绿色食品产业贷
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莒县农商银行:金融护航“舌尖经济” 助力食品加工产业提质增效
Qi Lu Wan Bao· 2025-12-01 07:28
Core Insights - The food processing industry in Juxian County is transitioning from traditional workshops to large-scale production, contributing to rural revitalization and stimulating the consumer market [1] Group 1: Financial Support and Services - Juxian Rural Commercial Bank is focusing on tailored financial products and comprehensive services to meet the operational needs of the food processing industry [1] - The bank introduced a specialized "Green Food Industry Loan" that simplifies the approval process, allowing for loans to be disbursed in as little as three working days, addressing the urgent funding needs of food processing enterprises [2] - A food processing company successfully secured a loan of 500,000 yuan, resulting in a 40% increase in production value during the peak season compared to the previous year [2] Group 2: Comprehensive Service Model - The bank has implemented a dual service model combining on-site visits and online convenience to facilitate banking operations for food processing enterprises, allowing them to focus on production [2] - Services include free aggregation payment and corporate settlement, which help reduce transaction costs and improve cash flow efficiency for food processing companies [3] Group 3: Industry Development and Collaboration - The healthy development of the food processing industry relies on collaboration across the entire supply chain, with the bank extending its financial services to all segments of the industry [3] - The bank aims to support the growth of the food processing sector by optimizing credit products and enhancing service efficiency, contributing to the overall economic development of the region [3]
山东莒县农商银行特色信贷精准浇灌乡村沃土
Zheng Quan Ri Bao· 2025-05-26 07:26
Core Viewpoint - The article highlights the innovative financial products offered by Juxian Rural Commercial Bank, which effectively support rural revitalization and agricultural development in Shandong Province, particularly through tailored loans for various agricultural sectors [1]. Group 1: Financial Products and Impact - "Tao Jin Loan" has been issued over 8 million yuan, significantly aiding grape farmers in expanding their operations and increasing income [3]. - "Hui Rong Loan" provided 800,000 yuan to a flower planting cooperative, enabling the construction of modern greenhouses and resulting in a 40% increase in annual output value [4][5]. - "Green Food Industry Loan" facilitated a 10 million yuan loan for a food processing company, allowing it to expand production and enter international markets, benefiting over 30 surrounding villages [6]. - "Mei Hao Tao Jin Loan" helped a peach farmer secure 150,000 yuan, leading to improved crop quality and a profit increase of 100,000 yuan compared to the previous year [7][8]. Group 2: Agricultural Development and Employment - The introduction of "Tao Jin Loan" led to the establishment of 50 new grape growers in Anzhuang Town, expanding the planting area by over 300 acres [2]. - The flower planting cooperative now employs over 200 villagers, providing an average annual income increase of over 20,000 yuan per person [4]. - The peach and strawberry planting scale in Guozhuang Town has expanded significantly, contributing to local farmers' income and establishing a reputation for high-quality produce [8]. Group 3: Future Outlook - Juxian Rural Commercial Bank aims to continue innovating financial services in the agricultural sector, promoting rural revitalization and enhancing the overall prosperity of agriculture, rural areas, and farmers [8].