Core Viewpoint - Yancheng is leveraging its natural resources and green development to create a competitive advantage, with green finance playing a crucial role in driving industrial upgrades and ecological protection [1] Group 1: Green Finance Development - As of the end of Q2 2025, Yancheng's green loan balance reached 341.886 billion, with an average growth rate exceeding 50% over the past four years [1] - The first "Wetland Biodiversity Protection Carbon Credit Loan" was issued in March 2025, amounting to 20 million, aimed at supporting biodiversity protection [2] - The first "Marine VEP Loan" was issued shortly after, with a credit of 100 million for an ecological fishery project, addressing challenges in measuring and monetizing ecological products [2][3] Group 2: Innovative Financial Products - A collective forest land mortgage loan of 300,000 was approved, marking a significant step in converting rural green resources into financial capital [3] - The financial innovation supports sustainable agricultural practices, with a focus on green projects [3][5] - The establishment of the Huang Hai Wetland Ecological Asset Operation Center aims to create a platform for measuring ecological value and facilitating green finance [7] Group 3: Collaborative Efforts - The collaboration between various stakeholders, including local government and financial institutions, has led to the successful implementation of collective forest rights mortgage loans [9] - Training and incentive mechanisms within financial institutions have been established to promote the innovation of green financial products [8] - Yancheng is exploring new pathways for green finance development, enhancing the inclusivity of financing for green projects [9]

Core Viewpoint - The article highlights the role of Postal Savings Bank in promoting green finance initiatives across various regions, showcasing innovative financial products aimed at supporting ecological protection and sustainable development [2][3][4][5]. Group 1: Green Finance Initiatives - Postal Savings Bank's Dongtai branch issued a "Wetland Biodiversity Protection Carbon Credit Loan," utilizing carbon credit rights as collateral to address financing challenges in biodiversity protection [2]. - The bank's Guangxi branch introduced an "ESG Loan + Insurance" model, providing customized financing solutions for non-ferrous metal companies to reduce their financing costs [3]. - As of June 2023, Postal Savings Bank's green loan balance exceeded 950 billion yuan, reflecting an 11.59% increase from the previous year [3]. Group 2: Product Innovation and Support - The bank has developed various green financial products to alleviate issues related to collateral and high financing costs for green projects, promoting a win-win scenario for economic and ecological benefits [3]. - Postal Savings Bank's Tianjin branch supported a distributed wind power project that is expected to save over 10,000 tons of standard coal annually [5]. - The bank's green bond investments surpassed 30 billion yuan, with ESG-themed financial products reaching nearly 6 billion yuan, indicating a comprehensive green finance service system [5]. Group 3: Commitment to Sustainable Development - The bank is committed to integrating sustainable development principles into its strategic framework, governance structure, corporate culture, and business processes [4]. - In 2024, 27 branches of Postal Savings Bank were recognized as model green branches, promoting green finance concepts to the public through various initiatives [4].