Core Viewpoint - The article promotes the "建行惠懂你" program, which offers various benefits and services to small and micro enterprises based on their customer tier levels, aiming to enhance their business operations and overall experience [6]. Group 1: Program Overview - The program runs from July 7, 2025, to September 30, 2025, targeting small and micro enterprises whose customers have reached diamond, platinum, or gold tier levels [6]. - Eligible enterprise controllers can claim benefits according to their tier levels through the "建行惠懂你" App [6]. Group 2: Benefits Offered - **Airline Delay Insurance**: - Diamond tier: Compensation of 1000 yuan for every 4-hour delay, with an annual cap of 5000 yuan; 500 yuan for each cancellation, capped at 2500 yuan [9]. - Platinum and Gold tiers: Compensation of 400 yuan for every 4-hour delay, capped at 2000 yuan; 200 yuan for each cancellation, capped at 1000 yuan [9]. - **Health Care Services**: - Online health consultations and health check-up packages from top-tier hospitals are available, with each service limited to one use per year [10]. - Dental care services include comprehensive oral examinations and cleaning, also limited to one use per year [10]. Group 3: Transportation Benefits - Monthly ride-hailing vouchers are provided based on tier levels: - 100 yuan for diamond tier, 80 yuan for platinum tier, and 50 yuan for gold tier [11]. - Each transportation benefit can be claimed once per month, with a 30-day expiration for redemption [11].

Core Viewpoint - The article discusses the impact of the "Dragon Boat Water" rainy season on travelers in Shenzhen, particularly focusing on flight delays and the various coping mechanisms adopted by passengers during this challenging period [1][2][3]. Group 1: Flight Delays and Passenger Experiences - The rainy season in Shenzhen, particularly in May and June, leads to a high rate of flight delays at Shenzhen Airport, causing significant inconvenience for travelers [4][5][8]. - Passengers often experience long waits at the airport due to weather-related delays, with some reporting waits of up to 10 hours or more [29]. - Many travelers express frustration but also adapt by preparing for extended waits, such as bringing work materials and snacks [6][12][66]. Group 2: Economic Impact and Insurance - The article highlights that flight delays not only result in economic losses but also cause mental strain for passengers [22]. - Some travelers have found ways to profit from the situation by purchasing flight delay insurance, with reports of individuals receiving compensation amounting to thousands of yuan due to frequent delays [34][36][38]. - The article notes that the high incidence of delays during this season has led to a perception of flight delay insurance as a lucrative investment opportunity [33][34]. Group 3: Coping Mechanisms and Passenger Behavior - Various coping strategies are employed by passengers, including working at the airport, switching to alternative travel methods, and seeking compensation for delays [53][56][61]. - The article categorizes passengers into different types based on their reactions to delays, such as the pragmatic type who works while waiting and the spontaneous type who quickly changes travel plans [52][54][56][61][70]. - Passengers are encouraged to remain patient and understanding towards airport staff, recognizing that weather-related delays are beyond their control [72].