"的首位,受到更多关注。中国人寿成员单位广发银行正加快建设养老金融服务体系。 广发银行首席信贷官金茜介绍,广发银行以"打造国内一流养老金融账户管理人"为目标,将养老金融列 为全行重点工程统筹谋划部署,制定《推进养老金融跨越式发展行动方案》,计划加速推进"养老金金 融、养老服务金融、养老生态金融、养老财富管理、养老产业金融"五位一体矩阵协同发展,聚焦"养老 金融数字化转型"形成"5+1"的发展格局。 "经过近几年的谋划和发展,广发银行养老金融的支撑体系和服务体系建设已初见成效。"金茜表示,广 发银行持续丰富产品货架 ...
广发银行推进养老金融跨越式发展
Core Insights - The article highlights the progress and initiatives of Guangfa Bank in the field of elderly finance, particularly through the development of a digital health management platform in collaboration with Shenzhen Elderly Care Institute [1][5]. Group 1: Elderly Finance Development - Guangfa Bank aims to become a leading elderly finance account manager, focusing on a comprehensive development strategy that includes pension finance, elderly service finance, ecological finance, wealth management, and industry finance [1][2]. - The bank has introduced over 220 personal pension products to cater to diverse customer needs and has established a unique elderly finance service system addressing the entire lifecycle of elderly care [2][3]. Group 2: Digital Health Management Platform - The digital health management platform developed by Guangfa Bank and Shenzhen Elderly Care Institute allows caregivers to access real-time health data and care arrangements for the elderly, enhancing care efficiency and quality of life [1][6]. - The platform integrates various smart devices for health monitoring and provides a unified dashboard for managing business and financial information, promoting transparency and efficiency in care management [6]. Group 3: Strategic Partnerships and Financial Support - Guangfa Bank has established a comprehensive financial support system for companies in the health and elderly care sectors, exemplified by its partnership with Pumen Technology, which has received over 100 million yuan in financing solutions [3][4]. - The bank is also facilitating collaborations between Pumen Technology and China Life Property Insurance to explore investment and elderly finance opportunities, enhancing the overall service model [4].