而这份底气，离不开徐州农商银行的一路相伴。"建园时手里就10万块，付完地租啥都没了。"胡庆军回忆起创业初期的艰难，仍历历在目。就在他一筹莫 展之际，该行客户经理主动上门，送来50万元贷款，解了燃眉之急。从最初的50万到如今的100万，贷款额度逐年递增，如同一场"及时雨"，滋润着农场 的成长。 夏日的铜山大地，绿意盎然，生机勃发。在徐州市铜山区汉王镇的田间地头，一座座温室大棚鳞次栉比，一串串晶莹的葡萄挂满枝头，一个个饱满的火龙 果缀满藤蔓，勾勒出一幅产业兴旺的乡村振兴画卷。这画卷的背后，离不开徐州农商银行的金融赋能。作为服务"三农"的金融主力军，该行始终将普惠金 融作为践行"五篇大文章"的重要抓手，以精准滴灌的信贷支持、贴心高效的金融服务，为当地农业发展注入源源不断的动力，让普惠金融的春风吹拂每一 寸希望的田野。 精准滴灌，为葡萄产业插上腾飞翅膀 清晨的阳光透过薄雾，洒在虎腰村军秀家庭农场的葡萄大棚上，折射出点点金光。农场主胡庆军正穿梭在藤蔓间，小心翼翼地检查着阳光玫瑰葡萄的生长 情况，指尖拂过饱满的果粒，脸上洋溢着丰收的期待。 "从上世纪80年代跟葡萄打交道，这一辈子就认这个理：好品质才能有好收益。"胡庆军的 ...

Core Viewpoint - Tai Xing Rural Commercial Bank is committed to serving "agriculture, rural areas, and farmers," contributing significantly to poverty alleviation and local economic development through various financial services and community support initiatives [1]. Group 1: Support for Rural Development - The bank has launched initiatives such as "whole village credit renewal and increase," granting credit to 185,600 households with a total financial amount of 1.86 billion yuan, achieving a 100% credit coverage rate and a 7.81% usage coverage rate [2]. - It has partnered with the Agricultural and Rural Bureau to provide specialized financial support for key agricultural sectors, enhancing rural industries and increasing villagers' income [2]. Group 2: Urban-Rural Integration - The establishment of 251 financial service points has created a "15-minute financial service circle," offering convenient services like business consultations and bill payments to rural residents [3]. - The bank has initiated the "Government-Bank Benefit Project," bringing social security, medical insurance, and administrative approval services to rural areas, facilitating access to 140 government services [3]. Group 3: Community Support and Education - Over the past nine years, the bank has donated 900,000 yuan to support underprivileged high school students with good character and academic performance [3]. - The establishment of the "Rural Commercial Bank Dream Scholarship" has raised over 1.1 million yuan, assisting more than 360 students from low-income families to pursue higher education [3]. Group 4: Governance and Party Building - The bank has deepened cooperation with local government entities through party building initiatives, enhancing community governance and expanding its network of agricultural support [4]. - A special action plan has been implemented to connect bank leadership with rural communities, ensuring that financial services meet the needs of local residents [4].