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截至6月末 邮储银行绿色贷款余额超9500亿元 绿色金融助力绿色发展
Ren Min Ri Bao· 2025-08-12 21:52
Core Viewpoint - The article highlights the role of Postal Savings Bank in promoting green finance initiatives across various regions, showcasing innovative financial products aimed at supporting ecological protection and sustainable development [2][3][4][5]. Group 1: Green Finance Initiatives - Postal Savings Bank's Dongtai branch issued a "Wetland Biodiversity Protection Carbon Credit Loan," utilizing carbon credit rights as collateral to address financing challenges in biodiversity protection [2]. - The bank's Guangxi branch introduced an "ESG Loan + Insurance" model, providing customized financing solutions for non-ferrous metal companies to reduce their financing costs [3]. - As of June 2023, Postal Savings Bank's green loan balance exceeded 950 billion yuan, reflecting an 11.59% increase from the previous year [3]. Group 2: Product Innovation and Support - The bank has developed various green financial products to alleviate issues related to collateral and high financing costs for green projects, promoting a win-win scenario for economic and ecological benefits [3]. - Postal Savings Bank's Tianjin branch supported a distributed wind power project that is expected to save over 10,000 tons of standard coal annually [5]. - The bank's green bond investments surpassed 30 billion yuan, with ESG-themed financial products reaching nearly 6 billion yuan, indicating a comprehensive green finance service system [5]. Group 3: Commitment to Sustainable Development - The bank is committed to integrating sustainable development principles into its strategic framework, governance structure, corporate culture, and business processes [4]. - In 2024, 27 branches of Postal Savings Bank were recognized as model green branches, promoting green finance concepts to the public through various initiatives [4].