《信息报》上周曾报道，摩根大通因监测到康蒂戈平台存在大量争议交易，已于去年 11 月冻结了该公 司的相关账户。康蒂戈是知名风投机构Y 组合（Y Combinator） 投资的企业，此前用户可通过金融科 技中介公司支票簿（Checkbook） ，在摩根大通银行开立虚拟账户。 责任编辑：郭明煜 责任编辑：郭明煜 据总部聚焦委内瑞拉市场的稳定币初创公司康蒂戈（Kontigo） 于周一发布的声明，该公司将对 1000 余名用户因黑客攻击被盗取的 34 万美元资金进行全额赔付。 康蒂戈在社交平台 X 上发布的声明中表示，公司已监测到非授权访问事件，部分用户的资金因此受到 影响，公司将对被盗资金予以全额退还。该公司预估，截至目前被盗资金规模至少达 34 万美元，并表 示会就事件后续进展发布更新公告。上周，已有多位康蒂戈用户在 X 上发布截图，内容为公司推送的 账户遭非授权访问尝试的提醒通知。康蒂戈方面称："我们已立即隔离受影响的系统，启动安全防护协 议，并正开展深入调查，以确定本次事件的波及范围。" 该公司首席执行官赫苏斯・卡斯蒂略暂未就此 事回应置评请求。 据总部聚焦委内瑞拉市场的稳定币初创公司康蒂戈（Kontigo） ...

Core Insights - The establishment of the Hainan Free Trade Port is expected to significantly enhance cross-border payment and settlement processes, reducing fees by up to 50% for traders and cross-border e-commerce businesses [1][3] - The EF account system has been implemented, facilitating cross-border transactions and is projected to see a substantial increase in foreign loans, with a year-on-year growth of 248.53% by October 2025 [1][6] - Financial institutions are rapidly entering Hainan, with banks and non-bank financial entities expanding their operations in anticipation of the benefits from the free trade port [1][5][7] Financial Infrastructure Development - The EF account and cross-border fund concentration center are transforming the perception of Hainan as a financial hub for trade [4] - Hainan's financial landscape allows for dual licensing of financial enterprises, enhancing flexibility in cross-border payments and small currency settlements [3] - The integration of international payment solutions and digital applications is expected to improve cross-border consumption and personnel exchanges in Hainan [4] Banking Sector Dynamics - Major banks are intensifying their presence in Hainan, with state-owned and joint-stock banks enhancing their resources and institutional frameworks [5] - The establishment of cross-border financial centers and strategic partnerships with local financial institutions indicates a robust commitment to developing Hainan's financial ecosystem [5] - The anticipated increase in cross-border fund flow efficiency and innovative account systems may create new business opportunities for banks [5] Non-Bank Financial Institutions - Non-bank financial institutions are emerging as a significant force in Hainan's financial system, with leasing companies entering the market to explore new business models [7] - The establishment of a gold trading infrastructure in Hainan marks a significant development, enabling a closed-loop for gold-related financial services [7] - Continuous entry of insurance, reinsurance, and specialized financial service providers is expected to further diversify Hainan's financial offerings [7]