近年来，广西桂平桂银村镇银行（以下简称"桂平村行"）始终坚持以人民为中心的价值取向，在服 务实体经济中实现自身价值，持续做好金融"五篇大文章"，助力实现经济与金融共生共荣。 优化科技金融供给，服务科创企业成长 桂平村行积极探索科技创新与金融要素融合的科技金融新路径，着力打造科技金融服务模式，为科 技创新企业提供"一站式"金融服务，积极搭建"政银企"平台，主动对接科技企业和专精特新、"小巨 人"企业，推动金融资源向科技创新领域倾斜，强化科技金融产品与服务创新，推出股权质押、应收账 款质押等多种担保方式，以高质量金融服务助力新质生产力发展。截至2025年9月末，桂平村行累计为 各类科技型企业发放贷款10903万元。 推动经济绿色转型，赋能可持续发展 深化"桂享银龄"服务生态，增进老年人福祉 桂平村行聚焦银发群体"金融需求+生活需求"双维度，深化"桂享银龄"养老金融服务品牌，打造养 老金融党建精品项目，积极探索"内外结合"的全面适老服务举措。针对老年客户推出手机银行"关爱 版"，采用大菜单、大字体、大按钮的页面设计，推出智能语音助手数字人服务功能，有效提高老年客 户使用移动金融APP的便利性。同时，持续优化适老服务 ...

Group 1 - The company held its second extraordinary shareholders' meeting on September 16, 2025, where it approved the cancellation of the supervisory board and the revision of the company's articles of association [1] - Wang Yun was elected as the employee representative director of the fourth board of directors on October 21, 2025, with his term lasting until the end of the fourth board's term [1][2] - Wang Yun previously served as a non-employee representative director and his election does not change the composition of the board and its committees [1] Group 2 - The company announced its external guarantee plan for 2025, detailing the guarantees provided to its wholly-owned subsidiaries [5] - The total amount of guarantees provided includes 3.18 million yuan for Yaan Zhongzi Future Energy Co., 2.05 million yuan for Pengzhou Guanghe Future New Energy Co., 3.10 million yuan for Lianyungang Jinwu Chuaneng New Energy Co., 4.30 million yuan for Chengdu Hechenxu New Energy Co., and 8.50 million yuan for Tianjin Qinglian Energy Engineering Co. [6] - As of the announcement date, the total actual guarantees provided by the company to its subsidiaries amounted to 71.53 million yuan [6] Group 3 - The company has approved a total external guarantee limit of up to 2.5 billion yuan for 2025, which can be used for financing and performance guarantees [11] - The guarantees provided to subsidiaries are within the approved limit and do not require further board or shareholder approval [11] - The subsidiaries involved in the financing leasing business are all fully owned by the company, thus not classified as related guarantees [6]

Core Viewpoint - The article highlights the emergence of "specialized and innovative" small and beautiful enterprises in Hebei, emphasizing the challenges they face and how Huaxia Bank's targeted financial services support their growth and transformation into larger, stronger entities [1][6]. Group 1: Challenges Faced by Enterprises - These specialized enterprises encounter significant challenges such as high R&D costs, lack of traditional collateral, and urgent expansion needs [1]. - A specific case illustrates a technology company in Cangzhou that faced financing bottlenecks due to the absence of suitable collateral, hindering its ability to meet incoming orders [2]. Group 2: Huaxia Bank's Financial Solutions - Huaxia Bank's Shijiazhuang branch established a specialized financial service team to address the unique needs of these enterprises, implementing innovative collateral methods like patent and accounts receivable pledges [4][6]. - The bank provided a credit loan of 3 million yuan to a technology company, significantly reducing the loan approval process from 20 days to 5 days, enabling rapid access to funds [4]. Group 3: Comprehensive Service Offerings - Huaxia Bank not only addresses funding issues but also offers comprehensive financial management services, including a tailored financing and payroll service for a transportation facility company [7]. - The bank's financial management cloud system has helped several partner enterprises achieve refined fund management, enhancing their financial efficiency [9]. Group 4: Economic Impact and Future Plans - The financial support from Huaxia Bank has led to a 12% year-on-year revenue growth for a precision instrument manufacturing company, helping it meet the criteria for national "little giant" enterprise status [10]. - The bank plans to extend its supply chain financial services to upstream suppliers and downstream distributors, aiming to create a collaborative ecosystem that enhances financial service coverage and impact [11].