□ 屈云峰 服务效能持续升级，提升群众体验质感。以提升服务效能为核心在乡镇、行政村布局168个普惠金融服 务点，整合"助农取款、社保缴费、村务政务、金融知识宣传"四大基础功能，今年以来累计办理助农取 款17万笔，换发社保卡245张，服务"苏服办"事项2380人次，大幅节省群众办事时间。同时，与国土部 门合作开发不动产抵押登记系统，实现抵押贷款登记"一站式"办理，让市民无需多头跑，办理效率显著 提升，以优质服务让群众感受到金融温度。 该行相关负责人表示，泰兴农商银行将继续坚守本土银行使命，聚焦地方发展需求，持续深化金融创 新、优化服务供给，为地方经济高质量发展和民生福祉提升提供更加强劲的金融支撑。 深耕乡村振兴沃土，激活乡村发展动能。通过"大数据+网格化+铁脚板"工作模式，实现全市行政村"整 村授信"全覆盖，让金融服务下沉至"最后一公里"。依托"农保泰e贷""苏农担"等特色涉农产品，加大对 新型农业经营主体及特色农业产业的支持力度，截至9月末，涉农及小微企业贷款余额339.74亿元，较 年初增加33.32亿元，占比高达90.77%。此外，联合4家本地龙头农业企业开展8场"泰惠生活助农惠 民"系列活动，配套优惠权 ...

Core Insights - The autumn grain procurement work has commenced successfully, with over 100 million tons of autumn grain purchased nationwide, indicating an active market and smooth progress in procurement [1] - Financial institutions are actively supporting the procurement process to ensure timely and sufficient funding for autumn grain purchases, which is crucial for national food security [2][4] Group 1: Financial Support for Grain Procurement - The People's Bank of China in Heilongjiang has organized local banks to ensure credit supply aligns with the procurement schedule, enhancing financial services for autumn grain purchases [2] - A total of 6200 rural financial service stations have been established to provide credit consultation and facilitate connections between grain producers and buyers [2] - The Agricultural Development Bank of Heilongjiang has mobilized 90 billion yuan to support autumn grain procurement, with a focus on timely fund disbursement and electronic payment services [4] Group 2: Innovative Financial Products - Financial institutions are developing innovative products to meet the diverse financing needs of grain procurement, such as "Agricultural Machinery Guarantee Quick Loan" and tailored loans for small and medium-sized grain enterprises [3] - The Agricultural Development Bank has issued 569.2 billion yuan in various agricultural support loans in the first three quarters, with a loan balance of 518.63 billion yuan [4] Group 3: Local Bank Initiatives - Local banks like Zhaozhou Rural Commercial Bank are actively engaging with grain cooperatives to provide flexible financing solutions, including grain purchase loans [6] - Jiangsu's Suining Rural Commercial Bank has increased agricultural loan disbursement, with 76.07% of its total loans directed towards agricultural support [7]

Core Viewpoint - The article highlights the role of Xuzhou Rural Commercial Bank in empowering local agriculture through inclusive financial services, which significantly contribute to rural revitalization efforts in Xuzhou, Jiangsu Province [1][6]. Group 1: Financial Empowerment - Xuzhou Rural Commercial Bank focuses on inclusive finance as a key strategy to support agricultural development, providing precise credit support and efficient financial services to local farmers [1][6]. - The bank has introduced various financial products tailored to the needs of agricultural operators, such as "Su Credit" and "Su Agricultural Loan," which offer high credit limits, quick approvals, and flexible repayment options [6][7]. Group 2: Case Studies - The article features Hu Qingjun, a grape farmer who received a loan of 500,000 yuan from the bank, which helped him expand his farm and achieve a yield of 30,000 kg of grapes annually, generating significant income [3][4]. - Another case is Wang Qian, who expanded his dragon fruit farm from 40 acres to 80 acres with the help of a 700,000 yuan loan, allowing him to modernize operations and attract more customers [4][5]. Group 3: Impact on Local Economy - The bank's financial support has not only benefited individual farmers but also created job opportunities for local residents, with farms employing dozens of workers during peak seasons [3][6]. - As of now, the bank has issued loans totaling 319 million yuan to various agricultural entities, supporting the development of local specialties like grapes and dragon fruit, thereby strengthening the foundation for rural revitalization [7][8]. Group 4: Future Outlook - Xuzhou Rural Commercial Bank plans to continue enhancing its financial services and product offerings to further support rural revitalization, aiming to make a more vibrant impact on the local agricultural economy [7][8].

Core Viewpoint - The article highlights the role of Xuzhou Rural Commercial Bank in empowering local agriculture through inclusive financial services, which significantly contribute to rural revitalization and the growth of agricultural industries such as grape and dragon fruit farming [1][8]. Group 1: Financial Empowerment - Xuzhou Rural Commercial Bank focuses on inclusive finance as a key strategy to support agricultural development, providing targeted credit support and efficient financial services to local farmers [1][8]. - The bank has introduced various financial products tailored to the needs of agricultural operators, such as "Su Credit" and "Su Agricultural Loan," which offer high credit limits, quick approvals, and flexible repayment options [8][9]. Group 2: Case Studies of Agricultural Success - The article features Hu Qingjun, a grape farmer who expanded his farm with the help of a 500,000 yuan loan from the bank, which has increased to 1 million yuan over the years, allowing him to achieve significant yields and create job opportunities for local residents [4][6]. - Wang Qian, who runs a dragon fruit farm, received a 700,000 yuan loan through the bank's "Su Agricultural Loan" product, enabling him to upgrade facilities and improve production efficiency, thus enhancing the farm's profitability [6][7]. Group 3: Impact on Local Economy - The bank's financial support has led to the establishment of successful agricultural enterprises, such as the military show family farm and the golden heng family farm, which have collectively generated substantial income and employment for local farmers [9]. - As of now, the bank has issued loans totaling 319 million yuan to various agricultural entities, with a focus on supporting local specialties like grapes and dragon fruit, thereby strengthening the foundation for rural revitalization [9].

Core Viewpoint - Tai Xing Rural Commercial Bank is committed to serving "agriculture, rural areas, and farmers," contributing significantly to poverty alleviation and local economic development through various financial services and community support initiatives [1]. Group 1: Support for Rural Development - The bank has launched initiatives such as "whole village credit renewal and increase," granting credit to 185,600 households with a total financial amount of 1.86 billion yuan, achieving a 100% credit coverage rate and a 7.81% usage coverage rate [2]. - It has partnered with the Agricultural and Rural Bureau to provide specialized financial support for key agricultural sectors, enhancing rural industries and increasing villagers' income [2]. Group 2: Urban-Rural Integration - The establishment of 251 financial service points has created a "15-minute financial service circle," offering convenient services like business consultations and bill payments to rural residents [3]. - The bank has initiated the "Government-Bank Benefit Project," bringing social security, medical insurance, and administrative approval services to rural areas, facilitating access to 140 government services [3]. Group 3: Community Support and Education - Over the past nine years, the bank has donated 900,000 yuan to support underprivileged high school students with good character and academic performance [3]. - The establishment of the "Rural Commercial Bank Dream Scholarship" has raised over 1.1 million yuan, assisting more than 360 students from low-income families to pursue higher education [3]. Group 4: Governance and Party Building - The bank has deepened cooperation with local government entities through party building initiatives, enhancing community governance and expanding its network of agricultural support [4]. - A special action plan has been implemented to connect bank leadership with rural communities, ensuring that financial services meet the needs of local residents [4].