数据显示，截至三季度末，全国共开立银行账户153.95亿户。开立单位银行账户1.19亿户，其中，基本 存款账户8270.91万户；开立个人银行账户152.76亿户。 非现金支付业务方面，三季度，全国银行共办理非现金支付业务1685.08亿笔，金额1503.36万亿元。电 子支付方面，三季度，银行共处理电子支付业务834.55亿笔，金额945.40万亿元。其中，网上支付业务 193.93亿笔，金额792.59万亿元；移动支付业务606.31亿笔，金额137.53万亿元。三季度，非银行支付机 构处理网络支付业务3380.19亿笔，金额85.28万亿元。 近日，央行发布《2025年第三季度支付体系运行总体情况》。 三季度，支付系统(包含人民银行清算总中心系统、银联跨行支付系统、城银清算支付清算系统、农信 银支付清算系统、人民币跨境支付系统、网联清算平台、商业银行行内业务系统)共处理支付业务 4321.43亿笔，金额3499.98万亿元。 ...

Core Insights - The People's Bank of China released the overall situation of the payment system for the second quarter of 2025, highlighting significant growth in electronic payment transactions [1] Group 1: Electronic Payment Statistics - In the second quarter, banks processed a total of 800.53 billion electronic payment transactions, amounting to 858.16 trillion yuan [1] - Online payment transactions accounted for 182.17 billion, with a total value of 707.85 trillion yuan [1] - Mobile payment transactions reached 583.86 billion, totaling 136.06 trillion yuan [1] Group 2: Non-Bank Payment Institutions - Non-bank payment institutions processed 3,338.45 billion network payment transactions, with a total value of 82.11 trillion yuan [1]

Group 1 - The central bank reported a recovery in the growth of bank account numbers and a resurgence in non-cash payment business volume in the second quarter of 2020, indicating overall stability in the national payment system [1] - As of the end of Q2, there were 11.866 billion bank accounts opened nationwide, with a quarter-on-quarter growth of 3.05%, an increase of 1.62 percentage points compared to the previous quarter [1] - The number of personal bank accounts reached 11.795 billion, with an increase of 350 million accounts and a quarter-on-quarter growth of 3.06%, up 1.63 percentage points from the last quarter [1] Group 2 - In Q2, banks processed 83.72 billion non-cash payment transactions, amounting to 101.722 trillion yuan, representing year-on-year growth of 6.18% and 6.83% respectively [2] - Mobile payment transactions saw significant growth, with 30.141 billion transactions totaling 10.617 trillion yuan, reflecting year-on-year increases of 26.99% and 33.61% [2] - The payment system handled 171.641 billion payment transactions, with a total amount of 206.399 trillion yuan, which is 91.53 times the GDP for the same period [2]