Core Viewpoint - The article primarily focuses on promoting various credit card offerings from a bank, highlighting the benefits and rewards associated with new cardholder sign-ups. Group 1: Credit Card Offerings - The article presents multiple credit card options, each with unique benefits and promotional gifts for new users [4][10][12][16]. - New cardholders can choose from a variety of welcome gifts, including bags, kitchenware, and membership cards for streaming services [4][10][12][13][16]. - Specific promotional offers include cash back for the first year and points that can be redeemed for gifts [4][10][12][13][16]. Group 2: Special Promotions - There are limited-time offers for new cardholders, including discounts on train tickets and ride-hailing services [7][12]. - The article emphasizes the importance of referral programs, where both the referrer and the new cardholder can receive rewards [20]. - Existing cardholders are encouraged to apply for additional cards, although they will not receive the same new user benefits [22].

Core Viewpoint - The article promotes various credit card offerings from China Merchants Bank, highlighting attractive benefits and rewards for new customers. Group 1: Credit Card Offerings - The article features multiple credit card options, including standard gold cards, co-branded cards, and themed cards, each with unique rewards for new customers [4][10][13][16]. - New customers can choose from a variety of welcome gifts upon meeting certain criteria, such as bags, kitchenware, and cash back options [5][8][11][14][18]. Group 2: Special Promotions - Specific promotional offers include discounts on train tickets and ride-hailing services, as well as exclusive merchandise like backpacks and coffee cups [8][13][14]. - The article emphasizes limited-time offers for new applicants, encouraging quick action to take advantage of the benefits [21]. Group 3: Existing Customer Benefits - Existing cardholders are encouraged to apply for additional cards, with shared credit limits but without access to new customer rewards [22].